Mortgage Lenders and Brokers in Northford, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Northford, Connecticut mortgage lenders include Ascend BankAscend Bank1409 Middletown Ave, Northford, CT 06472A+5.0 ★Texas Ratio: 3.87%, Connex Credit UnionConnex Credit Union620 W Main St, Branford, CT 06405 3420A+5.0 ★Texas Ratio: 4.74%, Webster Bank, N.A.Webster Bank, N.A.200 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.34%, Citizens Bank, NACitizens Bank, NA332 E Main St, Branford, CT 06405A+5.0 ★Texas Ratio: 5.44%, TD BankTD Bank255 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.71%, The Milford BankThe Milford Bank295 Boston Post Rd, Milford, CT 06460A+5.0 ★Texas Ratio: 4.41%, Wells Fargo Bank NAWells Fargo Bank NA211 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 5.36%, Liberty BankLiberty Bank27 Dale Rd, Avon, CT 06001A+5.0 ★Texas Ratio: 1.90%, American Eagle FCUAmerican Eagle FCU427 W Avon Rd, Avon, CT 06001 2520A+5.0 ★Texas Ratio: 3.67%, and Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Northford, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Northford are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Northford, Connecticut
Market share is the lender's share of all home loans closed in Northford, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Northford 1409 Middletown Ave, Northford, CT 06472 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 4 | 3.7% | 62.5% | $140,000 | View |
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620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 10 | 9.3% | 90.9% | $72,000 | View |
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200 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 4 +2 HELOCs |
3.7% | 100% | $160,000 | View |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
Conventional, HELOC | 2 +12 HELOCs |
1.9% | 100% | $220,000 | View |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 2 +4 HELOCs |
1.9% | 66.7% | $65,000 | View |
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295 Boston Post Rd, Milford, CT 06460 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 2 | 1.9% | 100% | $170,000 | View |
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211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.9% | 100% | $170,000 | View |
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★ 5 stars, 2 reviews 27 Dale Rd, Avon, CT 06001 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 100% | $105,000 | View |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
Conventional | 1 | 0.9% | 50% | $145,000 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 1 | 0.9% | 100% | $625,000 | View |
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24 Grassy Plain St, Bethel, CT 06801 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.9% | 100% | $395,000 | View |
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232 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
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75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 1 | 0.9% | 100% | $125,000 | View |
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5 Huckleberry Ln, Bloomfield, CT 06002 A5.0 ★Texas Ratio: 8.88% |
Conventional | 1 | 0.9% | 100% | $395,000 | View |
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1201 South Ave, Bridgeport, CT 06604 5246 A+5.0 ★Texas Ratio: 1.38% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
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73 Main St S, Bethlehem, CT 06751 A+5.0 ★Texas Ratio: 5.17% |
Conventional | 1 | 0.9% | 100% | $725,000 | View |
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100 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional | 4 | 3.7% | 100% | $445,000 | |
Ellafi Federal Credit Union FKA Seasons Federal Credit Union
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Conventional | 2 | 1.9% | 100% | $150,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.9% | 100% | $355,000 | |
CSE Credit Union, Inc.
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Conventional | 1 | 0.9% | 100% | $55,000 | |
United Wholesale Mortgage
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Conventional, FHA, HELOC | 12 +1 HELOCs |
11.2% | 100% | $381,666 | |
Union Home Mortgage Corp.
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Conventional | 6 | 5.6% | 100% | $356,666 | |
Primelending
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Conventional, VA | 4 | 3.7% | 100% | $400,000 | |
loanDepot.com LLC
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Conventional | 3 | 2.8% | 100% | $258,333 | |
Equity Resources Inc
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Conventional, FHA | 2 | 1.9% | 100% | $490,000 | |
Newrez LLC
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Conventional, FHA | 2 | 1.9% | 66.7% | $365,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.9% | 100% | $430,000 | |
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A+5.0 ★Texas Ratio: 5.14% |
Conventional | 2 | 1.9% | 100% | $370,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 1.9% | 50% | $235,000 | |
Valon Mortgage
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Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $495,000 | |
Arc Home LLC
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $495,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.9% | 100% | $725,000 | |
Rocket Mortgage
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Conventional | 1 | 0.9% | 20% | $285,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.9% | 100% | $295,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $255,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $535,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $415,000 | |
General Mortgage Capital Corporation
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Conventional | 1 | 0.9% | 100% | $525,000 | |
Homestead Funding Corp.
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Conventional | 1 | 0.9% | 100% | $315,000 | |
Credit Union Mortgage Associat
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Conventional | 1 | 0.9% | 100% | $325,000 | |
Provident Funding Associates
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Conventional | 1 | 0.9% | 100% | $285,000 | |
T2 Financial LLC
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Conventional | 1 | 0.9% | 100% | $405,000 | |
Mortgage Equity Partners LLC
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Armed Forces Bank, N.A.
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VA | 1 | 0.9% | 100% | $425,000 | |
Barrington Bank & Trust Company, N.A.
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VA | 1 | 0.9% | 100% | $515,000 | |
Mortgage Research Center
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VA | 1 | 0.9% | 50% | $535,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.9% | 100% | $385,000 | |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.9% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.9% | 100% | $365,000 | View |
Mutual of Omaha Mortgage
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FHA | 1 | 0.9% | 100% | $325,000 | |
Washington Trust Mortgage Company LLC
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Conventional | 1 | 0.9% | 100% | $335,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.9% | 100% | $375,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $105,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.9% | 100% | $385,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.9% | 100% | $235,000 | |
American Neighborhood Mortgage Acceptance Company
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VA | 1 | 0.9% | 100% | $485,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Third Federal Savings and Loan
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lower, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Northford Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Northford, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Northford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Northford in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Northford, CT
Use these to narrow the list above. Each category shows how many Northford, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Northford, CT
Independent mortgage companies closed 56.1 percent of home loans in Northford, Connecticut in 2025, banks 28 percent and credit unions 15.9 percent. Total Mortgage Services, LLC was the largest mortgage company, Ascend Bank the largest bank and Connex Credit Union the largest credit union. Among lenders headquartered in Connecticut, Ascend Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Northford, CT
By home loans closed in 2025, Ascend Bank was the largest mortgage lender in Northford, Connecticut with 4 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Northford, Connecticut in 2025, led by United Wholesale Mortgage with 3. 6 lenders closed VA loans, led by Primelending. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 20 banks and 8 credit unions closed home loans in Northford, Connecticut in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Northford, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Northford, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Northford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
