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Mortgage Lenders and Brokers in Bentonville, Arkansas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bentonville, Arkansas mortgage lenders include Arvest BankArvest Bank201 Ne A St, Bentonville, AR 72712A5.0 ★Texas Ratio: 7.48%, Centennial BankCentennial Bank2901 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.14%, Signature Bank of ArkansasSignature Bank of Arkansas700 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, First National Bank of Fort SmithFirst National Bank of Fort Smith401 Sw A St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.55%, Legacy National BankLegacy National Bank107 Nw 2nd St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.48%, First Western BankFirst Western Bank1108 S Walton Blvd, Bentonville, AR 72712A5.0 ★Texas Ratio: 7.54%, Bank of America NABank of America NA808 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 4.14%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, and United BankUnited Bank2411 Sw 14th St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.80%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bentonville, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bentonville are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bentonville, Arkansas

Market share is the lender's share of all home loans closed in Bentonville, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Arvest Bank 8 offices in Bentonville 201 Ne A St, Bentonville, AR 72712 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, Jumbo, HELOC	148 +106 HELOCs	12%	92.5%	$450,945	View
Centennial Bank 1 office in Bentonville 2901 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA	40	3.2%	95.2%	$361,250	View
Signature Bank of Arkansas 1 office in Bentonville 700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35%	Conventional, Jumbo	21	1.7%	91.3%	$548,809	View
JPMorgan Chase Bank, NA 1 office in Bentonville 1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo, HELOC	20 +1 HELOCs	1.6%	100%	$491,500	View
First National Bank of Fort Smith 1 office in Bentonville 401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	19	1.5%	95%	$355,526	View
Legacy National Bank 2 offices in Bentonville 107 Nw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.48%	Conventional, Jumbo	18	1.5%	100%	$442,777	View
First Western Bank 1 office in Bentonville 1108 S Walton Blvd, Bentonville, AR 72712 A5.0 ★Texas Ratio: 7.54%	Conventional	15	1.2%	100%	$477,000	View
Bank of America NA 1 office in Bentonville 808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	11 +21 HELOCs	0.9%	84.6%	$626,818	View
First Horizon Bank ★ 5 stars, 1 review 1 office in Bentonville 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76%	Conventional, VA, Jumbo, HELOC	11 +5 HELOCs	0.9%	73.3%	$357,727	View
United Bank 1 office in Bentonville 2411 Sw 14th St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.80%	Conventional	9	0.7%	71.4%	$502,777	View
Bokf NA 1 office in Bentonville 1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05%	Conventional, FHA, HELOC	8 +9 HELOCs	0.6%	100%	$228,750	View
First Security Bank 2 offices in Bentonville 2300 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.58%	Conventional, Jumbo, HELOC	6 +5 HELOCs	0.5%	100%	$483,333	View
Simmons Bank 1 office in Bentonville 1411 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA, HELOC	6 +3 HELOCs	0.5%	100%	$206,666	View
Generations Bank 1 office in Bentonville 600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01%	Conventional	6	0.5%	88.9%	$398,333	View
Regions Bank 1 office in Bentonville 1409 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, Jumbo, HELOC	3 +8 HELOCs	0.2%	83.3%	$771,666	View
Grand Savings Bank 1 office in Bentonville 3401 Sw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.58%	Conventional	2	0.2%	100%	$205,000	View
Arkansas Federal Credit Union 1114 Highway 35 N, Benton, AR 72019 2326	Conventional, HELOC	22 +6 HELOCs	1.8%	84.6%	$199,090
US Bank, N.A. 115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	13 +3 HELOCs	1.1%	81.2%	$405,000	View
First Financial Bank 3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05%	Conventional, FHA, VA	11	0.9%	92.3%	$358,636	View
First Western Mortgage 1108 S Walton Blvd, Bentonville, AR 72712 A5.0 ★Texas Ratio: 7.54%	Conventional, VA	11	0.9%	100%	$433,181	View
Encore Bank 112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62%	Conventional, FHA, Jumbo	6	0.5%	100%	$415,000	View
Eagle Bank and Trust Company 6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39%	Conventional	6	0.5%	85.7%	$458,333	View
Truist Bank ★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87%	Conventional	5	0.4%	100%	$469,000	View
Bank of Little Rock Mortgage Corporation ★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37%	Conventional	4	0.3%	100%	$422,500	View
Chambers Bank 111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59%	Conventional	4	0.3%	80%	$410,000	View
Wells Fargo Bank NA 1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36%	Conventional	3	0.2%	100%	$405,000	View
