North Washington, Colorado mortgage lenders include US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, Alpine BankAlpine Bank119 Aspen Airport Business Ctr, Aspen, CO 81611A+5.0 ★Texas Ratio: 1.98%, BMO Harris Bank NABMO Harris Bank NA12880 W 64th Ave, Arvada, CO 80004A+5.0 ★Texas Ratio: 3.54%, Westerra Credit UnionWesterra Credit Union7270A W 88th Ave, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.20%, American Financing CorporationAmerican Financing CorporationAurora, CO, Loan Simple, Inc.Loan Simple, Inc.Englewood, CO, Ent Credit Union (68671)Ent Credit Union (68671)Colorado Springs, CO, 21St Mortgage, and Triad Financial Services, Inc.Triad Financial Services, Inc.A+5.0 ★Texas Ratio: 5.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Washington, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Washington are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in North Washington, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
3.4% | 50% | $115,000 | View |
|
7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 3.4% | 100% | $185,000 | View |
|
119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
Conventional | 1 | 3.4% | 100% | $95,000 | View |
|
12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financing Corporation
|
FHA | 1 | 3.4% | 50% | $295,000 | |
Loan Simple, Inc.
|
FHA | 1 | 3.4% | 100% | $275,000 | |
Ent Credit Union (68671)
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
21St Mortgage
|
Conventional | 5 | 17.2% | 71.4% | $87,000 | |
|
A+5.0 ★Texas Ratio: 5.06% |
Conventional | 4 | 13.8% | 44.4% | $77,500 | View |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 10.3% | 100% | $291,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA | 3 | 10.3% | 60% | $225,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 6.9% | 100% | $165,000 | |
New American Funding, LLC.
|
Conventional | 2 | 6.9% | 100% | $180,000 | |
Panorama Mortgage Group, LLC
|
FHA | 1 | 3.4% | 100% | $355,000 | |
Kind Lending, LLC
|
FHA | 1 | 3.4% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 3.4% | 100% | $755,000 | View |
Cmg Mortgage Inc
|
USDA | 1 | 3.4% | 100% | $15,000 | |
V.I.P. Mortgage, Inc.
|
Conventional | 1 | 3.4% | 100% | $285,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in North Washington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Washington in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many North Washington, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 89.7 percent of home loans in North Washington, Colorado in 2025, banks 10.3 percent and credit unions 0 percent. American Financing Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Westerra Credit Union the largest credit union. Among lenders headquartered in Colorado, Alpine Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in North Washington, Colorado with 1 loans, about 3.4 percent of the market. The largest lender headquartered in Colorado was Alpine Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in North Washington, Colorado in 2025, led by United Wholesale Mortgage with 2. 0 lenders closed VA loans, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 2 credit unions closed home loans in North Washington, Colorado in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Washington, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Washington, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Washington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.