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Mortgage Lenders and Brokers in Springdale, Arkansas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Springdale, Arkansas mortgage lenders include Arvest BankArvest Bank918 East Henri De Tonti Boulevard, Springdale, AR 72762A5.0 ★Texas Ratio: 7.48%, Centennial BankCentennial Bank3395 W Sunset Ave, Springdale, AR 72762A+5.0 ★Texas Ratio: 3.14%, Signature Bank of ArkansasSignature Bank of Arkansas103 W Emma Avenue, Springdale, AR 72764A+5.0 ★Texas Ratio: 0.35%, Legacy National BankLegacy National Bank4055 W Sunset Ave, Springdale, AR 72762A+5.0 ★Texas Ratio: 1.48%, First Security BankFirst Security Bank5208 S Thompson St, Springdale, AR 72764A+5.0 ★Texas Ratio: 0.58%, Simmons BankSimmons Bank2832 W Sunset Ave, Springdale, AR 72762A+5.0 ★Texas Ratio: 5.33%, First Western BankFirst Western Bank7322 W Sunset Ave, Springdale, AR 72762A5.0 ★Texas Ratio: 7.54%, Chambers BankChambers Bank100 W Grove Ave, Springdale, AR 72764A+5.0 ★Texas Ratio: 1.59%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1250 Market Square Dr, Springdale, AR 72762A+5.0 ★Texas Ratio: 3.68%, and Bank of America NABank of America NA3144 W Sunset Ave, Springdale, AR 72762A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Springdale, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Springdale are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Springdale, Arkansas

