Mountain Meadows, California mortgage lenders include Safe 1 Credit UnionSafe 1 Credit Union1400 Mill Rock Way, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 1.69%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Logix Federal Credit UnionLogix Federal Credit Union100 N First St Ste 100, Burbank, CA 91502 1845A+5.0 ★Texas Ratio: 5.23%, Wescom Central Credit UnionWescom Central Credit Union5601 E La Palma Ave, Anaheim, CA 92807A+5.0 ★Texas Ratio: 2.66%, Valley Strong Credit UnionValley Strong Credit Union8200 Stockdale Hwy Ste P, Bakersfield, CA 93311A5.0 ★Texas Ratio: 13.47%, Schoolsfirst FCUSchoolsfirst FCU590 N Euclid St, Anaheim, CA 92801A+5.0 ★Texas Ratio: 5.56%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, American Pacific Mortgage CorporationAmerican Pacific Mortgage CorporationRoseville, CA, and Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mountain Meadows, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mountain Meadows are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mountain Meadows, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1400 Mill Rock Way, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 1.69% |
Conventional | 2 | 3.5% | 100% | $165,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 100% | $75,000 | View |
|
100 N First St Ste 100, Burbank, CA 91502 1845 A+5.0 ★Texas Ratio: 5.23% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 50% | $65,000 | View |
|
★ 5 stars, 1 review 5601 E La Palma Ave, Anaheim, CA 92807 A+5.0 ★Texas Ratio: 2.66% |
Conventional | 1 | 1.8% | 100% | $105,000 | View |
|
8200 Stockdale Hwy Ste P, Bakersfield, CA 93311 A5.0 ★Texas Ratio: 13.47% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
HELOC | 0 +1 HELOCs |
0% | 100% | View | |
|
855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA, Jumbo | 4 | 7% | 80% | $535,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 3 | 5.3% | 100% | $378,333 | |
Plaza Home Mortgage, Inc
|
Conventional, FHA | 2 | 3.5% | 100% | $175,000 | |
Cornerstone First Mortgage, LLC
|
Conventional | 1 | 1.8% | 100% | $395,000 | |
AdvantageFirst Lending Inc
|
FHA | 1 | 1.8% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 8.76% |
Conventional | 1 | 1.8% | 100% | $305,000 | View |
Ez Fundings Inc
|
FHA | 1 | 1.8% | 100% | $455,000 | |
Mission Loans, LLC
|
Conventional | 1 | 1.8% | 100% | $135,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.8% | 100% | $425,000 | |
Paramount Residential Mortgage
|
VA | 1 | 1.8% | 100% | $495,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 8 | 14% | 80% | $377,500 | |
Nations Lending Corporation
|
Conventional, FHA | 7 | 12.3% | 100% | $313,571 | |
Rocket Mortgage
|
Conventional, VA | 5 | 8.8% | 71.4% | $323,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 3 | 5.3% | 100% | $321,666 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
1.8% | 50% | $65,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 1.8% | 100% | $265,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 1 | 1.8% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 2.02% |
FHA | 1 | 1.8% | 100% | $455,000 | View |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.8% | 100% | $215,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.8% | 33.3% | $385,000 | View |
Peoples Mortgage Company
|
FHA | 1 | 1.8% | 100% | $425,000 | |
Nationstar Mortgage
|
Conventional | 1 | 1.8% | 100% | $245,000 | |
Mortgage Research Center
|
VA | 1 | 1.8% | 100% | $465,000 | |
Nations Direct Mortgage, LLC
|
Conventional | 1 | 1.8% | 50% | $125,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1.8% | 100% | $505,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.8% | 100% | $775,000 | View |
Village Capital & Investment
|
VA | 1 | 1.8% | 100% | $285,000 | |
Quorum Federal Credit Union
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mountain Meadows? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mountain Meadows in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mountain Meadows, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 87.7 percent of home loans in Mountain Meadows, California in 2025, banks 5.3 percent and credit unions 7 percent. American Pacific Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Safe 1 Credit Union the largest credit union. Among lenders headquartered in California, Safe 1 Credit Union led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Safe 1 Credit Union was the largest mortgage lender in Mountain Meadows, California with 2 loans, about 3.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Mountain Meadows, California in 2025, led by Nations Lending Corporation with 3. 7 lenders closed VA loans, led by American Pacific Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 6 banks and 7 credit unions closed home loans in Mountain Meadows, California in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mountain Meadows, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mountain Meadows, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mountain Meadows. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.