Mortgage Lenders and Brokers in Corralitos, California
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Corralitos, California mortgage lenders include Bay Federal Credit UnionBay Federal Credit Union48 Rancho Del Mar, Aptos, CA 95003A+5.0 ★Texas Ratio: 1.88%, US Bank, N.A.US Bank, N.A.11994 Palmdale Rd, Adelanto, CA 92301A+5.0 ★Texas Ratio: 2.85%, Mission City Federal Credit UnionMission City Federal Credit Union1391 Franklin St, Santa Clara, CA 95050 4710A+5.0 ★Texas Ratio: 1.35%, Stanford Federal Credit UnionStanford Federal Credit Union1860 Embarcadero Rd, Palo Alto, CA 94303 3335A+5.0 ★Texas Ratio: 1.30%, City National BankCity National Bank2401 E Katella Ave, Anaheim, CA 92806A+5.0 ★Texas Ratio: 5.55%, Star One Credit UnionStar One Credit Union10991 N De Anza Blvd, Cupertino, CA 95014 6303A+5.0 ★Texas Ratio: 0.64%, Guild Mortgage CompanyGuild Mortgage CompanySan Diego, CA, Mason-McDuffie Mortgage CorporationMason-McDuffie Mortgage CorporationSan Ramon, CA, Kind Lending, LLCKind Lending, LLCIrvine, CA, and Pennymac Loan Services LLCPennymac Loan Services LLCWestlake Village, CA. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Corralitos, California in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Corralitos are listed first, then lenders elsewhere in California, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Corralitos, California
Market share is the lender's share of all home loans closed in Corralitos, California. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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48 Rancho Del Mar, Aptos, CA 95003 A+5.0 ★Texas Ratio: 1.88% |
Conventional, HELOC | 3 +3 HELOCs |
9.1% | 100% | $805,000 | View |
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11994 Palmdale Rd, Adelanto, CA 92301 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 3% | 100% | $385,000 | View |
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1391 Franklin St, Santa Clara, CA 95050 4710 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 3% | 100% | $105,000 | View |
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1860 Embarcadero Rd, Palo Alto, CA 94303 3335 A+5.0 ★Texas Ratio: 1.30% |
Conventional | 1 | 3% | 100% | $605,000 | View |
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2401 E Katella Ave, Anaheim, CA 92806 A+5.0 ★Texas Ratio: 5.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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10991 N De Anza Blvd, Cupertino, CA 95014 6303 A+5.0 ★Texas Ratio: 0.64% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Guild Mortgage Company
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Conventional | 3 | 9.1% | 100% | $585,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 2 | 6.1% | 66.7% | $570,000 | |
Kind Lending, LLC
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Conventional | 1 | 3% | 100% | $225,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 3% | 100% | $205,000 | |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 3% | 100% | $745,000 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 15.2% | 100% | $523,000 | |
Premier Mortgage Resources, LLC
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Conventional, Jumbo | 4 | 12.1% | 100% | $777,500 | |
Rocket Mortgage
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Conventional | 4 | 12.1% | 66.7% | $422,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 3 | 9.1% | 100% | $1,041,666 | |
Union Home Mortgage Corp.
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Conventional | 1 | 3% | 100% | $835,000 | |
BoxCar Mortgage, LLC
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Conventional | 1 | 3% | 100% | $655,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional, Jumbo | 1 | 3% | 100% | $1,745,000 | View |
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A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Corralitos Mortgage Rate Trends
Daily average mortgage rates for California compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Corralitos, California
Looking for mortgage lenders near me or mortgage brokers near me in Corralitos? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Corralitos in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Corralitos, CA
Use these to narrow the list above. Each category shows how many Corralitos, CA lenders fit and what that kind of lender is usually best for.
Who Lends in Corralitos, CA
Independent mortgage companies closed 78.8 percent of home loans in Corralitos, California in 2025, banks 6.1 percent and credit unions 15.2 percent. Guild Mortgage Company was the largest mortgage company, US Bank, N.A. the largest bank and Bay Federal Credit Union the largest credit union. Among lenders headquartered in California, Bay Federal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in California. County documentary transfer tax of $1.10 per $1,000 (0.11 percent), with many cities adding their own transfer tax (for example San Francisco and Los Angeles at much higher rates); no mortgage recording tax.
More California Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Corralitos, CA
By home loans closed in 2025, Bay Federal Credit Union was the largest mortgage lender in Corralitos, California with 3 loans, about 9.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Corralitos, California in 2025, led by United Wholesale Mortgage with 1. 1 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 4 banks and 5 credit unions closed home loans in Corralitos, California in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Corralitos, California during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Corralitos, California for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Corralitos. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