Market share is the lender's share of all home loans closed in Springdale, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Arvest Bank 7 offices in Springdale 918 East Henri De Tonti Boulevard, Springdale, AR 72762 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, USDA, Jumbo, HELOC	199 +212 HELOCs	11.9%	88.9%	$315,150	View
Centennial Bank 1 office in Springdale 3395 W Sunset Ave, Springdale, AR 72762 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA, VA, HELOC	60 +3 HELOCs	3.6%	83.3%	$305,833	View
Signature Bank of Arkansas 2 offices in Springdale 103 W Emma Avenue, Springdale, AR 72764 A+5.0 ★Texas Ratio: 0.35%	Conventional, Jumbo	48	2.9%	94.1%	$295,208	View
Legacy National Bank 2 offices in Springdale 4055 W Sunset Ave, Springdale, AR 72762 A+5.0 ★Texas Ratio: 1.48%	Conventional	28	1.7%	100%	$258,571	View
First Security Bank 5 offices in Springdale 5208 S Thompson St, Springdale, AR 72764 A+5.0 ★Texas Ratio: 0.58%	Conventional, FHA, Jumbo, HELOC	22 +39 HELOCs	1.3%	100%	$376,363	View
Simmons Bank 1 office in Springdale 2832 W Sunset Ave, Springdale, AR 72762 A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA, VA, HELOC	20 +5 HELOCs	1.2%	75%	$215,000	View
First Western Bank 1 office in Springdale 7322 W Sunset Ave, Springdale, AR 72762 A5.0 ★Texas Ratio: 7.54%	Conventional	12	0.7%	100%	$276,666	View
Chambers Bank 1 office in Springdale 100 W Grove Ave, Springdale, AR 72764 A+5.0 ★Texas Ratio: 1.59%	Conventional, FHA	11	0.7%	84.6%	$257,727	View
JPMorgan Chase Bank, NA 1 office in Springdale 1250 Market Square Dr, Springdale, AR 72762 A+5.0 ★Texas Ratio: 3.68%	Conventional	10	0.6%	100%	$282,000	View
Bank of America NA 1 office in Springdale 3144 W Sunset Ave, Springdale, AR 72762 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	6 +10 HELOCs	0.4%	100%	$358,333	View
United Bank 1 office in Springdale 607 W Emma Ave, Springdale, AR 72764 A+5.0 ★Texas Ratio: 0.80%	Conventional	4	0.2%	100%	$287,500	View
Grand Savings Bank 1 office in Springdale 2422 E Robinson Ave, Springdale, AR 72764 A+5.0 ★Texas Ratio: 4.58%	Conventional	4	0.2%	100%	$462,500	View
Armstrong Bank 1 office in Springdale 3942 Elm Springs Rd, Springdale, AR 72762 A+5.0 ★Texas Ratio: 3.14%	Conventional, HELOC	3 +1 HELOCs	0.2%	100%	$115,000	View
First National Bank 2 offices in Springdale 1950 S Pleasant St, Springdale, AR 72764 A+5.0 ★Texas Ratio: 1.33%	Conventional	1	0.1%	50%	$65,000	View
Generations Bank 600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01%	Conventional	35	2.1%	100%	$323,857	View
Priority Bank 3401 E Mission Blvd, Fayetteville, AR 72703 C+4.1 ★Texas Ratio: 25.90%	Conventional, FHA, VA	34	2%	97.1%	$295,000	View
First National Bank of Fort Smith 401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	20	1.2%	95.2%	$369,000	View
Encore Bank 112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62%	Conventional, FHA, VA	19	1.1%	73.1%	$307,105	View
Eagle Bank and Trust Company 6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39%	Conventional, FHA	19	1.1%	100%	$303,947	View
Arkansas Federal Credit Union 1114 Highway 35 N, Benton, AR 72019 2326	Conventional, USDA, Jumbo, HELOC	17 +10 HELOCs	1%	60.7%	$256,764
First Horizon Bank ★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76%	Conventional, VA, HELOC	12 +2 HELOCs	0.7%	92.3%	$380,000	View
Bokf NA 1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	11 +5 HELOCs	0.7%	78.6%	$196,818	View
Regions Bank 506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, Jumbo, HELOC	11 +4 HELOCs	0.7%	66.7%	$292,272	View
First Financial Bank 3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05%	Conventional, FHA, VA	9	0.5%	90%	$308,333	View
First Western Mortgage 7322 W Sunset Ave, Springdale, AR 72762 A5.0 ★Texas Ratio: 7.54%	Conventional	7	0.4%	100%	$330,714	View
CS Bank 907 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 8.49%	Conventional	7	0.4%	100%	$202,142	View
US Bank, N.A. 115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85%	Conventional	6	0.4%	75%	$193,333	View
Truist Bank ★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87%	Conventional	6	0.4%	100%	$333,333	View
Bank of Little Rock Mortgage Corporation ★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37%	Conventional, FHA	5	0.3%	100%	$255,000	View
Bank Ozk ★ 3.5 stars, 2 reviews 7154 W Sunset Ave, Springdale, AR 72762 A5.0 ★Texas Ratio: 9.32%	Conventional, FHA, HELOC	2 +3 HELOCs	0.1%	100%	$430,000	View
First State Bank 3654 N Investment Dr, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 0.19%	Conventional	2	0.1%	100%	$505,000	View
Bank of 1889 910 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.27%	Conventional	2	0.1%	100%	$360,000	View
Wells Fargo Bank NA 1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36%	Conventional	2	0.1%	66.7%	$480,000	View
First State Bank 213 North Court, Carlisle, AR 72024 A+5.0 ★Texas Ratio: 0.00%	Conventional	2	0.1%	100%	$495,000	View
Bank of England 4700 S Thompson St, Springdale, AR 72764 A5.0 ★Texas Ratio: 6.45%	FHA	1	0.1%	100%	$305,000	View
