Mortgage Lenders and Brokers in Rexland Acres, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Rexland Acres, California mortgage lenders include Point Mortgage CorpPoint Mortgage Corp2610 El Camino Real Unit A, Carlsbad, CA 92008 1214A+5.0 ★Texas Ratio: 2.57%, Sofi Bank, National AssociationSofi Bank, National Association9960 Live Oak Blvd, Live Oak, CA 95953A+5.0 ★Texas Ratio: 0.51%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, The Golden 1 Credit UnionThe Golden 1 Credit Union8727 El Camino Real, Atascadero, CA 93422A+5.0 ★Texas Ratio: 5.50%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, Sierra Pacific Mortgage Co. IncSierra Pacific Mortgage Co. IncFolsom, CA, JMAC Lending, Inc.JMAC Lending, Inc.Costa Mesa, CA, Kind Lending, LLCKind Lending, LLCIrvine, CA, and Golden Empire Mortgage, Inc.Golden Empire Mortgage, Inc.Bakersfield, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rexland Acres, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rexland Acres are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rexland Acres, California
Market share is the lender's share of all home loans closed in Rexland Acres, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2610 El Camino Real Unit A, Carlsbad, CA 92008 1214 A+5.0 ★Texas Ratio: 2.57% |
Conventional | 2 | 3.6% | 100% | $140,000 | View |
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9960 Live Oak Blvd, Live Oak, CA 95953 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.8% | 100% | $75,000 | View |
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8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 4 | 7.3% | 80% | $352,500 | |
JMAC Lending, Inc.
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FHA | 3 | 5.5% | 100% | $275,000 | |
Kind Lending, LLC
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FHA | 2 | 3.6% | 100% | $300,000 | |
Golden Empire Mortgage, Inc.
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Conventional, FHA | 2 | 3.6% | 100% | $180,000 | |
Royal Pacific Funding
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Conventional, FHA | 2 | 3.6% | 100% | $325,000 | |
Home Mortgage Alliance Corp (Hmac)
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FHA | 1 | 1.8% | 100% | $255,000 | |
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A5.0 ★Texas Ratio: 8.76% |
FHA | 1 | 1.8% | 100% | $335,000 | View |
Intelliloan, Inc.
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FHA | 1 | 1.8% | 100% | $305,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.8% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA | 26 | 47.3% | 100% | $363,846 | |
Rocket Mortgage
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FHA | 1 | 1.8% | 100% | $295,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1.8% | 100% | $425,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 1.8% | 50% | $305,000 | |
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A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 1.8% | 100% | $305,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 1.8% | 100% | $395,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 1.8% | 100% | $355,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.8% | 100% | $235,000 | View |
Nations Direct Mortgage, LLC
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FHA | 1 | 1.8% | 100% | $325,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.8% | 100% | $205,000 |
Rexland Acres Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rexland Acres, California
Looking for mortgage lenders near me or mortgage brokers near me in Rexland Acres? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rexland Acres in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rexland Acres, CA
Use these to narrow the list above. Each category shows how many Rexland Acres, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Rexland Acres, CA
Independent mortgage companies closed 96.4 percent of home loans in Rexland Acres, California in 2025, banks 3.6 percent and credit unions 0 percent. Point Mortgage Corp was the largest mortgage company, Sofi Bank, National Association the largest bank and Valley Strong Credit Union the largest credit union. Among lenders headquartered in California, Point Mortgage Corp led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rexland Acres, CA
By home loans closed in 2025, Point Mortgage Corp was the largest mortgage lender in Rexland Acres, California with 2 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Rexland Acres, California in 2025, led by United Wholesale Mortgage with 20. 0 lenders closed VA loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 3 credit unions closed home loans in Rexland Acres, California in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rexland Acres, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rexland Acres, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rexland Acres. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
