El Paso de Robles (Paso Robles), California Mortgage Lenders and Brokers October 2026
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 11, 2026
El Paso de Robles (Paso Robles), California mortgage lenders include Kind Lending, LLCKind Lending, LLC1920 Main Street Suite 1100 & 1200, Irvine, CA 92614, Pennymac Loan Services LLCPennymac Loan Services LLC3013 Douglas Boulevard Suite 250, Roseville, CA 95661, Sesloc Credit UnionSesloc Credit Union1399 E Grand Ave, Arroyo Grande, CA 93420 2421, loanDepot.com LLCloanDepot.com LLC6531 Irvine Center Dr., Suites 100 & 150, Irvine, CA 92618, Central Coast Lending, Inc.Central Coast Lending, Inc.510 Canal St Ste R, King City, CA 93930 3443, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301, Franklin Loan CorporationFranklin Loan Corporation44800 Village Court, Palm Desert, CA 92260, and Golden Empire Mortgage, Inc.Golden Empire Mortgage, Inc.1200 Discovery Drive Suite 300, Bakersfield, CA 93309. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in El Paso de Robles (Paso Robles), California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in El Paso de Robles (Paso Robles) are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in El Paso de Robles (Paso Robles), California and the surrounding area
Market share is the lender's share of all home loans closed in El Paso de Robles (Paso Robles), California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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Kind Lending, LLC
1920 Main Street Suite 1100 & 1200, Irvine, CA 92614 |
Conventional, FHA | 17 | 3.9% | 85% | $502,647 | |
Pennymac Loan Services LLC
3013 Douglas Boulevard Suite 250, Roseville, CA 95661 |
Conventional, FHA, VA, Jumbo | 15 | 3.4% | 88.9% | $391,000 | |
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1399 E Grand Ave, Arroyo Grande, CA 93420 2421 |
Conventional, HELOC | 14 +30 HELOCs |
3.2% | 78.9% | $279,285 | View |
loanDepot.com LLC
6531 Irvine Center Dr., Suites 100 & 150, Irvine, CA 92618 |
Conventional, VA | 11 | 2.5% | 80% | $312,272 | |
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510 Canal St Ste R, King City, CA 93930 3443 |
Conventional, FHA, VA | 10 | 2.3% | 100% | $409,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 9 +4 HELOCs |
2.1% | 75% | $682,777 | |
JPMorgan Chase Bank, NA
14168 Us Highway 395, Adelanto, CA 92301 |
Conventional | 9 | 2.1% | 90% | $350,555 | |
Wells Fargo Bank NA
5823 Kanan Rd, Agoura Hills, CA 91301 |
Conventional, Jumbo | 7 | 1.6% | 100% | $612,142 | |
Franklin Loan Corporation
44800 Village Court, Palm Desert, CA 92260 |
Conventional, Jumbo | 5 | 1.1% | 100% | $661,000 | |
Golden Empire Mortgage, Inc.
1200 Discovery Drive Suite 300, Bakersfield, CA 93309 |
Conventional, FHA, VA | 4 | 0.9% | 100% | $660,000 | |
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19000 MacArthur Blvd Suite 200, Irvine, CA 92612 A5.0 ★Texas Ratio: 8.76% |
Conventional, FHA | 4 | 0.9% | 100% | $392,500 | View |
Bank of America NA
14218 Us Highway 395, Adelanto, CA 92301 |
Conventional, HELOC | 3 +9 HELOCs |
0.7% | 100% | $765,000 | |
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590 N Euclid St, Anaheim, CA 92801 A+5.0 ★Texas Ratio: 5.56% |
Conventional, HELOC | 3 +2 HELOCs |
0.7% | 100% | $308,333 | View |
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1580 W Branch St, Arroyo Grande, CA 93420 1819 |
Conventional | 3 | 0.7% | 75% | $275,000 | View |
JMAC Lending, Inc.
3200 Park Center Drive, Suite 350, Costa Mesa, CA 92626 |
Conventional, FHA | 3 | 0.7% | 100% | $488,333 | |
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8727 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.50% |
Conventional, HELOC | 2 +15 HELOCs |
0.5% | 100% | $525,000 | View |
Land Home Financial Services,
3621 S. Harbor Blvd. Suite 125, Santa Ana, CA 92704 |
Conventional | 2 | 0.5% | 100% | $625,000 | |
Provident Funding Associates
1235 North Dutton Avenue Suite, E Santa Rosa, CA 95401 |
Conventional | 2 | 0.5% | 100% | $525,000 | |
Summit Funding.Inc
2135 Butano Drive, Suite 150, Sacramento, CA 95825 |
Conventional | 2 | 0.5% | 100% | $400,000 | |
ClearEdge Lending LLC
19800 MacArthur Boulevard Suite 550, Irvine, CA 92612 |
Conventional, Jumbo | 2 | 0.5% | 100% | $815,000 | |
Sofi Bank, National Association
9960 Live Oak Blvd, Live Oak, CA 95953 |
Conventional | 2 | 0.5% | 66.7% | $55,000 | |
Nexera Holding LLC
2100 Powell Street Suite 730, Emeryville, CA 94608 |
Conventional | 2 | 0.5% | 100% | $325,000 | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
Conventional | 2 | 0.5% | 100% | $495,000 | View |
Umb Bank NA
255 E River Park Cir, Fresno, CA 93720 |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 50% | $115,000 | |
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840 Herndon Ave, Clovis, CA 93612 A+5.0 ★Texas Ratio: 1.59% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $65,000 | View |
Columbia Bank
3700 Lone Tree Way, Antioch, CA 94509 |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $705,000 | |
ML Mortgage Corp.
