Rocky Ford, Colorado mortgage lenders include First National Bank ColoradoFirst National Bank Colorado300 N Main St, Rocky Ford, CO 81067A+5.0 ★Texas Ratio: 0.00%, NBH BankNBH Bank201 N Main St, Rocky Ford, CO 81067A+5.0 ★Texas Ratio: 2.90%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.534 E Hyman Ave, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%, Bellco Credit UnionBellco Credit Union13700 E Colfax Ave Unit O, Aurora, CO 80011A5.0 ★Texas Ratio: 9.71%, Mortgage Solutions of ColoradoMortgage Solutions of ColoradoColorado Springs, CO, Ent Credit Union (68671)Ent Credit Union (68671)Colorado Springs, CO, Peak Financial LLCPeak Financial LLCDenver, CO, and Rocket MortgageRocket MortgageA5.0 ★Texas Ratio: 10.44%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rocky Ford, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rocky Ford are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Rocky Ford, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Rocky Ford 300 N Main St, Rocky Ford, CO 81067 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 13 | 22% | 86.7% | $128,076 | View |
|
1 office in Rocky Ford 201 N Main St, Rocky Ford, CO 81067 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
5.1% | 42.9% | $71,666 | View |
|
534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 1.7% | 100% | $115,000 | View |
|
6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.7% | 100% | $205,000 | View |
|
8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Solutions of Colorado
|
FHA, VA | 3 | 5.1% | 100% | $205,000 | |
Ent Credit Union (68671)
|
Conventional, FHA, HELOC | 2 +9 HELOCs |
3.4% | 100% | $170,000 | |
Peak Financial LLC
|
VA | 1 | 1.7% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, VA | 11 | 18.6% | 73.3% | $171,363 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 6.8% | 100% | $165,000 | |
United Wholesale Mortgage
|
FHA, VA | 3 | 5.1% | 100% | $208,333 | |
|
A+5.0 ★Texas Ratio: 2.85% |
FHA | 2 | 3.4% | 100% | $195,000 | View |
|
A-4.9 ★Texas Ratio: 16.23% |
Conventional, USDA | 2 | 3.4% | 100% | $215,000 | View |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 1 +1 HELOCs |
1.7% | 100% | $105,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1.7% | 100% | $165,000 | |
Newrez LLC
|
Conventional | 1 | 1.7% | 100% | $225,000 | |
NOVA Financial & Investment Corporation
|
FHA | 1 | 1.7% | 100% | $375,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 1.7% | 100% | $145,000 | |
Kind Lending, LLC
|
USDA | 1 | 1.7% | 100% | $125,000 | |
Home Mortgage Advisors, LLC
|
FHA | 1 | 1.7% | 100% | $205,000 | |
Mortgage Research Center
|
VA | 1 | 1.7% | 33.3% | $275,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 1.7% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.7% | 100% | $105,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 1.7% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.7% | 100% | $305,000 | View |
Tomo Mortgage LLC
|
Conventional | 1 | 1.7% | 100% | $355,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Rocky Ford? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rocky Ford in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Rocky Ford, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 61 percent of home loans in Rocky Ford, Colorado in 2025, banks 32.2 percent and credit unions 6.8 percent. Mortgage Solutions of Colorado was the largest mortgage company, First National Bank Colorado the largest bank and Credit Union of Colorado, A Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, First National Bank Colorado led with 13 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, First National Bank Colorado was the largest mortgage lender in Rocky Ford, Colorado with 13 loans, about 22 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Rocky Ford, Colorado in 2025, led by US Mortgage Corporation with 2. 8 lenders closed VA loans, led by Mortgage Solutions of Colorado, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 5 credit unions closed home loans in Rocky Ford, Colorado in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rocky Ford, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rocky Ford, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rocky Ford. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.