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Mortgage Lenders and Brokers in Jonesboro, Arkansas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Jonesboro, Arkansas mortgage lenders include Arvest BankArvest Bank3101 Southwest Dr, Jonesboro, AR 72404A5.0 ★Texas Ratio: 7.48%, First Community BankFirst Community Bank222 E Washington Ave, Jonesboro, AR 72401B+4.8 ★Texas Ratio: 17.04%, Focus BankFocus Bank3313 E Johnson Ave, Jonesboro, AR 72405A+5.0 ★Texas Ratio: 5.82%, FNBC BankFNBC Bank2631 Race St, Jonesboro, AR 72401A5.0 ★Texas Ratio: 7.31%, First Horizon BankFirst Horizon Bank420 S Main St, Jonesboro, AR 72401A+5.0 ★Texas Ratio: 5.76%, Signature Bank of ArkansasSignature Bank of Arkansas502 E Washington Ave, Jonesboro, AR 72401A+5.0 ★Texas Ratio: 0.35%, First National BankFirst National Bank2701 E Highland Dr, Jonesboro, AR 72401A+5.0 ★Texas Ratio: 1.33%, Centennial BankCentennial Bank2400 Aggie Road, Jonesboro, AR 72401A+5.0 ★Texas Ratio: 3.14%, Simmons BankSimmons Bank2815 Longview Dr, Jonesboro, AR 72401A+5.0 ★Texas Ratio: 5.33%, and First Security BankFirst Security Bank1341 Red Wolf Blvd, Jonesboro, AR 72401A+5.0 ★Texas Ratio: 0.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Jonesboro, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jonesboro are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Jonesboro, Arkansas

Market share is the lender's share of all home loans closed in Jonesboro, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Arvest Bank 3 offices in Jonesboro 3101 Southwest Dr, Jonesboro, AR 72404 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, Jumbo, HELOC	98 +34 HELOCs	7.4%	92.5%	$300,102	View
First Community Bank 4 offices in Jonesboro 222 E Washington Ave, Jonesboro, AR 72401 B+4.8 ★Texas Ratio: 17.04%	Conventional, FHA, USDA, Jumbo	49	3.7%	94.2%	$247,244	View
Focus Bank 2 offices in Jonesboro 3313 E Johnson Ave, Jonesboro, AR 72405 A+5.0 ★Texas Ratio: 5.82%	Conventional, Jumbo	47	3.5%	92.2%	$319,042	View
FNBC Bank 1 office in Jonesboro 2631 Race St, Jonesboro, AR 72401 A5.0 ★Texas Ratio: 7.31%	Conventional	31	2.3%	100%	$168,870	View
First Horizon Bank ★ 5 stars, 1 review 2 offices in Jonesboro 420 S Main St, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA, VA, HELOC	28 +15 HELOCs	2.1%	96.6%	$253,571	View
Signature Bank of Arkansas 1 office in Jonesboro 502 E Washington Ave, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 0.35%	Conventional, Jumbo	27	2%	96.4%	$257,962	View
First National Bank 3 offices in Jonesboro 2701 E Highland Dr, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 1.33%	Conventional, Jumbo	26	2%	97.4%	$276,923	View
Centennial Bank 6 offices in Jonesboro 2400 Aggie Road, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA, VA, Jumbo, HELOC	22 +9 HELOCs	1.7%	59.5%	$265,000	View
Simmons Bank 3 offices in Jonesboro 2815 Longview Dr, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 5.33%	Conventional, FHA, HELOC	20 +23 HELOCs	1.5%	83.3%	$163,000	View
First Security Bank 3 offices in Jonesboro 1341 Red Wolf Blvd, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 0.58%	Conventional, FHA, VA, HELOC	17 +5 HELOCs	1.3%	90%	$251,470	View
Regions Bank 2 offices in Jonesboro 617 Southwest Dr, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 4.37%	Conventional, FHA, VA, HELOC	13 +13 HELOCs	1%	53.6%	$149,615	View
Southern Bank 2 offices in Jonesboro 2775 E Nettleton Ave, Jonesboro, AR 72401 A5.0 ★Texas Ratio: 6.11%	Conventional, Jumbo, HELOC	11 +7 HELOCs	0.8%	100%	$326,818	View
Unico Bank 2 offices in Jonesboro 3513 E Johnson Ave, Jonesboro, AR 72405 B-4.4 ★Texas Ratio: 22.75%	Conventional, Jumbo	11	0.8%	100%	$229,545	View
The Farmers & Merchants Bank 2 offices in Jonesboro 400 E Highland Dr, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 2.62%	Conventional, Jumbo	10	0.8%	70.6%	$359,000	View
Southern Bancorp Bank 1 office in Jonesboro 2508 E Highland Dr, Jonesboro, AR 72401 A5.0 ★Texas Ratio: 8.01%	Conventional	8	0.6%	90%	$258,750	View
Encore Bank 1 office in Jonesboro 2211 Browns Ln, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 1.62%	Conventional	8	0.6%	88.9%	$321,250	View
First National Bank of Commerce 1 office in Jonesboro 131 Highway 63 N, Bono, AR 72416 A+5.0 ★Texas Ratio: 1.00%	Conventional, Jumbo	5	0.4%	100%	$891,000	View
