Firebaugh, California mortgage lenders include Noble Federal Credit UnionNoble Federal Credit Union175 N Clovis Ave, Clovis, CA 93612 0304A+5.0 ★Texas Ratio: 4.29%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, Bank of America NABank of America NA14218 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 4.14%, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%, Educational Employees Credit UnionEducational Employees Credit Union1660 Herndon Ave Ste 101, Clovis, CA 93611A+5.0 ★Texas Ratio: 0.58%, Kind Lending, LLCKind Lending, LLCIrvine, CA, Alameda Mortgage CorporationAlameda Mortgage CorporationWalnut Creek, CA, Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA, Guild Mortgage CompanyGuild Mortgage CompanySan Diego, CA, and Golden Empire Mortgage, Inc.Golden Empire Mortgage, Inc.Bakersfield, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Firebaugh, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Firebaugh are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Firebaugh, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
175 N Clovis Ave, Clovis, CA 93612 0304 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 2.9% | 100% | $115,000 | View |
|
116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.9% | 100% | $245,000 | View |
|
14218 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Kind Lending, LLC
|
Conventional, FHA | 4 | 11.4% | 80% | $347,500 | |
Alameda Mortgage Corporation
|
FHA | 3 | 8.6% | 100% | $251,666 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 3 | 8.6% | 100% | $421,666 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 5.7% | 100% | $225,000 | |
Golden Empire Mortgage, Inc.
|
VA | 1 | 2.9% | 100% | $305,000 | |
Sierra Pacific Mortgage Co. Inc
|
FHA | 1 | 2.9% | 100% | $345,000 | |
Ardri LLC
|
Conventional | 1 | 2.9% | 100% | $155,000 | |
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA | 6 | 17.1% | 63.6% | $291,666 | |
Rocket Mortgage
|
Conventional | 2 | 5.7% | 100% | $170,000 | |
Freedom Mortgage Corporation
|
FHA | 2 | 5.7% | 100% | $300,000 | |
Loan Simple, Inc.
|
FHA | 2 | 5.7% | 100% | $445,000 | |
HomeBridge Financial Services, Inc
|
Conventional | 1 | 2.9% | 100% | $315,000 | |
New Day Financial, LLC.
|
VA | 1 | 2.9% | 100% | $395,000 | |
Nationstar Mortgage
|
FHA | 1 | 2.9% | 100% | $235,000 | |
Fairway Independent Mort Corp
|
FHA | 1 | 2.9% | 100% | $325,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2.9% | 100% | $65,000 | |
Spring Eq, LLC
|
Conventional | 1 | 2.9% | 100% | $105,000 |
Daily average mortgage rates for California compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Firebaugh? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Firebaugh in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Firebaugh, CA lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 94.3 percent of home loans in Firebaugh, California in 2025, banks 0 percent and credit unions 5.7 percent. Change Lending was the largest mortgage company, Bank of America NA the largest bank and Noble Federal Credit Union the largest credit union. Among lenders headquartered in California, Noble Federal Credit Union led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
By home loans closed in 2025, Noble Federal Credit Union was the largest mortgage lender in Firebaugh, California with 1 loans, about 2.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Firebaugh, California in 2025, led by Kind Lending, LLC with 3. 2 lenders closed VA loans, led by Golden Empire Mortgage, Inc.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 1 banks and 4 credit unions closed home loans in Firebaugh, California in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Firebaugh, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Firebaugh, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Firebaugh. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.