Gypsum, Colorado mortgage lenders include US Bank, N.A.US Bank, N.A.208 Crestwood Dr, Gypsum, CO 81637A+5.0 ★Texas Ratio: 2.85%, FirstBankFirstBank1419 W Us Highway 50, Pueblo, CO 81008A+5.0 ★Texas Ratio: 0.00%, ANB BankANB Bank325 E Main St, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.70%, Alpine BankAlpine Bank104 Oakridge Cir, Gypsum, CO 81637A+5.0 ★Texas Ratio: 1.98%, Bokf NABokf NA15490 E Hampden Ave, Aurora, CO 80013A+5.0 ★Texas Ratio: 1.05%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA9611 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 3.68%, Elevations Credit UnionElevations Credit Union2960 Diagonal Highway, Boulder, CO 80301 1412A+5.0 ★Texas Ratio: 3.03%, Glacier BankGlacier Bank105 Centennial Plaza, Buena Vista, CO 81211A+5.0 ★Texas Ratio: 1.87%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.534 E Hyman Ave, Aspen, CO 81611A+5.0 ★Texas Ratio: 3.72%, and Bank of America NABank of America NA5830 Independence St, Arvada, CO 80002A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gypsum, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gypsum are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gypsum, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Gypsum 208 Crestwood Dr, Gypsum, CO 81637 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 33.3% | $55,000 | View |
|
1419 W Us Highway 50, Pueblo, CO 81008 A+5.0 ★Texas Ratio: 0.00% |
Conventional, HELOC | 12 +6 HELOCs |
8.6% | 92.3% | $459,166 | View |
|
325 E Main St, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.70% |
Conventional | 12 | 8.6% | 100% | $358,333 | View |
|
104 Oakridge Cir, Gypsum, CO 81637 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 7 +10 HELOCs |
5% | 100% | $475,000 | View |
|
15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
Conventional, Jumbo | 6 | 4.3% | 75% | $796,666 | View |
|
9611 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $385,000 | View |
|
2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
1.4% | 100% | $840,000 | View |
|
105 Centennial Plaza, Buena Vista, CO 81211 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $455,000 | View |
|
534 E Hyman Ave, Aspen, CO 81611 A+5.0 ★Texas Ratio: 3.72% |
Conventional | 1 | 0.7% | 100% | $495,000 | View |
|
5830 Independence St, Arvada, CO 80002 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.7% | 100% | $3,005,000 | View |
|
365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.7% | 100% | $785,000 | View |
|
12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.7% | 100% | $755,000 | View |
|
2061 Main St, Alamosa, CO 81101 A+5.0 ★Texas Ratio: 2.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Premier Members Credit Union
12379 W 64th Ave, Arvada, CO 80004 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
13700 E Colfax Ave Unit O, Aurora, CO 80011 A5.0 ★Texas Ratio: 9.71% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 6450 Indiana St, Arvada, CO 80007 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Megastar Finanacial Corp
|
Conventional | 1 | 0.7% | 100% | $455,000 | |
The Mortgage Company
|
Conventional | 1 | 0.7% | 100% | $565,000 | |
Ent Credit Union (68671)
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Climb Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, VA | 14 | 10% | 87.5% | $577,857 | |
Securitynational Mortgage Company
|
Conventional | 8 | 5.7% | 80% | $410,000 | |
|
A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 6 | 4.3% | 63.6% | $440,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 5 | 3.6% | 100% | $657,000 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, HELOC | 4 +1 HELOCs |
2.9% | 100% | $592,500 | |
Newrez LLC
|
Conventional, VA | 4 | 2.9% | 80% | $245,000 | |
loanDepot.com LLC
|
Conventional | 4 | 2.9% | 100% | $280,000 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 2.9% | 85.7% | $405,000 | |
Nationstar Mortgage
|
Conventional | 3 | 2.1% | 66.7% | $215,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 50% | $175,000 | |
Primelending
|
Conventional | 2 | 1.4% | 100% | $450,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 1.4% | 100% | $485,000 | |
Pennymac Loan Services LLC
|
Conventional | 2 | 1.4% | 100% | $760,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1.4% | 60% | $380,000 | |
T2 Financial LLC
|
Conventional | 2 | 1.4% | 100% | $575,000 | |
21St Mortgage
|
Conventional | 2 | 1.4% | 50% | $85,000 | |
Paramount Residential Mortgage
|
Conventional | 2 | 1.4% | 100% | $690,000 | |
Mason-McDuffie Mortgage Corporation
|
Conventional | 2 | 1.4% | 100% | $660,000 | |
HomeBridge Financial Services, Inc
|
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $835,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $605,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.7% | 100% | $755,000 | |
Allied Mortgage Group, Inc
|
FHA | 1 | 0.7% | 100% | $405,000 | |
AdvantageFirst Lending Inc
|
Conventional | 1 | 0.7% | 100% | $575,000 | |
HomeXpress Mortgage Corp.
|
Conventional | 1 | 0.7% | 50% | $645,000 | |
Discover Bank
|
Conventional | 1 | 0.7% | 100% | $155,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.7% | 100% | $485,000 | |
Bay Equity LLC
|
Conventional | 1 | 0.7% | 100% | $255,000 | |
American Heritage Lending, LLC
|
Conventional | 1 | 0.7% | 100% | $705,000 | |
American Internet Mortgage, Inc.
|
Conventional | 1 | 0.7% | 100% | $515,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $475,000 | |
Waterstone Mortgage Corporation
|
Conventional | 1 | 0.7% | 100% | $405,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 1 | 0.7% | 100% | $935,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.7% | 100% | $955,000 | View |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.7% | 50% | $795,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.7% | 50% | $535,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.7% | 100% | $675,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.7% | 100% | $685,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.7% | 100% | $805,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0.7% | 100% | $495,000 | |
Figure Lending LLC
|
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Georgia'S Own Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
American Airlines Federal Cred
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Angel Oak Mortgage Solutions LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gypsum? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gypsum in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gypsum, CO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 70.7 percent of home loans in Gypsum, Colorado in 2025, banks 26.4 percent and credit unions 2.9 percent. FirstBank was the largest mortgage company, US Bank, N.A. the largest bank and Elevations Credit Union the largest credit union. Among lenders headquartered in Colorado, FirstBank led with 12 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Gypsum, Colorado with 1 loans, about 0.7 percent of the market. The largest lender headquartered in Colorado was FirstBank with 12 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Gypsum, Colorado in 2025, led by Rocket Mortgage with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 11 credit unions closed home loans in Gypsum, Colorado in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gypsum, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gypsum, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gypsum. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.