Central Bank 3001 Se J St, Bentonville, AR 72712 F2.2 ★Texas Ratio: 48.94%	Conventional	1	0.1%	100%	$295,000	View
Union Bank 480 E Main St, Booneville, AR 72927 A+5.0 ★Texas Ratio: 1.65%	Conventional	1	0.1%	100%	$285,000	View
First Community Bank 159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04%	Conventional	1	0.1%	50%	$175,000	View
Firstar Bank 262 West Van Asche Loop Suite 20, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 5.68%	Conventional	1	0.1%	100%	$655,000	View
Citizens Bank & Trust Company 200 Highway 71 N, Alma, AR 72921 A+5.0 ★Texas Ratio: 1.02%	Conventional	1	0.1%	100%	$155,000	View
Southern Bank 306 S Elm St, Bald Knob, AR 72010 A5.0 ★Texas Ratio: 6.11%	HELOC	0 +1 HELOCs	0%	n/a		View
Intrust Bank, NA 3300 S Market St, Rogers, AR 72758 A+5.0 ★Texas Ratio: 5.22%	HELOC	0 +1 HELOCs	0%	n/a		View
Farm Credit Services of Western Arkansas	Conventional, Jumbo	5	0.3%	100%	$571,000
FirstTrust Home Loans	Conventional	2	0.1%	100%	$395,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	110	6.6%	82%	$227,090
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	96	5.7%	100%	$318,125
DHI Mortgage Company, LTD.	Conventional, FHA, VA	87	5.2%	80.5%	$352,356
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	48 +3 HELOCs	2.9%	87.5%	$348,125
Lendlo Mortgage, LLC	Conventional, FHA, VA	42	2.5%	89.4%	$226,428
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA, USDA	40	2.4%	95.2%	$218,750	View
Associated Mortgage Corporation	Conventional, FHA, VA	36	2.2%	97.6%	$257,777
My Move Mortgage, LLC	Conventional, FHA, VA	35	2.1%	97.2%	$355,857
Fairway Independent Mort Corp	Conventional, FHA	29	1.7%	85.3%	$195,000
United Federal Credit Union	Conventional, FHA, Jumbo, HELOC	27 +14 HELOCs	1.6%	84.4%	$256,851
Lennar Mortgage, LLC	Conventional, FHA, VA	24	1.4%	68.6%	$244,583
Mortgage Research Center	Conventional, VA	19	1.1%	70.4%	$336,052
Zillow Home Loans, LLC	Conventional, FHA	19	1.1%	100%	$298,684
Gershman Investment Corp.	Conventional, FHA, VA	19	1.1%	100%	$302,894
Pennymac Loan Services LLC	Conventional, FHA, VA	15	0.9%	62.1%	$181,666
Nationstar Mortgage	Conventional, FHA	15	0.9%	83.3%	$137,666
Navy Federal Credit Union	Conventional, VA, HELOC	14 +4 HELOCs	0.8%	100%	$238,571
loanDepot.com LLC	Conventional, FHA, VA, HELOC	14 +2 HELOCs	0.8%	77.8%	$183,571
Securitynational Mortgage Company	Conventional, FHA	14	0.8%	87.5%	$259,285
Highlands Residential Mortgage, Ltd.	Conventional, FHA, USDA	14	0.8%	100%	$219,285
Newrez LLC	Conventional, FHA, VA	10	0.6%	50%	$237,000
Triad Financial Services, Inc.	Conventional	10	0.6%	65.4%	$52,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	9	0.5%	100%	$386,111	View
Amerisave Mortgage Company	Conventional, FHA	8	0.5%	50%	$121,250
T2 Financial LLC	Conventional, FHA	8	0.5%	100%	$342,500
Geneva Financial LLC	Conventional, FHA	8	0.5%	100%	$272,500
Ark-La-Tex Financial Services LLC	Conventional, FHA	8	0.5%	100%	$263,750
Leaderone Financial Corp.	Conventional, FHA, VA	8	0.5%	88.9%	$327,500
Guild Mortgage Company	Conventional	7	0.4%	100%	$282,142
Discover Bank	Conventional	7	0.4%	53.8%	$76,428
First Colony Mortgage Corporat	Conventional, FHA, VA	7	0.4%	100%	$346,428
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	7	0.4%	87.5%	$403,571	View
Mutual of Omaha Mortgage	Conventional, VA	7	0.4%	100%	$259,285
Guaranteed Rate, Inc.	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.4%	85.7%	$355,000
Better Mortgage Corporation	Conventional, HELOC	6 +1 HELOCs	0.4%	66.7%	$333,333
Envoy Mortgage, Ltd	Conventional, FHA	6	0.4%	100%	$313,333
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.4%	75%	$206,666	View
CrossCountry Mortgage, LLC	Conventional, FHA, HELOC	5 +1 HELOCs	0.3%	100%	$293,000
Freedom Mortgage Corporation	Conventional, VA, Jumbo	5	0.3%	73.3%	$487,000
Union Home Mortgage Corp.	Conventional, FHA	5	0.3%	100%	$247,000
Cadence Bank	Conventional, HELOC	4 +4 HELOCs	0.2%	100%	$372,500
Primelending	Conventional, VA	4	0.2%	80%	$437,500
New American Funding, LLC.	Conventional, FHA	4	0.2%	57.1%	$345,000
Spring Eq, LLC	Conventional, HELOC	3 +1 HELOCs	0.2%	30%	$95,000
Acrisure Mortgage, LLC	Conventional	3	0.2%	100%	$511,666
Bayshore Mortgage Funding	Conventional	3	0.2%	100%	$275,000
Click n' Close, Inc.	Conventional, FHA	3	0.2%	100%	$398,333
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	3	0.2%	100%	$308,333	View
Planet Home Lending, LLC	Conventional, FHA	3	0.2%	75%	$141,666
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.2%	100%	$298,333	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.2%	100%	$408,333	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	87.5%	$278,333
Reliance First Capital, LLC	Conventional, FHA	3	0.2%	100%	$191,666
Goodleap, LLC	FHA, HELOC	2 +4 HELOCs	0.1%	83.3%	$145,000
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional, FHA	2	0.1%	100%	$450,000	View
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional, FHA	2	0.1%	50%	$185,000	View
Royal United Mortgage LLC	Conventional	2	0.1%	100%	$210,000