Priority Bank 3401 E Mission Blvd, Fayetteville, AR 72703 C+4.1 ★Texas Ratio: 25.90%	Conventional, FHA	3	0.2%	100%	$351,666	View
Great Southern Bank 2552 W Martin Luther King Jr Blvd, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.55%	Conventional	2	0.2%	100%	$255,000	View
Armor Bank 715 N Washington St, Forrest City, AR 72335 A+5.0 ★Texas Ratio: 3.67%	Conventional	2	0.2%	100%	$250,000	View
CS Bank 907 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 8.49%	Conventional	2	0.2%	100%	$70,000	View
Armstrong Bank 8300 Phoenix Ave, Fort Smith, AR 72903 A+5.0 ★Texas Ratio: 3.14%	Conventional	2	0.2%	100%	$615,000	View
Bank Ozk ★ 3.5 stars, 2 reviews 1010 Se Walton Blvd, Bentonville, AR 72712 A5.0 ★Texas Ratio: 9.32%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$105,000	View
Telcoe Federal Credit Union 820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18%	Conventional	1	0.1%	100%	$205,000	View
Intrust Bank, NA 3300 S Market St, Rogers, AR 72758 A+5.0 ★Texas Ratio: 5.22%	HELOC	0 +2 HELOCs	0%	n/a		View
Equity Bank 911 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.60%	HELOC	0 +1 HELOCs	0%	n/a		View
FirstTrust Home Loans	Conventional	2	0.2%	100%	$410,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	113	9.2%	93.7%	$319,690
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	66 +1 HELOCs	5.4%	91.8%	$381,212
Flat Branch Mortgage, Inc.	Conventional, FHA, VA, Jumbo	49	4%	100%	$365,408
Gershman Investment Corp.	Conventional, FHA, VA	35	2.8%	97.2%	$295,857
Lennar Mortgage, LLC	Conventional, FHA, USDA	34	2.8%	77.3%	$205,882
My Move Mortgage, LLC	Conventional, FHA, VA	29	2.4%	100%	$396,379
Pennymac Loan Services LLC	Conventional, FHA, VA	24	1.9%	83.3%	$224,583
Primelending	Conventional, FHA, Jumbo	18	1.5%	100%	$517,777
Zillow Home Loans, LLC	Conventional, FHA, VA, Jumbo	18	1.5%	100%	$379,444
Associated Mortgage Corporation	Conventional, FHA	17	1.4%	100%	$356,764
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA	16	1.3%	94.1%	$378,750	View
United Federal Credit Union	Conventional, FHA, Jumbo, HELOC	14 +4 HELOCs	1.1%	94.1%	$395,714
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	13 +2 HELOCs	1.1%	100%	$409,615
Guild Mortgage Company	Conventional, FHA, VA, Jumbo	13	1.1%	100%	$308,846
Fairway Independent Mort Corp	Conventional, FHA	12	1%	100%	$370,000
loanDepot.com LLC	Conventional, FHA, VA, HELOC	11 +3 HELOCs	0.9%	70.6%	$251,363
Envoy Mortgage, Ltd	Conventional, FHA	11	0.9%	100%	$345,000
Nationstar Mortgage	Conventional, FHA, VA	11	0.9%	100%	$315,909
Newrez LLC	Conventional, FHA, VA	10	0.8%	76.9%	$455,000
Highlands Residential Mortgage, Ltd.	Conventional	10	0.8%	100%	$317,000
Mutual of Omaha Mortgage	Conventional, FHA	10	0.8%	90.9%	$393,000
Lendlo Mortgage, LLC	Conventional, FHA	9	0.7%	100%	$166,111
Cmg Mortgage Inc	Conventional	9	0.7%	90%	$459,444
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA	9	0.7%	100%	$389,444	View
Ark-La-Tex Financial Services LLC	Conventional, VA	9	0.7%	100%	$386,111
Better Mortgage Corporation	Conventional, Jumbo, HELOC	8 +3 HELOCs	0.6%	100%	$392,500
Leaderone Financial Corp.	Conventional, FHA, VA	8	0.6%	88.9%	$431,250
Nbkc Bank	Conventional, FHA	7	0.6%	70%	$497,857
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	7	0.6%	100%	$180,714	View
Digital Federal Credit Union	Conventional, HELOC	6 +1 HELOCs	0.5%	100%	$390,000
Freedom Mortgage Corporation	Conventional, FHA, VA	6	0.5%	87.5%	$313,333
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	6	0.5%	100%	$383,333	View
Sage Home Loans Corporation	Conventional	6	0.5%	100%	$478,333
Amerisave Mortgage Company	Conventional, FHA, VA	6	0.5%	54.5%	$218,333
T2 Financial LLC	Conventional, FHA	6	0.5%	100%	$288,333
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	6	0.5%	100%	$410,000	View
The Loan Store, Inc	Conventional	6	0.5%	85.7%	$251,666
CrossCountry Mortgage, LLC	Conventional	5	0.4%	100%	$297,000
General Mortgage Capital Corporation	Conventional	5	0.4%	100%	$293,000
First Colony Mortgage Corporat	Conventional	5	0.4%	100%	$427,000
Tomo Mortgage LLC	Conventional	5	0.4%	100%	$389,000
Cadence Bank	Conventional, FHA, Jumbo, HELOC	4 +4 HELOCs	0.3%	100%	$527,500
Mortgage Research Center	VA, Jumbo	4	0.3%	100%	$530,000
Carrington Mortgage Services LLC	Conventional, VA	4	0.3%	83.3%	$410,000
Communityamerica Federal Credit Union	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$265,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	3	0.2%	100%	$1,258,333	View
Community Mortgage Corporation	Conventional	3	0.2%	100%	$421,666
Paramount Residential Mortgage	Conventional, FHA	3	0.2%	100%	$348,333
Spring Eq, LLC	Conventional, Jumbo, HELOC	2 +3 HELOCs	0.2%	40%	$270,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	2 +1 HELOCs	0.2%	100%	$310,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional, Jumbo	2	0.2%	100%	$1,000,000	View
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional	2	0.2%	100%	$535,000	View
American Financial Resources LLC	Conventional	2	0.2%	100%	$300,000
