Mortgage Lenders and Brokers in Cypress Gardens, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cypress Gardens, Florida mortgage lenders include Midflorida Credit UnionMidflorida Credit Union1199 Spring Centre South Blvd, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 3.18%, Citizens Bank and TrustCitizens Bank and Trust211 Havendale Blvd, Auburndale, FL 33823D2.1 ★Texas Ratio: 5.22%, Southstate Bank, National AssociationSouthstate Bank, National Association400 Us Highway 27 N, Avon Park, FL 33825A+5.0 ★Texas Ratio: 2.27%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank360 W State Road 436, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 4.37%, Crews Bank & TrustCrews Bank & Trust400 N Brevard Ave, Arcadia, FL 34266A+5.0 ★Texas Ratio: 0.31%, Fairwinds Credit UnionFairwinds Credit Union891 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 2.64%, Suncoast Credit UnionSuncoast Credit Union1328 E Oak St, Arcadia, FL 34266A5.0 ★Texas Ratio: 6.26%, Republic Bank & TrustRepublic Bank & Trust12933 Walsingham Rd, Largo, FL 33774A+5.0 ★Texas Ratio: 2.91%, and Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cypress Gardens, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cypress Gardens are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cypress Gardens, Florida
Market share is the lender's share of all home loans closed in Cypress Gardens, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1 stars, 1 review 1199 Spring Centre South Blvd, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 3.18% |
Conventional, Jumbo, HELOC | 16 +6 HELOCs |
9.5% | 66.7% | $143,750 | View |
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211 Havendale Blvd, Auburndale, FL 33823 D2.1 ★Texas Ratio: 5.22% |
Conventional | 3 | 1.8% | 100% | $245,000 | View |
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★ 5 stars, 1 review 400 Us Highway 27 N, Avon Park, FL 33825 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.2% | 66.7% | $710,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $235,000 | View |
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360 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $245,000 | View |
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400 N Brevard Ave, Arcadia, FL 34266 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
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891 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.6% | 100% | $205,000 | View |
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1328 E Oak St, Arcadia, FL 34266 A5.0 ★Texas Ratio: 6.26% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
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12933 Walsingham Rd, Largo, FL 33774 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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4254 53rd Ave E, Bradenton, FL 34203 A+5.0 ★Texas Ratio: 2.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 900 W State Road 436, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 4 | 2.4% | 38.5% | $137,500 | |
Freedom Mortgage Corporation
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FHA | 3 | 1.8% | 83.3% | $221,666 | |
The Mortgage Firm
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FHA | 2 | 1.2% | 100% | $315,000 | |
Alkan Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $235,000 | |
Fairway Funding Group, Inc
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FHA | 1 | 0.6% | 100% | $275,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 21 +1 HELOCs |
12.4% | 88% | $279,761 | |
Rocket Mortgage
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Conventional, FHA, VA | 18 | 10.7% | 79.2% | $143,888 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 4.1% | 63.6% | $236,428 | |
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A+5.0 ★Texas Ratio: 2.02% |
Conventional, FHA, VA | 7 | 4.1% | 100% | $379,285 | View |
Mortgage Research Center
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Conventional, FHA, VA | 7 | 4.1% | 77.8% | $277,857 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 7 | 4.1% | 100% | $232,142 | View |
CrossCountry Mortgage, LLC
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Conventional, VA, HELOC | 3 +1 HELOCs |
1.8% | 75% | $365,000 | |
Movement Mortgage, LLC
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Conventional | 3 | 1.8% | 100% | $298,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 3 | 1.8% | 60% | $208,333 | |
Everett Financial, Inc.
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Conventional | 2 | 1.2% | 66.7% | $230,000 | |
Equity Prime Mortgage LLC
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FHA | 2 | 1.2% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.2% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 1.71% |
Conventional, FHA | 2 | 1.2% | 100% | $155,000 | View |
American Liberty Mortgage Inco
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Conventional, FHA | 2 | 1.2% | 100% | $155,000 | |
American Financing Corporation
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Conventional | 2 | 1.2% | 100% | $145,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.2% | 100% | $240,000 | |
Nfm, Inc
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FHA | 2 | 1.2% | 100% | $340,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 1.2% | 100% | $105,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 1.2% | 50% | $340,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.2% | 100% | $145,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $105,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $205,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.6% | 100% | $265,000 | |
Goodleap, LLC
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FHA | 1 | 0.6% | 100% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.6% | 100% | $255,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.6% | 33.3% | $215,000 | View |
Kind Lending, LLC
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Conventional | 1 | 0.6% | 100% | $105,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 33.3% | $95,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.6% | 100% | $235,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.6% | 100% | $145,000 | |
Honor Credit Union
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Conventional | 1 | 0.6% | 100% | $295,000 | |
Securitynational Mortgage Company
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VA | 1 | 0.6% | 100% | $265,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $125,000 | |
Mid-Continent Funding, Inc.
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VA | 1 | 0.6% | 100% | $235,000 | |
Service Federal Credit Union
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VA | 1 | 0.6% | 100% | $205,000 | |
MassMutual FCU
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Conventional | 1 | 0.6% | 100% | $25,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.6% | 100% | $345,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.6% | 50% | $305,000 | |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $495,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.6% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 7.48% |
FHA | 1 | 0.6% | 100% | $215,000 | View |
Lake Michigan Credit Union
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.6% | 100% | $155,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $275,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,495,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.6% | 100% | $355,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.6% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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FHA | 1 | 0.6% | 100% | $315,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 0.6% | 100% | $285,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.6% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Cypress Gardens Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cypress Gardens, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Cypress Gardens? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cypress Gardens in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cypress Gardens, FL
Use these to narrow the list above. Each category shows how many Cypress Gardens, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Cypress Gardens, FL
Independent mortgage companies closed 74.6 percent of home loans in Cypress Gardens, Florida in 2025, banks 10.7 percent and credit unions 14.8 percent. Lakeview Loan Servicing, LLC was the largest mortgage company, Citizens Bank and Trust the largest bank and Midflorida Credit Union the largest credit union. Among lenders headquartered in Florida, Midflorida Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cypress Gardens, FL
By home loans closed in 2025, Midflorida Credit Union was the largest mortgage lender in Cypress Gardens, Florida with 16 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
30 lenders closed FHA loans in Cypress Gardens, Florida in 2025, led by United Wholesale Mortgage with 10. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 11 credit unions closed home loans in Cypress Gardens, Florida in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cypress Gardens, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cypress Gardens, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cypress Gardens. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