8270 Aspen Street, Rancho Cucamonga, CA 91730 |
Conventional | 1 | 0.2% | 100% | $215,000 | |
Cornerstone First Mortgage, LLC
2655 Camino del Rio N Suite 100, San Diego, CA 92108 |
Conventional | 1 | 0.2% | 100% | $705,000 | |
Residential Wholesale Mortgage
11234 El Camino Real, San Diego, CA 92130 |
VA | 1 | 0.2% | 100% | $595,000 | |
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1211 E Valley Blvd, Alhambra, CA 91801 A+5.0 ★Texas Ratio: 4.74% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Watermark Capital, Inc.
16500 Bake Parkway, Irvine, CA 92618 |
Conventional | 1 | 0.2% | 100% | $585,000 | |
Flagstar Bank NA
10474 Rancho Rd, Adelanto, CA 92301 |
Conventional | 1 | 0.2% | 100% | $825,000 | |
Infinity Equity Group, Inc.
2285 Hilltop Dr, Suite 100, Redding, CA 96002 |
Conventional | 1 | 0.2% | 100% | $685,000 | |
Guild Mortgage Company
3558 Round Barn Blvd Suite 200, Office 211 & 212, Santa Rosa, CA 95403 |
VA, Jumbo | 1 | 0.2% | 50% | $1,015,000 | |
Catalyst Mortgage
3013 Douglas Boulevard Suite 135, Roseville, CA 95661 |
Conventional | 1 | 0.2% | 100% | $295,000 | |
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10051 S De Anza Blvd, Cupertino, CA 95014 2105 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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7035 El Camino Real, Atascadero, CA 93422 A+5.0 ★Texas Ratio: 5.04% |
Conventional | 1 | 0.2% | 100% | $505,000 | View |
American Heritage Lending, LLC
19800 MacArthur Blvd, Suite 950, Irvine, CA 92612 |
Conventional | 1 | 0.2% | 100% | $485,000 | |
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2250 S Shore Ctr Ste C, Alameda, CA 94501 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
Ony Glo, Inc.
6 Hutton Centre Drive Suite 1030, Santa Ana, CA 92707 |
Conventional | 1 | 0.2% | 100% | $625,000 | |
American Pacific Mortgage Corporation
980 9th Street, Suite 340, Sacramento, CA 95814 |
Conventional | 1 | 0.2% | 100% | $535,000 | |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 4.05% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Nmsi, Inc.
2975 Wilshire Blvd. Ste 600, Los Angeles, CA 90010 |
Conventional | 1 | 0.2% | 100% | $455,000 | |
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2033 Kala Bagai Way, Berkeley, CA 94704 A5.0 ★Texas Ratio: 6.65% |
Conventional | 1 | 0.2% | 100% | $125,000 | View |
Plaza Home Mortgage, Inc
9808 Scranton Road, Suite 3000, San Diego, CA 92121 |
Conventional | 1 | 0.2% | 100% | $425,000 | |
Cake Mortgage Corp.
9200 Oakdale Avenue Suite 501, Chatsworth, CA 91311 |
Conventional | 1 | 0.2% | 100% | $435,000 | |
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1660 Herndon Ave Ste 101, Clovis, CA 93611 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Goodleap, LLC
1000 Enterprise Way Suite 200, Roseville, CA 95678 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1040 E Imperial Hwy Ste F3, Brea, CA 92821 A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1800 W Magnolia Blvd, Burbank, CA 91506 1726 A+5.0 ★Texas Ratio: 2.77% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2680 5th St Ste A, Alameda, CA 94501 A+5.0 ★Texas Ratio: 1.28% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Coastal Funding SLC, Inc.
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Conventional, FHA, VA | 22 | 5% | 100% | $497,727 | |
Dignified Home Loans LLC
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Conventional | 6 | 1.4% | 100% | $531,666 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.7% | 100% | $461,666 | |
Paramount Residential Mortgage
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Conventional | 3 | 0.7% | 100% | $585,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional | 1 | 0.2% | 100% | $635,000 | |
Figure Lending LLC
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 65 +7 HELOCs |
14.8% | 97% | $526,076 | |
Rocket Mortgage
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Conventional, FHA, VA | 39 | 8.9% | 78.4% | $334,743 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, HELOC | 24 +1 HELOCs |
5.5% | 100% | $440,833 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 18 +1 HELOCs |
4.1% | 100% | $577,222 | |
Shea Mortgage Inc.
