Mortgage Lenders and Brokers in Derby, Connecticut
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Derby, Connecticut mortgage lenders include Sikorksy Financial Credit UnionSikorksy Financial Credit Union130 Division St Fl 1, Derby, CT 06418 1326A+5.0 ★Texas Ratio: 1.38%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA205 W Main St, Avon, CT 06001A+5.0 ★Texas Ratio: 3.68%, Ion BankIon Bank75 Tremont St, Ansonia, CT 06401A5.0 ★Texas Ratio: 10.40%, Connex Credit UnionConnex Credit Union620 W Main St, Branford, CT 06405 3420A+5.0 ★Texas Ratio: 4.74%, Liberty BankLiberty Bank49 Pershing Dr, Derby, CT 06418A+5.0 ★Texas Ratio: 1.90%, M&T BankM&T Bank100 Division St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.11%, Webster Bank, N.A.Webster Bank, N.A.500 New Haven Ave, Derby, CT 06418A+5.0 ★Texas Ratio: 4.34%, Bank of America NABank of America NA382 Main St, Ansonia, CT 06401A+5.0 ★Texas Ratio: 4.14%, Newtown Savings BankNewtown Savings Bank211 Greenwood Ave, Bethel, CT 06801A+5.0 ★Texas Ratio: 3.03%, and Union Savings BankUnion Savings Bank24 Grassy Plain St, Bethel, CT 06801A+5.0 ★Texas Ratio: 2.11%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Derby, Connecticut in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Derby are listed first, then lenders elsewhere in Connecticut, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Derby, Connecticut
Market share is the lender's share of all home loans closed in Derby, Connecticut. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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130 Division St Fl 1, Derby, CT 06418 1326 A+5.0 ★Texas Ratio: 1.38% |
Conventional, HELOC | 9 +6 HELOCs |
4.8% | 64.3% | $91,666 | View |
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205 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.6% | 100% | $195,000 | View |
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75 Tremont St, Ansonia, CT 06401 A5.0 ★Texas Ratio: 10.40% |
Conventional | 3 | 1.6% | 75% | $58,333 | View |
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620 W Main St, Branford, CT 06405 3420 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 3 | 1.6% | 75% | $155,000 | View |
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★ 5 stars, 2 reviews 49 Pershing Dr, Derby, CT 06418 A+5.0 ★Texas Ratio: 1.90% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 100% | $220,000 | View |
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100 Division St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.11% |
FHA, HELOC | 1 +5 HELOCs |
0.5% | 33.3% | $495,000 | View |
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500 New Haven Ave, Derby, CT 06418 A+5.0 ★Texas Ratio: 4.34% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 25% | $95,000 | View |
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382 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $225,000 | View |
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211 Greenwood Ave, Bethel, CT 06801 A+5.0 ★Texas Ratio: 3.03% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $365,000 | View |
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24 Grassy Plain St, Bethel, CT 06801 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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232 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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1006 Post Rd, Darien, CT 06820 A+5.0 ★Texas Ratio: 2.43% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
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211 Main St, Ansonia, CT 06401 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
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182 West Main Street, Avon, CT 06001 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
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25 North St, Bristol, CT 06010 A+5.0 ★Texas Ratio: 4.90% |
Conventional | 1 | 0.5% | 33.3% | $55,000 | View |
Citibank, NA
939 Main St, Bridgeport, CT 06604 |
Conventional | 1 | 0.5% | 100% | $355,000 | |
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332 E Main St, Branford, CT 06405 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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255 W Main St, Avon, CT 06001 A+5.0 ★Texas Ratio: 3.71% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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427 W Avon Rd, Avon, CT 06001 2520 A+5.0 ★Texas Ratio: 3.67% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Total Mortgage Services, LLC
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Conventional, FHA | 24 | 12.8% | 96% | $243,750 | |
Crosspoint Federal Credit Unio
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Conventional | 2 | 1.1% | 100% | $80,000 | |
Norwich Commercial Group Inc
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FHA | 1 | 0.5% | 100% | $355,000 | |
Prysma Lending Group, LLC
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FHA | 1 | 0.5% | 100% | $405,000 | |
William Raveis Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 18 | 9.6% | 90% | $293,888 | |
Rocket Mortgage
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Conventional, FHA, VA | 13 | 7% | 81.2% | $271,153 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 11 | 5.9% | 85.7% | $351,363 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 10 | 5.3% | 91.7% | $329,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 6 | 3.2% | 100% | $268,333 | |
CrossCountry Mortgage, LLC
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FHA | 5 | 2.7% | 100% | $441,000 | |
Primelending
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Conventional | 4 | 2.1% | 80% | $232,500 | |
Newrez LLC
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Conventional, FHA | 4 | 2.1% | 66.7% | $137,500 | |
T2 Financial LLC
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Conventional, FHA | 4 | 2.1% | 100% | $310,000 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 1.6% | 75% | $285,000 | |
Nfm, Inc
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Conventional, FHA | 3 | 1.6% | 100% | $381,666 | |
New American Funding, LLC.
