Mortgage Lenders and Brokers in Callahan, Florida
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Callahan, Florida mortgage lenders include Southeastern BankSoutheastern Bank542238 Us Highway 1, Callahan, FL 32011A+5.0 ★Texas Ratio: 2.15%, VyStar Credit UnionVyStar Credit Union542277 US Highway 1, Callahan, FL 32011A5.0 ★Texas Ratio: 9.56%, First Federal BankFirst Federal Bank300 N Waukesha St, Bonifay, FL 32425A+5.0 ★Texas Ratio: 1.10%, Citizens Bank, NACitizens Bank, NA2222 Ponce De Leon Blvd, Coral Gables, FL 33134A+5.0 ★Texas Ratio: 5.44%, Third Federal Savings and LoanThird Federal Savings and Loan70 S Dixie Hwy, Boca Raton, FL 33432A+5.0 ★Texas Ratio: 2.32%, Truist BankTruist Bank1198 Commerce Park Dr, Altamonte Springs, FL 32714A+5.0 ★Texas Ratio: 2.87%, Bank of America NABank of America NA460 E Altamonte Dr, Altamonte Springs, FL 32701A+5.0 ★Texas Ratio: 4.14%, Ameris BankAmeris Bank16763 Se Pear St, Blountstown, FL 32424A+5.0 ★Texas Ratio: 1.82%, Hancock Whitney BankHancock Whitney Bank5817 Manatee Ave W, Bradenton, FL 34209A+5.0 ★Texas Ratio: 3.41%, and Community First Credit Union of FLoridaCommunity First Credit Union of FLoridaJacksonville, FLA+5.0 ★Texas Ratio: 3.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Callahan, Florida in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Callahan are listed first, then lenders elsewhere in Florida, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Callahan, Florida
Market share is the lender's share of all home loans closed in Callahan, Florida. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Callahan 542238 Us Highway 1, Callahan, FL 32011 A+5.0 ★Texas Ratio: 2.15% |
Conventional | 5 | 3.5% | 100% | $235,000 | View |
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542277 US Highway 1, Callahan, FL 32011 A5.0 ★Texas Ratio: 9.56% |
Conventional, HELOC | 7 +3 HELOCs |
5% | 53.3% | $202,142 | View |
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300 N Waukesha St, Bonifay, FL 32425 A+5.0 ★Texas Ratio: 1.10% |
Conventional, VA | 4 | 2.8% | 80% | $430,000 | View |
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2222 Ponce De Leon Blvd, Coral Gables, FL 33134 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.7% | 100% | $415,000 | View |
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70 S Dixie Hwy, Boca Raton, FL 33432 A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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★ 1 stars, 1 review 1198 Commerce Park Dr, Altamonte Springs, FL 32714 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.7% | 100% | $265,000 | View |
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460 E Altamonte Dr, Altamonte Springs, FL 32701 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 4 stars, 1 review 16763 Se Pear St, Blountstown, FL 32424 A+5.0 ★Texas Ratio: 1.82% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 4 stars, 3 reviews 5817 Manatee Ave W, Bradenton, FL 34209 A+5.0 ★Texas Ratio: 3.41% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 7 +2 HELOCs |
5% | 100% | $92,142 | View |
Freedom Mortgage Corporation
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VA | 4 | 2.8% | 100% | $282,500 | |
Jet HomeLoans, LP
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Conventional, FHA | 3 | 2.1% | 100% | $218,333 | |
Nqm Funding, LLC
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VA | 1 | 0.7% | 100% | $415,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 24 | 17% | 92.3% | $311,250 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 14.2% | 87% | $278,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 9 | 6.4% | 90% | $276,111 | |
21St Mortgage
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Conventional | 6 | 4.3% | 37.5% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 5 +1 HELOCs |
3.5% | 71.4% | $185,000 | |
Towne Mortgage Company
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Conventional | 3 | 2.1% | 100% | $275,000 | |
Everett Financial, Inc.
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FHA | 2 | 1.4% | 100% | $270,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 1.4% | 100% | $165,000 | |
Amerisave Mortgage Company
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FHA | 2 | 1.4% | 100% | $400,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1.4% | 100% | $285,000 | |
Shoreham Bank
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FHA | 2 | 1.4% | 100% | $15,000 | |
New American Funding, LLC.
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Conventional, VA | 2 | 1.4% | 100% | $265,000 | |
EMM Loans LLC
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Conventional | 1 | 0.7% | 100% | $485,000 | |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $195,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.7% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 8.10% |
Conventional | 1 | 0.7% | 33.3% | $115,000 | View |
Kind Lending, LLC
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Conventional | 1 | 0.7% | 50% | $165,000 | |
loanDepot.com LLC
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VA | 1 | 0.7% | 50% | $485,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.7% | 100% | $215,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.7% | 100% | $255,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $285,000 | View |
Evergreen Moneysource Mortgage Company
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $155,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.7% | 50% | $415,000 | |
Loanpeople, LLC
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Conventional | 1 | 0.7% | 100% | $315,000 | |
The Loan Store, Inc
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FHA | 1 | 0.7% | 100% | $575,000 | |
PrimeSouth Bank
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Conventional | 1 | 0.7% | 100% | $515,000 | |
Pineland Bank
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Conventional | 1 | 0.7% | 100% | $235,000 | |
Mortgage Research Center
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VA | 1 | 0.7% | 100% | $405,000 | |
Lake Michigan Credit Union
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Conventional | 1 | 0.7% | 100% | $705,000 | |
Acopia, LLC
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Conventional | 1 | 0.7% | 100% | $465,000 | |
Stockton Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $245,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Right Start Mortgage, Inc
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Southwest Stage Funding LLC
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Conventional | 1 | 0.7% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.7% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.7% | 100% | $445,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 33.3% | $35,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.7% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Callahan Mortgage Rate Trends
Daily average mortgage rates for Florida compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Callahan, Florida
Looking for mortgage lenders near me or mortgage brokers near me in Callahan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Callahan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Callahan, FL
Use these to narrow the list above. Each category shows how many Callahan, FL lenders fit and what that kind of lender is usually best for.
Who Lends in Callahan, FL
Independent mortgage companies closed 73 percent of home loans in Callahan, Florida in 2025, banks 12.8 percent and credit unions 14.2 percent. Freedom Mortgage Corporation was the largest mortgage company, Southeastern Bank the largest bank and VyStar Credit Union the largest credit union. Among lenders headquartered in Florida, VyStar Credit Union led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Florida. Documentary stamp tax of $0.70 per $100 on deeds (0.70 percent; $0.60 in Miami-Dade for single family homes), plus $0.35 per $100 on the note (0.35 percent) and a nonrecurring intangible tax of 2 mills ($0.002 per dollar) on the mortgage amount.
More Florida Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Callahan, FL
By home loans closed in 2025, Southeastern Bank was the largest mortgage lender in Callahan, Florida with 5 loans, about 3.5 percent of the market. The largest lender headquartered in Florida was VyStar Credit Union with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Callahan, Florida in 2025, led by United Wholesale Mortgage with 8. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Callahan, Florida in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Callahan, Florida during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Callahan, Florida for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Callahan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