Goodleap, LLC	Conventional	2	0.2%	100%	$95,000
SWBC Mortgage Corporation	Conventional, VA	2	0.2%	100%	$680,000
Lakeview Loan Servicing, LLC	Conventional	2	0.2%	33.3%	$175,000
Guidance Residential, LLC	Conventional	2	0.2%	100%	$340,000
AmWest Funding Corp	Conventional	2	0.2%	100%	$295,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	2	0.2%	100%	$190,000
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.2%	100%	$435,000
Das Acquisition Company, LLC	Conventional, FHA	2	0.2%	100%	$355,000
US Wide Financial LLC	Conventional	2	0.2%	100%	$235,000
SpiritBank A5.0 ★Texas Ratio: 6.48%	Conventional	2	0.2%	100%	$245,000	View
The Bank, National Association	Conventional	2	0.2%	100%	$65,000
Geneva Financial LLC	Conventional, FHA	2	0.2%	100%	$375,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.2%	100%	$235,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.2%	100%	$335,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.2%	100%	$805,000	View
RoundPoint Mortgage Servicing LLC	Conventional	2	0.2%	100%	$375,000
New American Funding, LLC.	Conventional	2	0.2%	66.7%	$280,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +6 HELOCs	0.1%	100%	$325,000	View
American Airlines Federal Cred	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$415,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$485,000	View
Lower, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$275,000
American Portfolio Mortgage Corporation	FHA	1	0.1%	100%	$465,000
Cornerstone First Mortgage, LLC	VA	1	0.1%	100%	$735,000
The Bank of Missouri A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$665,000	View
Meridian Bank C3.9 ★Texas Ratio: 27.97%	Conventional	1	0.1%	100%	$315,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0.1%	100%	$305,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0.1%	100%	$145,000	View
Everett Financial, Inc.	Conventional	1	0.1%	100%	$155,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$405,000
Kind Lending, LLC	Conventional	1	0.1%	33.3%	$505,000
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$715,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$255,000
Liberty Bank	Conventional, Jumbo	1	0.1%	100%	$1,205,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$415,000	View
WNB Financial A+5.0 ★Texas Ratio: 0.47%	Conventional	1	0.1%	100%	$565,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$635,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0.1%	100%	$605,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	1	0.1%	100%	$485,000	View
Discover Bank	Conventional	1	0.1%	10%	$55,000
Network Funding, L.P.	Conventional	1	0.1%	100%	$135,000
Bank of Whittier, Na A+5.0 ★Texas Ratio: 0.00%	Conventional	1	0.1%	100%	$335,000	View
ClearPath Lending	Conventional	1	0.1%	100%	$345,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$415,000
Homeowners Financial Group, LLC	Conventional, Jumbo	1	0.1%	100%	$815,000
Cowboy Bank A+5.0 ★Texas Ratio: 2.59%	Conventional	1	0.1%	100%	$165,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	33.3%	$515,000	View
Midwest Bank A+5.0 ★Texas Ratio: 0.44%	Conventional	1	0.1%	100%	$345,000	View
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional, Jumbo	1	0.1%	100%	$1,355,000	View
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional	1	0.1%	100%	$265,000	View
Mid-Missouri Bank	Conventional	1	0.1%	100%	$505,000
Planet Home Lending, LLC	FHA	1	0.1%	100%	$455,000
Omb Bank A5.0 ★Texas Ratio: 6.69%	Conventional	1	0.1%	100%	$315,000	View
BoxCar Mortgage, LLC A5.0 ★Texas Ratio: 13.24%	Conventional	1	0.1%	100%	$395,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	1	0.1%	100%	$495,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$365,000	View
Mortgage Solutions of Colorado	Conventional, Jumbo	1	0.1%	100%	$1,645,000
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$305,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$365,000	View
Pinnacle Bank A+5.0 ★Texas Ratio: 1.45%	Conventional	1	0.1%	100%	$355,000	View
RBC Bank (Georgia), N.A.	Conventional	1	0.1%	100%	$725,000
Mld Mortgage, Inc.Dba the Money Store	Conventional	1	0.1%	100%	$225,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	1	0.1%	100%	$865,000	View
United Nations Federal CU	Conventional, Jumbo	1	0.1%	100%	$985,000
First Financial Bank A+5.0 ★Texas Ratio: 3.74%	Conventional	1	0.1%	100%	$375,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	1	0.1%	100%	$375,000	View
Mason-McDuffie Mortgage Corporation	VA	1	0.1%	100%	$255,000
Plaza Home Mortgage, Inc	Conventional	1	0.1%	100%	$305,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$145,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Village Capital & Investment	FHA	1	0.1%	33.3%	$355,000
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +4 HELOCs	0%	n/a		View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	HELOC	0 +4 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +3 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +2 HELOCs	0%	n/a
Pentagon Federal Credit Union	HELOC	0 +2 HELOCs	0%	0%
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	HELOC	0 +1 HELOCs	0%	n/a		View

