Mortgage Lenders and Brokers in Los Alamos, California
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Los Alamos, California mortgage lenders include Farmers and Merchants Bank of Long BeachFarmers and Merchants Bank of Long Beach2421 E Coast Hwy, Corona Del Mar, CA 92625A+5.0 ★Texas Ratio: 0.06%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Citibank, NACitibank, NA5837 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 2.82%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Sesloc Credit UnionSesloc Credit Union1399 E Grand Ave, Arroyo Grande, CA 93420 2421, Chevron Federal Credit UnionChevron Federal Credit Union9525 Camino Media, Bakersfield, CA 93311A+5.0 ★Texas Ratio: 2.12%, PNC Bank N.A.PNC Bank N.A.1329 Broadway Ave, Atwater, CA 95301A+5.0 ★Texas Ratio: 4.24%, Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA, Guild Mortgage CompanyGuild Mortgage CompanySan Diego, CA, and HomeXpress Mortgage Corp.HomeXpress Mortgage Corp.Santa Ana, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Los Alamos, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Los Alamos are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Los Alamos, California
Market share is the lender's share of all home loans closed in Los Alamos, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2421 E Coast Hwy, Corona Del Mar, CA 92625 A+5.0 ★Texas Ratio: 0.06% |
Conventional | 1 | 5% | 100% | $485,000 | View |
|
5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 1 | 5% | 50% | $1,745,000 | View |
|
5837 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 2.82% |
Conventional | 1 | 5% | 100% | $445,000 | View |
|
11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
1399 E Grand Ave, Arroyo Grande, CA 93420 2421 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
9525 Camino Media, Bakersfield, CA 93311 A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1329 Broadway Ave, Atwater, CA 95301 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pennymac Loan Services LLC
|
Conventional | 1 | 5% | 100% | $225,000 | |
Guild Mortgage Company
|
Conventional | 1 | 5% | 100% | $665,000 | |
HomeXpress Mortgage Corp.
|
Conventional, Jumbo | 1 | 5% | 100% | $1,005,000 | |
Hometown Equity Mortgage, LLC
|
Conventional, Jumbo | 1 | 5% | 100% | $995,000 | |
Citadel Servicing Corporation
|
Conventional | 1 | 5% | 100% | $845,000 | |
First Colony Mortgage Corporat
|
Conventional, VA | 2 | 10% | 100% | $680,000 | |
Alliant Credit Union
|
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
5% | 100% | $1,205,000 | |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 5% | 100% | $635,000 | View |
Originpoint, LLC
|
Conventional, Jumbo | 1 | 5% | 100% | $1,875,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 5% | 100% | $775,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 5% | 50% | $355,000 | |
Rocket Mortgage
|
Conventional | 1 | 5% | 100% | $55,000 | |
|
A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 5% | 100% | $605,000 | View |
|
A+5.0 ★Texas Ratio: 2.02% |
VA, Jumbo | 1 | 5% | 100% | $1,395,000 | View |
Marlin Mortgage Capital, LLC
|
Conventional | 1 | 5% | 100% | $455,000 | |
Angel Oak Mortgage Solutions LLC
|
Conventional | 1 | 5% | 100% | $505,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Los Alamos Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Los Alamos, California
Looking for mortgage lenders near me or mortgage brokers near me in Los Alamos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Los Alamos in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Los Alamos, CA
Use these to narrow the list above. Each category shows how many Los Alamos, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Los Alamos, CA
Independent mortgage companies closed 75 percent of home loans in Los Alamos, California in 2025, banks 20 percent and credit unions 5 percent. Pennymac Loan Services LLC was the largest mortgage company, Farmers and Merchants Bank of Long Beach the largest bank and Sesloc Credit Union the largest credit union. Among lenders headquartered in California, Farmers and Merchants Bank of Long Beach led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Los Alamos, CA
By home loans closed in 2025, Farmers and Merchants Bank of Long Beach was the largest mortgage lender in Los Alamos, California with 1 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 4 credit unions closed home loans in Los Alamos, California in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Los Alamos, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Los Alamos, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Los Alamos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