Gold Star Mortgage Financial Group, Corporation	Conventional	2	0.1%	100%	$255,000
SWBC Mortgage Corporation	Conventional	2	0.1%	100%	$445,000
Lakeview Loan Servicing, LLC	Conventional, VA	2	0.1%	75%	$200,000
Nbkc Bank	Conventional	2	0.1%	50%	$280,000
Hamilton Mortgage Corporation	FHA	2	0.1%	100%	$245,000
AmeriHome Mortgage Company, LLC	Conventional, FHA	2	0.1%	66.7%	$250,000
PHH Mortgage Corporation	Conventional	2	0.1%	100%	$235,000
Cmg Mortgage Inc	Conventional	2	0.1%	100%	$495,000
United Built Homes, LLC	Conventional	2	0.1%	50%	$370,000
Das Acquisition Company, LLC	Conventional	2	0.1%	100%	$335,000
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$285,000
Nations Lending Corporation	FHA	2	0.1%	100%	$215,000
Empeople Credit Union	Conventional	2	0.1%	100%	$395,000
Prosperity Home Mortgage, LLC	FHA, VA	2	0.1%	100%	$475,000
The Loan Store, Inc	Conventional	2	0.1%	66.7%	$295,000
Lower, LLC	Conventional, VA	2	0.1%	66.7%	$380,000
Mortgage Investors Group	Conventional	2	0.1%	100%	$310,000
Paramount Residential Mortgage	Conventional	2	0.1%	100%	$405,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	2	0.1%	100%	$345,000	View
HomeBridge Financial Services, Inc	FHA, HELOC	1 +3 HELOCs	0.1%	100%	$265,000
Communityamerica Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0.1%	33.3%	$145,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$245,000	View
Polaris Home Funding Corp.	Conventional	1	0.1%	100%	$515,000
Capitol Federal Savings Bank A+5.0 ★Texas Ratio: 5.21%	Conventional	1	0.1%	100%	$355,000	View
Fidelity Bank A5.0 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$305,000	View
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	FHA	1	0.1%	100%	$375,000	View
American Portfolio Mortgage Corporation	Conventional	1	0.1%	100%	$215,000
The Bank of Missouri A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$255,000	View
American Airlines Federal Cred	Conventional	1	0.1%	100%	$425,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$275,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$215,000	View
Affordable Mortgage Advisors	VA	1	0.1%	100%	$365,000
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$505,000
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$615,000
Equity Prime Mortgage LLC	FHA	1	0.1%	50%	$125,000
Kind Lending, LLC	VA	1	0.1%	50%	$375,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional	1	0.1%	100%	$135,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$375,000
Orion Federal Credit Union A5.0 ★Texas Ratio: 6.66%	Conventional	1	0.1%	100%	$355,000	View
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$435,000
Assurance Financial Group, L.L.C.	Conventional	1	0.1%	100%	$275,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	VA	1	0.1%	100%	$195,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$445,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0.1%	100%	$305,000
Sun West Mortgage Company, Inc	VA	1	0.1%	33.3%	$235,000
Mortgage Financial Services	FHA	1	0.1%	100%	$385,000
Truity Federal Credit Union ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$305,000	View
Cardinal Financial Company, Li	Conventional	1	0.1%	100%	$445,000
Mid-Continent Funding, Inc.	Conventional	1	0.1%	100%	$355,000
Legacy Bank & Trust	Conventional	1	0.1%	100%	$265,000
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0.1%	100%	$195,000	View
New Day Financial, LLC.	VA	1	0.1%	40%	$295,000
Land Home Financial Services,	FHA	1	0.1%	100%	$195,000
Beeline Loans, Inc.	Conventional	1	0.1%	100%	$495,000
American Pacific Mortgage Corporation	FHA	1	0.1%	100%	$385,000
Sente Mortgage, Inc.	FHA	1	0.1%	100%	$395,000
RoundPoint Mortgage Servicing LLC	Conventional	1	0.1%	100%	$325,000
Citadel Servicing Corporation	Conventional	1	0.1%	100%	$565,000
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$645,000	View
Leaders Credit Union A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$705,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	Conventional	1	0.1%	100%	$435,000	View
Hope Federal Credit Union	Conventional	1	0.1%	100%	$65,000
Gmfs, LLC	Conventional	1	0.1%	100%	$365,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$705,000	View
Freedom Bank of Southern Missouri A+5.0 ★Texas Ratio: 1.22%	Conventional	1	0.1%	100%	$205,000	View
21St Mortgage	Conventional	1	0.1%	33.3%	$25,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	50%	$285,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	8.3%	$135,000
First Technology Federal Credit Union	Conventional	1	0.1%	100%	$85,000
Royal Credit Union	Conventional	1	0.1%	100%	$205,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$345,000
Village Capital & Investment	FHA	1	0.1%	33.3%	$505,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +13 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +10 HELOCs	0%	n/a
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
Atlanta Postal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Blaze Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Springdale Mortgage Rate Trends

