Mortgage Lenders and Brokers in Hot Sulphur Springs, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hot Sulphur Springs, Colorado mortgage lenders include US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%, Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%, NBH BankNBH Bank2061 Main St, Alamosa, CO 81101A+5.0 ★Texas Ratio: 2.90%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank7203 W 55th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.66%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, and Canvas Credit UnionCanvas Credit Union7502 W 80th Ave, Arvada, CO 80003A5.0 ★Texas Ratio: 9.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hot Sulphur Springs, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hot Sulphur Springs are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hot Sulphur Springs, Colorado
Market share is the lender's share of all home loans closed in Hot Sulphur Springs, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
2.6% | 83.3% | $1,265,000 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional, Jumbo, HELOC | 5 +1 HELOCs |
2.6% | 100% | $787,000 | View |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, VA, Jumbo, HELOC | 5 +1 HELOCs |
2.6% | 100% | $773,000 | View |
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1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo, HELOC | 4 +1 HELOCs |
2.1% | 100% | $707,500 | View |
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5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 4 | 2.1% | 100% | $977,500 | View |
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2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo | 4 | 2.1% | 100% | $1,187,500 | View |
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9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
1.5% | 100% | $1,081,666 | View |
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7203 W 55th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, Jumbo | 3 | 1.5% | 100% | $1,098,333 | View |
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6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 2 | 1% | 66.7% | $775,000 | View |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
Conventional | 2 | 1% | 100% | $665,000 | View |
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7270A W 88th Ave, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.20% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,405,000 | View |
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,085,000 | View |
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201 N Mill St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 5.16% |
Conventional | 1 | 0.5% | 100% | $565,000 | View |
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534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.5% | 66.7% | $235,000 | View |
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325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.5% | 100% | $655,000 | View |
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★ 5 stars, 1 review 101 W Centennial Dr, Bennett, CO 80102 A+5.0 ★Texas Ratio: 2.27% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,705,000 | View |
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520 Sherman St, Fort Morgan, CO 80701 A-5.0 ★Texas Ratio: 14.68% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
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6320 Wadsworth Blvd, Arvada, CO 80003 4838 A+5.0 ★Texas Ratio: 2.76% |
Conventional, Jumbo | 1 | 0.5% | 100% | $585,000 | View |
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12501 W 52nd Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 1.78% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,875,000 | View |
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13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 1% | 100% | $795,000 | View |
American Liberty Mortgage Inco
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Conventional | 2 | 1% | 100% | $475,000 | |
Megastar Finanacial Corp
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,685,000 | |
The Mortgage Company
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Conventional, Jumbo | 1 | 0.5% | 100% | $875,000 | |
Ent Credit Union (68671)
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, Jumbo | 22 | 11.3% | 84.6% | $637,727 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, Jumbo | 16 | 8.2% | 88.9% | $766,875 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, Jumbo | 9 | 4.6% | 75% | $539,444 | View |
Synergy One Lending, Inc.
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Conventional, FHA, Jumbo | 7 | 3.6% | 100% | $403,571 | |
The Loan Store, Inc
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Conventional | 7 | 3.6% | 100% | $552,142 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 6 | 3.1% | 85.7% | $726,666 | |
Guild Mortgage Company
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Conventional | 4 | 2.1% | 100% | $580,000 | |
Originpoint, LLC
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Conventional | 3 | 1.5% | 100% | $508,333 | |
New American Funding, LLC.
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Conventional | 3 | 1.5% | 100% | $495,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 1.5% | 100% | $595,000 | View |
Paramount Residential Mortgage
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Conventional | 3 | 1.5% | 100% | $618,333 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 3 | 1.5% | 100% | $1,065,000 | View |
Liberty Federal Credit Union
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Conventional | 2 | 1% | 66.7% | $255,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 1% | 100% | $480,000 | |
American Heritage Lending, LLC
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Conventional | 2 | 1% | 100% | $205,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 2 | 1% | 100% | $455,000 | View |
Provident Funding Associates
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Conventional | 2 | 1% | 100% | $620,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 1% | 100% | $455,000 | View |
Nationstar Mortgage
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Conventional | 2 | 1% | 50% | $690,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 2 | 1% | 100% | $450,000 | |
Mutual of Omaha Mortgage
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Conventional, Jumbo | 2 | 1% | 66.7% | $985,000 | |
Summit Mortgage Corporation
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Conventional | 2 | 1% | 100% | $180,000 | |
Champions Funding, LLC
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Conventional | 2 | 1% | 66.7% | $555,000 | |
Blue Federal Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.5% | 100% | $695,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $535,000 | View |
Empeople Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $425,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $675,000 | View |
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A5.0 ★Texas Ratio: 13.71% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Primelending
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Conventional | 1 | 0.5% | 100% | $785,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $775,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 50% | $255,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 25% | $305,000 | |
NOVA Financial & Investment Corporation
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Conventional | 1 | 0.5% | 100% | $755,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.5% | 100% | $505,000 | |
PHH Mortgage Corporation
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,985,000 | |
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A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 0.5% | 100% | $895,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
Resicentral LLC
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Conventional | 1 | 0.5% | 100% | $485,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $555,000 | |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
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A+5.0 ★Texas Ratio: 5.26% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $195,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.5% | 100% | $625,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, Jumbo | 1 | 0.5% | 100% | $1,225,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $205,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $785,000 | View |
V.I.P. Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.5% | 100% | $1,725,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $635,000 | View |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.5% | 100% | $705,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.5% | 50% | $735,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.5% | 100% | $25,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 50% | $285,000 | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Movement Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.04% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hot Sulphur Springs Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hot Sulphur Springs, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Hot Sulphur Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hot Sulphur Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hot Sulphur Springs, CO
Use these to narrow the list above. Each category shows how many Hot Sulphur Springs, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Hot Sulphur Springs, CO
Independent mortgage companies closed 62.9 percent of home loans in Hot Sulphur Springs, Colorado in 2025, banks 30.4 percent and credit unions 6.7 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, Bank of Colorado led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hot Sulphur Springs, CO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Hot Sulphur Springs, Colorado with 5 loans, about 2.6 percent of the market. The largest lender headquartered in Colorado was Bank of Colorado with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Hot Sulphur Springs, Colorado in 2025, led by United Wholesale Mortgage with 1. 4 lenders closed VA loans, led by Elevations Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 11 credit unions closed home loans in Hot Sulphur Springs, Colorado in 2025, alongside 42 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hot Sulphur Springs, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hot Sulphur Springs, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hot Sulphur Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
