Mortgage Lenders and Brokers in Oakville, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Oakville, Connecticut mortgage lenders include Thomaston Savings BankThomaston Savings Bank461 Main St, Oakville, CT 06779A+5.0 ★Texas Ratio: 5.17%, Ion BankIon Bank75 Tremont St, Ansonia, CT 06401A5.0 ★Texas Ratio: 10.40%, Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%, Liberty BankLiberty Bank27 Dale Rd, Avon, CT 06001A+5.0 ★Texas Ratio: 1.90%, FD Community FCUFD Community FCU601 Watertown Ave, Waterbury, CT 06708A+5.0 ★Texas Ratio: 4.89%, Torrington Savings BankTorrington Savings Bank888 Farmington Ave, Bristol, CT 06010A+5.0 ★Texas Ratio: 0.61%, Citizens Bank, NACitizens Bank, NA332 E Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA205 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.68%, Sikorksy Financial Credit UnionSikorksy Financial Credit Union1201 South Ave, Bridgeport, CT 06604 5246A+5.0 ★Texas Ratio: 1.38%, and Union Savings BankUnion Savings Bank24 Grassy Plain St, Bethel, CT 06801A+5.0 ★Texas Ratio: 2.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Oakville, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oakville are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Oakville, Connecticut
Market share is the lender's share of all home loans closed in Oakville, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Oakville 461 Main St, Oakville, CT 06779 A+5.0 ★Texas Ratio: 5.17% |
Conventional, HELOC | 29 +21 HELOCs |
9% | 82.9% | $159,827 | View |
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75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 15 | 4.6% | 93.8% | $192,333 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 9 | 2.8% | 100% | $349,444 | View |
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★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 8 +2 HELOCs |
2.5% | 100% | $335,000 | View |
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601 Watertown Ave, Waterbury, CT 06708 A+5.0 ★Texas Ratio: 4.89% |
Conventional | 8 | 2.5% | 72.7% | $55,000 | View |
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888 Farmington Ave, Bristol, CT 06010 A+5.0 ★Texas Ratio: 0.61% |
Conventional | 4 | 1.2% | 100% | $290,000 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, FHA, HELOC | 3 +10 HELOCs |
0.9% | 75% | $271,666 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.9% | 100% | $225,000 | View |
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1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38% |
Conventional, HELOC | 2 +3 HELOCs |
0.6% | 100% | $85,000 | View |
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24 Grassy Plain St, Bethel, CT 06801 A+5.0 ★Texas Ratio: 2.11% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 66.7% | $305,000 | View |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $285,000 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional | 1 | 0.3% | 50% | $85,000 | View |
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75 Holly Hill Ln, Greenwich, CT 06830 D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.3% | 50% | $355,000 | View |
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279 New Britain Rd, Berlin, CT 06037 A-5.0 ★Texas Ratio: 14.09% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
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101 Simsbury Rd, Avon, CT 06001 A4.9 ★Texas Ratio: 7.16% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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5 Huckleberry Ln, Bloomfield, CT 06002 A5.0 ★Texas Ratio: 8.88% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
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★ 5 stars, 1 review 97 NEWTOWN RD, DANBURY, CT 06810 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 0.3% | 100% | $545,000 | View |
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200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
HELOC | 0 +12 HELOCs |
0% | 0% | View | |
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100 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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100 Main St, Canaan, CT 06018 A+5.0 ★Texas Ratio: 3.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citibank, NA
939 Main St, Bridgeport, CT 06604 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Total Mortgage Services, LLC
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Conventional, FHA | 17 | 5.3% | 100% | $229,117 | |
Waterbury Ct Teachers FCU
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Conventional | 10 | 3.1% | 100% | $93,000 | |
First World Mortgage Corporaton
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Conventional | 7 | 2.2% | 100% | $265,000 | |
Norwich Commercial Group Inc
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Conventional, FHA | 4 | 1.2% | 66.7% | $242,500 | |
William Raveis Mortgage, LLC
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Conventional | 3 | 0.9% | 100% | $138,333 | |
Prysma Lending Group, LLC
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Conventional | 2 | 0.6% | 100% | $335,000 | |
Mortgage Markets CUSO, LLC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Warshaw Capital, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 20 | 6.2% | 80% | $228,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 17 | 5.3% | 90% | $357,941 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 14 | 4.3% | 87.5% | $248,571 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 10 | 3.1% | 90.9% | $321,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 9 | 2.8% | 90% | $319,444 | |
Newrez LLC
