Mortgage Lenders and Brokers in Cortez, Colorado
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Cortez, Colorado mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.508 E Main St, Cortez, CO 81321A+5.0 ★Texas Ratio: 3.72%, Credit Union of Colorado, A Federal Credit UnionCredit Union of Colorado, A Federal Credit Union8770 Wadsworth Blvd Unit R, Arvada, CO 80003A+5.0 ★Texas Ratio: 3.16%, Alpine BankAlpine Bank119 Aspen Airport Business Ctr, Aspen, CO 81611A+5.0 ★Texas Ratio: 1.98%, Air Academy Federal Credit UnionAir Academy Federal Credit Union4989 Factory Shops Blvd, Castle Rock, CO 80108A+5.0 ★Texas Ratio: 3.50%, TBK Bank, SSBTBK Bank, SSB175 E 1st St, Akron, CO 80720A5.0 ★Texas Ratio: 8.52%, Bank of ColoradoBank of Colorado365 W 1st St, Akron, CO 80720A+5.0 ★Texas Ratio: 3.16%, Commerce BankCommerce Bank15305 E Colfax Ave, Aurora, CO 80011A+5.0 ★Texas Ratio: 0.89%, Wells Fargo Bank NAWells Fargo Bank NA6330 Mcintyre Pkwy, Arvada, CO 80403A+5.0 ★Texas Ratio: 5.36%, BMO Harris Bank NABMO Harris Bank NA12880 W 64th Ave, Arvada, CO 80004A+5.0 ★Texas Ratio: 3.54%, and US Bank, N.A.US Bank, N.A.9590 W 58th Ave, Arvada, CO 80002A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Cortez, Colorado in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Cortez are listed first, then lenders elsewhere in Colorado, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Cortez, Colorado
Market share is the lender's share of all home loans closed in Cortez, Colorado. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Cortez 508 E Main St, Cortez, CO 81321 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 3 +15 HELOCs |
1.2% | 75% | $178,333 | View |
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8770 Wadsworth Blvd Unit R, Arvada, CO 80003 A+5.0 ★Texas Ratio: 3.16% |
Conventional, HELOC | 1 +5 HELOCs |
0.4% | 50% | $55,000 | View |
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119 Aspen Airport Business Ctr, Aspen, CO 81611 A+5.0 ★Texas Ratio: 1.98% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $105,000 | View |
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4989 Factory Shops Blvd, Castle Rock, CO 80108 A+5.0 ★Texas Ratio: 3.50% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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175 E 1st St, Akron, CO 80720 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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365 W 1st St, Akron, CO 80720 A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.4% | 50% | $285,000 | View |
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15305 E Colfax Ave, Aurora, CO 80011 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
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6330 Mcintyre Pkwy, Arvada, CO 80403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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12880 W 64th Ave, Arvada, CO 80004 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $635,000 | View |
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9590 W 58th Ave, Arvada, CO 80002 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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15490 E Hampden Ave, Aurora, CO 80013 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2960 Diagonal Highway, Boulder, CO 80301 1412 A+5.0 ★Texas Ratio: 3.03% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7502 W 80th Ave, Arvada, CO 80003 A5.0 ★Texas Ratio: 9.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Financing Corporation
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Conventional | 2 | 0.8% | 40% | $135,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.4% | 100% | $425,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.4% | 100% | $215,000 | |
Ent Credit Union (68671)
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
V.I.P. Mortgage, Inc.
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Conventional, FHA, VA | 64 | 25.2% | 100% | $205,156 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 30 | 11.8% | 96.8% | $292,333 | |
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A5.0 ★Texas Ratio: 10.44% |
Conventional, FHA, VA | 24 | 9.4% | 82.8% | $232,916 | View |
Paramount Residential Mortgage
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Conventional, FHA, USDA | 11 | 4.3% | 100% | $270,454 | |
Guild Mortgage Company
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Conventional, FHA | 6 | 2.4% | 100% | $238,333 | |
Mortgage Research Center
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Conventional, FHA, VA | 6 | 2.4% | 66.7% | $293,333 | |
The Loan Store, Inc
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Conventional, VA, HELOC | 5 +2 HELOCs |
2% | 100% | $153,000 | |
Union Home Mortgage Corp.