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Conventional, VA, Jumbo | 13 | 3% | 100% | $550,384 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 8 +2 HELOCs |
1.8% | 100% | $551,250 | |
Envoy Mortgage, Ltd
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Conventional, FHA | 8 | 1.8% | 100% | $441,250 | |
Nationstar Mortgage
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Conventional, FHA, VA | 8 | 1.8% | 72.7% | $235,000 | |
K. Hovnanian American Mortgage
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Conventional, VA | 6 | 1.4% | 85.7% | $643,333 | |
Freedom Mortgage Corporation
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Conventional, VA | 5 | 1.1% | 87.5% | $451,000 | |
Newrez LLC
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Conventional | 5 | 1.1% | 50% | $453,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 0.9% | 100% | $525,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 42.9% | $101,666 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 100% | $420,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.5% | 100% | $665,000 | |
Discover Bank
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Conventional | 2 | 0.5% | 33.3% | $95,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.5% | 100% | $805,000 | |
Mortgage Research Center
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VA | 2 | 0.5% | 66.7% | $625,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.5% | 100% | $805,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.5% | 100% | $520,000 | |
Third Federal Savings and Loan
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Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 50% | $255,000 | |
Stifel Bank & Trust
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.2% | 100% | $1,075,000 | |
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A+5.0 ★Texas Ratio: 1.14% |
Conventional | 1 | 0.2% | 100% | $485,000 | View |
Charles Schwab Bank, Ssb
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Conventional | 1 | 0.2% | 100% | $905,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 40% | $105,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $385,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $725,000 | |
Emporium Tpo LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
Valon Mortgage
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Conventional | 1 | 0.2% | 50% | $585,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.2% | 100% | $245,000 | |
American Financing Corporation
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VA | 1 | 0.2% | 100% | $605,000 | |
Strong Home Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $615,000 | |
Usaa Federal Savings Bank
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Conventional | 1 | 0.2% | 100% | $195,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.2% | 100% | $835,000 | |
Nations Lending Corporation
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VA | 1 | 0.2% | 100% | $655,000 | |
Armed Forces Bank, N.A.
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VA | 1 | 0.2% | 100% | $455,000 | |
Barrington Bank & Trust Company, N.A.
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FHA, Jumbo | 1 | 0.2% | 100% | $985,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $155,000 | |
Nexbank
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Genway Home Mortgage, Inc.
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FHA | 1 | 0.2% | 100% | $775,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Choice Financial Group
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Conventional | 1 | 0.2% | 100% | $695,000 | |
Truist Bank
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Morgan Stanley Private Bank NA
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Conventional | 1 | 0.2% | 100% | $515,000 | |
State Departmenet Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Ubs Bank USA
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Conventional | 1 | 0.2% | 100% | $515,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
Alliant Credit Union
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Coastal Community Bank
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Comerica Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
First Technology Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
El Paso de Robles (Paso Robles) Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in El Paso de Robles (Paso Robles), California
Looking for mortgage lenders near me or mortgage brokers near me in El Paso de Robles (Paso Robles)? The list below shows the banks, credit unions and mortgage brokers that closed home loans in El Paso de Robles (Paso Robles) in 2025, with lenders based there listed first.
Types of Mortgage Lenders in El Paso de Robles (Paso Robles), CA
Use these to narrow the list above. Each category shows how many El Paso de Robles (Paso Robles), CA lenders fit and what that kind of lender is usually best for.
Who Lends in El Paso de Robles (Paso Robles), CA
Independent mortgage companies closed 82 percent of home loans in El Paso de Robles (Paso Robles), California in 2025, banks 11.2 percent and credit unions 6.8 percent. Kind Lending, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Sesloc Credit Union the largest credit union. Among lenders headquartered in California, Kind Lending, LLC led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Rates & Resources
Frequently Asked Questions About Mortgage Lenders in El Paso de Robles (Paso Robles), CA
By home loans closed in 2025, Kind Lending, LLC was the largest mortgage lender in El Paso de Robles (Paso Robles), California with 17 loans, about 3.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in El Paso de Robles (Paso Robles), California, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 97 percent, against a 88.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in El Paso de Robles (Paso Robles), California in 2025, led by United Wholesale Mortgage with 11. 21 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 20 credit unions closed home loans in El Paso de Robles (Paso Robles), California in 2025, alongside 68 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in El Paso de Robles (Paso Robles), California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in El Paso de Robles (Paso Robles), California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up El Paso de Robles (Paso Robles). Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 12, 2026.