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Conventional, FHA, VA | 8 | 2.5% | 88.9% | $221,250 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 8 | 2.5% | 88.9% | $266,250 | |
Prosperity Home Mortgage, LLC
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Conventional | 7 | 2.2% | 100% | $306,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.5% | 75% | $361,000 | |
Nfm, Inc
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Conventional, VA | 5 | 1.5% | 100% | $295,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.5% | 71.4% | $201,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.2% | 57.1% | $205,000 | |
Movement Mortgage, LLC
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Conventional | 4 | 1.2% | 100% | $260,000 | |
Amerisave Mortgage Company
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Conventional | 4 | 1.2% | 57.1% | $82,500 | |
T2 Financial LLC
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Conventional | 4 | 1.2% | 100% | $395,000 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 1.2% | 66.7% | $167,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.9% | 60% | $135,000 | |
The Loan Store, Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.9% | 100% | $278,333 | |
Primelending
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Conventional, VA | 3 | 0.9% | 100% | $365,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 0.9% | 100% | $311,666 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $238,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 0.6% | 66.7% | $495,000 | |
Guild Mortgage Company
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FHA, VA | 2 | 0.6% | 100% | $380,000 | |
New Day Financial, LLC.
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VA | 2 | 0.6% | 100% | $335,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $260,000 | |
Carrington Mortgage Services LLC
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Conventional, VA | 2 | 0.6% | 50% | $205,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 60% | $50,000 | |
HomeBridge Financial Services, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $265,000 | |
Arc Home LLC
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Conventional | 1 | 0.3% | 100% | $635,000 | |
EMM Loans LLC
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VA | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Luminate Bank
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.3% | 100% | $525,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.3% | 100% | $365,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Ocmbc, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Valon Mortgage
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Conventional | 1 | 0.3% | 100% | $315,000 | |
Nqm Funding, LLC
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Conventional | 1 | 0.3% | 100% | $275,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $385,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $305,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.3% | 100% | $315,000 | |
Service Federal Credit Union
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VA | 1 | 0.3% | 100% | $545,000 | |
Embrace Home Loans, Inc.
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Provident Funding Associates
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Barrington Bank & Trust Company, N.A.
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VA | 1 | 0.3% | 100% | $215,000 | |
Municipal Credit Union
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $375,000 | |
Citadel Servicing Corporation
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Conventional | 1 | 0.3% | 100% | $445,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $265,000 | View |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
Washington Trust Mortgage Company LLC
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Conventional | 1 | 0.3% | 100% | $485,000 | |
First Central Savings Bank
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Conventional | 1 | 0.3% | 100% | $735,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
PNC Bank N.A.
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HELOC | 0 +1 HELOCs |
0% | n/a |
Oakville Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Oakville, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Oakville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oakville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Oakville, CT
Use these to narrow the list above. Each category shows how many Oakville, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Oakville, CT
Independent mortgage companies closed 64.4 percent of home loans in Oakville, Connecticut in 2025, banks 26.6 percent and credit unions 9 percent. Total Mortgage Services, LLC was the largest mortgage company, Thomaston Savings Bank the largest bank and FD Community FCU the largest credit union. Among lenders headquartered in Connecticut, Thomaston Savings Bank led with 29 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Oakville, CT
By home loans closed in 2025, Thomaston Savings Bank was the largest mortgage lender in Oakville, Connecticut with 29 loans, about 9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Oakville, Connecticut in 2025, led by United Wholesale Mortgage with 9. 14 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in Oakville, Connecticut in 2025, alongside 58 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Oakville, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oakville, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oakville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