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Conventional, USDA, HELOC | 5 +1 HELOCs |
2% | 83.3% | $297,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 5 | 2% | 100% | $299,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2% | 100% | $225,000 | |
American Financial Resources LLC
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Conventional, FHA, VA, USDA | 4 | 1.6% | 100% | $247,500 | |
loanDepot.com LLC
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Conventional | 4 | 1.6% | 100% | $42,500 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 4 | 1.6% | 100% | $307,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.6% | 80% | $157,500 | |
Newrez LLC
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VA | 3 | 1.2% | 100% | $351,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 3 | 1.2% | 100% | $461,666 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.2% | 100% | $118,333 | |
Spring Eq, LLC
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Conventional | 3 | 1.2% | 60% | $105,000 | |
Ark-La-Tex Financial Services LLC
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VA | 3 | 1.2% | 100% | $358,333 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 2 +1 HELOCs |
0.8% | 100% | $190,000 | |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.8% | 100% | $335,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.8% | 28.6% | $375,000 | |
Kind Lending, LLC
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FHA, VA | 2 | 0.8% | 100% | $235,000 | |
AdvantageFirst Lending Inc
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Conventional, FHA | 2 | 0.8% | 100% | $225,000 | |
New American Funding, LLC.
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FHA | 2 | 0.8% | 66.7% | $305,000 | |
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A+5.0 ★Texas Ratio: 5.32% |
FHA, VA | 2 | 0.8% | 100% | $225,000 | View |
Texana Bank
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Conventional | 2 | 0.8% | 100% | $280,000 | |
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A4.7 ★Texas Ratio: 2.58% |
FHA | 2 | 0.8% | 100% | $455,000 | View |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $255,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $365,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.4% | 100% | $405,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 25% | $55,000 | |
Synergy One Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.4% | 100% | $355,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $385,000 | |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.4% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Nextmortgage, LLC
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.4% | 100% | $145,000 | |
Nfm, Inc
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FHA | 1 | 0.4% | 100% | $295,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 100% | $285,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 100% | $335,000 | |
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A-5.0 ★Texas Ratio: 14.43% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Dupaco Community Credit Union
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Geneva Financial LLC
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FHA | 1 | 0.4% | 100% | $405,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
FHA | 1 | 0.4% | 100% | $75,000 | View |
21St Mortgage
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Conventional | 1 | 0.4% | 20% | $75,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $295,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 14.3% | $145,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 100% | $35,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $205,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.19% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mountain America Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Cortez Mortgage Rate Trends
Daily average mortgage rates for Colorado compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Cortez, Colorado
Looking for mortgage lenders near me or mortgage brokers near me in Cortez? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Cortez in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Cortez, CO
Use these to narrow the list above. Each category shows how many Cortez, CO lenders fit and what that kind of lender is usually best for.
Who Lends in Cortez, CO
Independent mortgage companies closed 90.6 percent of home loans in Cortez, Colorado in 2025, banks 7.1 percent and credit unions 2.4 percent. American Financing Corporation was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Credit Union of Colorado, A Federal Credit Union the largest credit union. Among lenders headquartered in Colorado, Zions Bancorporation, N.A. led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Colorado. State documentary fee of $0.01 per $100 (0.01 percent) on deeds over $500; no mortgage recording tax, though some resort towns levy local real estate transfer taxes.
More Colorado Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Cortez, CO
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Cortez, Colorado with 3 loans, about 1.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Cortez, Colorado, V.I.P. Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 86.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Cortez, Colorado in 2025, led by V.I.P. Mortgage, Inc. with 28. 19 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 11 credit unions closed home loans in Cortez, Colorado in 2025, alongside 53 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Cortez, Colorado during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Cortez, Colorado for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Cortez. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