Daily average mortgage rates for Arkansas compared with the national average, updated every evening.

30-Year Fixed AR Avg

7.428%

▲ 0.145 vs 7 days ago

15-Year Fixed AR Avg

6.915%

▲ 0.068 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Springdale, Arkansas

Looking for mortgage lenders near me or mortgage brokers near me in Springdale? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Springdale in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Springdale, AR

Use these to narrow the list above. Each category shows how many Springdale, AR lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 93 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 72 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 16 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 64 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 38 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 4 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 10 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AR 30 lenders headquartered in Arkansas, the closest thing to a mortgage lender near you

Who Lends in Springdale, AR

Independent mortgage companies closed 50.8 percent of home loans in Springdale, Arkansas in 2025, banks 45.1 percent and credit unions 4.1 percent. Farm Credit Services of Western Arkansas was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Centennial Bank led with 60 loans.

50.8%

Mortgage companies

45.1%

Banks

4.1%

Credit unions

23%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.

More Arkansas Mortgage Lender Pages

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Frequently Asked Questions About Mortgage Lenders in Springdale, AR

Who is the largest mortgage lender in Springdale, AR?

By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Springdale, Arkansas with 199 loans, about 11.9 percent of the market. The largest lender headquartered in Arkansas was Centennial Bank with 60 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Springdale, AR have the highest approval rates?

Among lenders with meaningful volume in Springdale, Arkansas, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 85.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Springdale, AR mortgage lenders offer FHA, VA and USDA loans?

64 lenders closed FHA loans in Springdale, Arkansas in 2025, led by DHI Mortgage Company, LTD. with 45. 38 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Springdale, AR lender list?

Yes. 72 banks and 16 credit unions closed home loans in Springdale, Arkansas in 2025, alongside 93 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Springdale, AR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Springdale, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Springdale, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Springdale. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.