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bentonville Mortgage Rate Trends

Daily average mortgage rates for Arkansas compared with the national average, updated every evening.

30-Year Fixed AR Avg

7.428%

▲ 0.145 vs 7 days ago

15-Year Fixed AR Avg

6.915%

▲ 0.068 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bentonville, Arkansas

Looking for mortgage lenders near me or mortgage brokers near me in Bentonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bentonville in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bentonville, AR

Use these to narrow the list above. Each category shows how many Bentonville, AR lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 77 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 78 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 12 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 47 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 28 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 31 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AR 22 lenders headquartered in Arkansas, the closest thing to a mortgage lender near you

Who Lends in Bentonville, AR

Independent mortgage companies closed 51.7 percent of home loans in Bentonville, Arkansas in 2025, banks 43.1 percent and credit unions 5.2 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Centennial Bank led with 40 loans.

51.7%

Mortgage companies

43.1%

Banks

5.2%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.

More Arkansas Mortgage Lender Pages

All Arkansas lenders 602 lenders Little Rock 222 lenders Fayetteville 214 lenders Bella Vista 210 lenders Springdale 171 lenders Jonesboro 154 lenders Rogers 168 lenders Conway 138 lenders Fort Smith 114 lenders Benton 119 lenders Cabot 125 lenders North Little Rock 121 lenders Hot Springs 141 lenders

Frequently Asked Questions About Mortgage Lenders in Bentonville, AR

Who is the largest mortgage lender in Bentonville, AR?

By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Bentonville, Arkansas with 148 loans, about 12 percent of the market. The largest lender headquartered in Arkansas was Centennial Bank with 40 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bentonville, AR have the highest approval rates?

Among lenders with meaningful volume in Bentonville, Arkansas, Rocket Mortgage approved the highest share of completed applications in 2025 at 93.7 percent, against a 91.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bentonville, AR mortgage lenders offer FHA, VA and USDA loans?

47 lenders closed FHA loans in Bentonville, Arkansas in 2025, led by Rocket Mortgage with 12. 28 lenders closed VA loans, led by Arvest Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bentonville, AR lender list?

Yes. 78 banks and 12 credit unions closed home loans in Bentonville, Arkansas in 2025, alongside 77 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bentonville, AR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bentonville, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bentonville, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bentonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.