Mortgage Lenders and Brokers in Dunsmuir, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dunsmuir, California mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA14168 Us Highway 395, Adelanto, CA 92301A+5.0 ★Texas Ratio: 3.68%, Travis Credit UnionTravis Credit Union5819 Lone Tree Way, Antioch, CA 94531A+5.0 ★Texas Ratio: 4.51%, Caltech Employees Federal Credit UnionCaltech Employees Federal Credit Union528 Foothill Blvd, La Canada, CA 91011A+5.0 ★Texas Ratio: 0.08%, Wells Fargo Bank NAWells Fargo Bank NA5823 Kanan Rd, Agoura Hills, CA 91301A+5.0 ★Texas Ratio: 5.36%, Change LendingChange Lending116 S Cloverdale Blvd, Cloverdale, CA 95425A+5.0 ★Texas Ratio: 3.68%, BMO Harris Bank NABMO Harris Bank NA855 W Valley Blvd, Alhambra, CA 91803A+5.0 ★Texas Ratio: 3.54%, Members 1St Credit UnionMembers 1St Credit Union5020 Rhonda Rd, Anderson, CA 96007 9014, Tri Counties BankTri Counties Bank2686 Gateway Dr, Anderson, CA 96007A+5.0 ★Texas Ratio: 5.34%, Summit Funding.IncSummit Funding.IncSacramento, CA, and American Pacific Mortgage CorporationAmerican Pacific Mortgage CorporationRoseville, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dunsmuir, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dunsmuir are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dunsmuir, California
Market share is the lender's share of all home loans closed in Dunsmuir, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14168 Us Highway 395, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.2% | 50% | $235,000 | View |
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5819 Lone Tree Way, Antioch, CA 94531 A+5.0 ★Texas Ratio: 4.51% |
Conventional | 1 | 2.2% | 100% | $75,000 | View |
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528 Foothill Blvd, La Canada, CA 91011 A+5.0 ★Texas Ratio: 0.08% |
Conventional | 1 | 2.2% | 100% | $155,000 | View |
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5823 Kanan Rd, Agoura Hills, CA 91301 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 2.2% | 100% | $215,000 | View |
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116 S Cloverdale Blvd, Cloverdale, CA 95425 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.2% | 100% | $375,000 | View |
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855 W Valley Blvd, Alhambra, CA 91803 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 2.2% | 100% | $245,000 | View |
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5020 Rhonda Rd, Anderson, CA 96007 9014 |
Conventional | 1 | 2.2% | 100% | $255,000 | View |
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2686 Gateway Dr, Anderson, CA 96007 A+5.0 ★Texas Ratio: 5.34% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Funding.Inc
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Conventional, FHA | 8 | 17.8% | 88.9% | $170,000 | |
American Pacific Mortgage Corporation
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Conventional | 4 | 8.9% | 66.7% | $295,000 | |
MortgageOne, Inc
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Conventional | 2 | 4.4% | 100% | $155,000 | |
Kind Lending, LLC
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Conventional | 1 | 2.2% | 100% | $315,000 | |
Infinity Equity Group, Inc.
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Conventional | 1 | 2.2% | 100% | $205,000 | |
Land Home Financial Services,
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Conventional | 1 | 2.2% | 100% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA | 4 | 8.9% | 100% | $190,000 | |
United Wholesale Mortgage
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FHA, VA | 2 | 4.4% | 66.7% | $240,000 | |
American Financial Resources LLC
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Conventional | 2 | 4.4% | 100% | $205,000 | |
Megastar Finanacial Corp
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Conventional, FHA | 2 | 4.4% | 100% | $100,000 | |
The Loan Store, Inc
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Conventional | 2 | 4.4% | 100% | $215,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 2.2% | 100% | $215,000 | |
Royal United Mortgage LLC
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FHA | 1 | 2.2% | 100% | $105,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.2% | 100% | $165,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 2.2% | 100% | $165,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 2.2% | 100% | $335,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 2.2% | 50% | $195,000 | |
First Alliance Home Mortgage, LLC
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FHA | 1 | 2.2% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 2.2% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 2.2% | 100% | $155,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Dunsmuir Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dunsmuir, California
Looking for mortgage lenders near me or mortgage brokers near me in Dunsmuir? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dunsmuir in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dunsmuir, CA
Use these to narrow the list above. Each category shows how many Dunsmuir, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Dunsmuir, CA
Independent mortgage companies closed 84.4 percent of home loans in Dunsmuir, California in 2025, banks 6.7 percent and credit unions 8.9 percent. Change Lending was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Travis Credit Union the largest credit union. Among lenders headquartered in California, Travis Credit Union led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dunsmuir, CA
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Dunsmuir, California with 1 loans, about 2.2 percent of the market. The largest lender headquartered in California was Travis Credit Union with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Dunsmuir, California in 2025, led by Summit Funding.Inc with 3. 3 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 4 credit unions closed home loans in Dunsmuir, California in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dunsmuir, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dunsmuir, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dunsmuir. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