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Conventional | 3 | 1.6% | 75% | $211,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
1.1% | 100% | $165,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.1% | 66.7% | $230,000 | |
loanDepot.com LLC
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Conventional | 2 | 1.1% | 100% | $55,000 | |
Movement Mortgage, LLC
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Conventional | 2 | 1.1% | 100% | $120,000 | |
Dart Bank
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Conventional, FHA | 2 | 1.1% | 100% | $335,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.1% | 75% | $380,000 | |
Discover Bank
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Conventional | 2 | 1.1% | 28.6% | $50,000 | |
UNMB Home Loans Inc
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Conventional, FHA | 2 | 1.1% | 100% | $500,000 | |
Barrington Bank & Trust Company, N.A.
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VA | 2 | 1.1% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.1% | 100% | $180,000 | |
Mutual of Omaha Mortgage
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FHA | 2 | 1.1% | 100% | $335,000 | |
Meadowbrook Financial Mortgage Bankers Corp.
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Conventional | 2 | 1.1% | 100% | $340,000 | |
Arc Home LLC
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
Contour Mortgage Corporation
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Conventional | 1 | 0.5% | 50% | $435,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 20% | $205,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $215,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $195,000 | |
Bond Street Mortgage, LLC
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FHA | 1 | 0.5% | 100% | $425,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.5% | 100% | $245,000 | |
Mortgage Research Center
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VA | 1 | 0.5% | 100% | $305,000 | |
Raymond James Bank
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Conventional | 1 | 0.5% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.5% | 100% | $475,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.5% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.5% | 100% | $305,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $185,000 |
Derby Mortgage Rate Trends
Daily average mortgage rates for Connecticut compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Derby, Connecticut
Looking for mortgage lenders near me or mortgage brokers near me in Derby? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Derby in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Derby, CT
Use these to narrow the list above. Each category shows how many Derby, CT lenders fit and what that kind of lender is usually best for.
Who Lends in Derby, CT
Independent mortgage companies closed 73.8 percent of home loans in Derby, Connecticut in 2025, banks 17.1 percent and credit unions 9.1 percent. Total Mortgage Services, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Sikorksy Financial Credit Union the largest credit union. Among lenders headquartered in Connecticut, Sikorksy Financial Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
An attorney must handle the closing in Connecticut. State conveyance tax of 0.75 percent up to $800,000, 1.25 percent on the portion from $800,000 to $2.5 million and 2.25 percent above that, plus a municipal tax of 0.25 percent (up to 0.5 percent in some towns); no mortgage recording tax.
More Connecticut Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Derby, CT
By home loans closed in 2025, Sikorksy Financial Credit Union was the largest mortgage lender in Derby, Connecticut with 9 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Derby, Connecticut in 2025, led by Freedom Mortgage Corporation with 7. 7 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 6 credit unions closed home loans in Derby, Connecticut in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Derby, Connecticut during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Derby, Connecticut for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Derby. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
