Mortgage Lenders and Brokers in Kremmling, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kremmling, Colorado mortgage lenders include BMO Harris Bank NABMO Harris Bank NA108 S 2nd St, Kremmling, CO 80459A+5.0 ★Texas Ratio: 3.54%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Denver Fire Department FCUDenver Fire Department FCU12 Lakeside Ln, Denver, CO 80212 7413A+5.0 ★Texas Ratio: 0.31%, Westerra Credit UnionWesterra Credit Union7270A W 88th Ave, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.20%, Air Academy Federal Credit UnionAir Academy Federal Credit Union4989 Factory Shops Blvd, Castle Rock, CO 80108A+5.0 ★Texas Ratio: 3.50%, Credit Union of DenverCredit Union of Denver900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800A+5.0 ★Texas Ratio: 2.33%, American Liberty Mortgage IncoAmerican Liberty Mortgage IncoDenver, CO, and American Financing CorporationAmerican Financing CorporationAurora, CO. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kremmling, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kremmling are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kremmling, Colorado
Market share is the lender's share of all home loans closed in Kremmling, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Kremmling 108 S 2nd St, Kremmling, CO 80459 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 2 | 2.4% | 100% | $420,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional | 2 | 2.4% | 100% | $515,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 1 +5 HELOCs |
1.2% | 50% | $235,000 | View |
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12 Lakeside Ln, Denver, CO 80212 7413 A+5.0 ★Texas Ratio: 0.31% |
Conventional | 1 | 1.2% | 100% | $625,000 | View |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
Conventional | 1 | 1.2% | 100% | $135,000 | View |
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4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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900 AURARIA PKWY UNIT 263, DENVER, CO 80204 5800 A+5.0 ★Texas Ratio: 2.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Liberty Mortgage Inco
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Conventional, FHA | 2 | 2.4% | 100% | $610,000 | |
American Financing Corporation
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Conventional | 1 | 1.2% | 100% | $105,000 | |
Megastar Finanacial Corp
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Conventional | 1 | 1.2% | 100% | $545,000 | |
Ent Credit Union (68671)
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 11 | 13.3% | 84.6% | $547,727 | |
Originpoint, LLC
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Conventional, FHA | 10 | 12% | 100% | $382,000 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA | 7 | 8.4% | 58.3% | $279,285 | View |
New American Funding, LLC.
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Conventional | 6 | 7.2% | 100% | $423,333 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
4.8% | 80% | $90,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 3 | 3.6% | 100% | $308,333 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 3 | 3.6% | 100% | $421,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $385,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 2.4% | 100% | $675,000 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 2 | 2.4% | 100% | $1,005,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 2.4% | 100% | $85,000 | |
Texana Bank
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Conventional, FHA | 2 | 2.4% | 100% | $550,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 2.4% | 100% | $605,000 | |
Blue Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $345,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.2% | 100% | $535,000 | |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 1.2% | 100% | $635,000 | View |
Freedom Mortgage Corporation
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FHA | 1 | 1.2% | 100% | $515,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 1.2% | 100% | $355,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 100% | $295,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 1.2% | 100% | $355,000 | |
Amerisave Mortgage Company
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VA | 1 | 1.2% | 50% | $485,000 | |
Discover Bank
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Conventional | 1 | 1.2% | 25% | $135,000 | |
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A+5.0 ★Texas Ratio: 3.47% |
Conventional | 1 | 1.2% | 100% | $605,000 | View |
The Loan Store, Inc
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FHA | 1 | 1.2% | 100% | $365,000 | |
21St Mortgage
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Conventional | 1 | 1.2% | 50% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.2% | 100% | $175,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.2% | 50% | $95,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 1.2% | 100% | $405,000 | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Kremmling Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kremmling, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Kremmling? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kremmling in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kremmling, CO
Use these to narrow the list above. Each category shows how many Kremmling, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Kremmling, CO
Independent mortgage companies closed 83.1 percent of home loans in Kremmling, Colorado in 2025, banks 10.8 percent and credit unions 6 percent. FirstBank was the largest mortgage company, BMO Harris Bank NA the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Elevations Credit Union led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kremmling, CO
By home loans closed in 2025, BMO Harris Bank NA was the largest mortgage lender in Kremmling, Colorado with 1 loans, about 1.2 percent of the market. The largest lender headquartered in Colorado was Elevations Credit Union with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Kremmling, Colorado in 2025, led by United Wholesale Mortgage with 3. 1 lenders closed VA loans, led by Amerisave Mortgage Company. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 9 credit unions closed home loans in Kremmling, Colorado in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kremmling, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kremmling, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kremmling. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