Bank of America NA 1 office in Jonesboro 2500 E Highland Dr, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +1 HELOCs	0.2%	50%	$295,000	View
Cross Bank 1 office in Jonesboro 900 Enterprise Dr, Jonesboro, AR 72401 A-4.9 ★Texas Ratio: 16.57%	Conventional	2	0.2%	100%	$120,000	View
First Financial Bank 3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05%	Conventional, FHA, VA	35	2.6%	90.2%	$201,285	View
Arkansas Federal Credit Union 3313 E Johnson Ave, Jonesboro, AR 72405	Conventional, VA, HELOC	21 +5 HELOCs	1.6%	53.8%	$167,857
Eagle Bank and Trust Company 6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39%	Conventional, FHA, VA	15	1.1%	100%	$201,000	View
Success Credit Union 2704 Fair Park Blvd, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 2.55%	Conventional, HELOC	11 +12 HELOCs	0.8%	100%	$165,000	View
Peoples Bank 1800 Military Rd, Benton, AR 72015	Conventional	6	0.5%	100%	$126,666
Wells Fargo Bank NA 1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA	6	0.5%	75%	$193,333	View
JPMorgan Chase Bank, NA 1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA	5	0.4%	100%	$213,000	View
US Bank, N.A. 115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	4 +2 HELOCs	0.3%	44.4%	$295,000	View
First Service Bank 3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06%	Conventional	3	0.2%	100%	$161,666	View
Telcoe Federal Credit Union 820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18%	Conventional	2	0.2%	100%	$285,000	View
Armor Bank 1402 E Highland Dr, Jonesboro, AR 72401 A+5.0 ★Texas Ratio: 3.67%	Conventional	2	0.2%	100%	$110,000	View
First State Bank 3654 N Investment Dr, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 0.19%	Conventional	1	0.1%	100%	$205,000	View
Anstaff Bank 812 W Trimble Ave, Berryville, AR 72616 A+5.0 ★Texas Ratio: 1.53%	Conventional	1	0.1%	100%	$635,000	View
Truist Bank ★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87%	FHA	1	0.1%	100%	$325,000	View
OakStar Bank ★ 5 stars, 1 review 3065 Highway 367 S, Cabot, AR 72023 A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$175,000	View
Bank Ozk ★ 3.5 stars, 2 reviews 2303 Red Wolf Blvd, Jonesboro, AR 72401 A5.0 ★Texas Ratio: 9.32%	HELOC	0 +2 HELOCs	0%	n/a		View
FirstTrust Home Loans	Conventional, FHA, VA, USDA	60	4.5%	100%	$201,333
Rocket Mortgage	Conventional, FHA, VA, Jumbo	76	5.7%	81%	$208,552
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	54 +1 HELOCs	4.1%	75.3%	$297,222
Fairway Independent Mort Corp	Conventional, FHA, VA	42	3.2%	93.3%	$185,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA	35	2.6%	87.8%	$264,714
Pennymac Loan Services LLC	Conventional, FHA, VA	30	2.3%	83.3%	$173,666
Mortgage Research Center	Conventional, FHA, VA	28	2.1%	66.7%	$255,714
Mortgage Investors Group	Conventional, FHA	28	2.1%	100%	$278,571
Cadence Bank	Conventional, FHA, USDA, HELOC	23 +23 HELOCs	1.7%	88.5%	$194,565
Das Acquisition Company, LLC	Conventional, FHA, USDA	23	1.7%	90.3%	$183,260
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA	21	1.6%	100%	$206,904
Flat Branch Mortgage, Inc.	Conventional, FHA, VA	20	1.5%	95.2%	$201,000
Freedom Mortgage Corporation	Conventional, FHA, VA	18	1.4%	82.6%	$216,666
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo	15	1.1%	94.4%	$244,333
Nationstar Mortgage	Conventional, FHA	15	1.1%	80%	$169,666
Lennar Mortgage, LLC	Conventional, FHA, VA	12	0.9%	70.6%	$194,166
Union Home Mortgage Corp.	Conventional	9	0.7%	81.8%	$301,666
loanDepot.com LLC	Conventional, FHA, HELOC	8 +1 HELOCs	0.6%	53.3%	$140,000
American Financial Network, Inc.	Conventional, FHA	8	0.6%	66.7%	$240,000
T2 Financial LLC	FHA, VA	8	0.6%	100%	$238,750
New American Funding, LLC.	Conventional, FHA	8	0.6%	72.7%	$132,500
Lower, LLC	Conventional, FHA, HELOC	7 +1 HELOCs	0.5%	87.5%	$346,428
Navy Federal Credit Union	Conventional, VA, HELOC	7 +1 HELOCs	0.5%	63.6%	$237,857
Kind Lending, LLC	Conventional, FHA, VA	7	0.5%	77.8%	$286,428
Carrington Mortgage Services LLC	Conventional, FHA, VA	7	0.5%	63.6%	$150,714
Village Capital & Investment	FHA, VA	7	0.5%	70.6%	$219,285
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	6	0.5%	75%	$216,666	View
Mutual of Omaha Mortgage	Conventional, FHA, VA	6	0.5%	75%	$235,000
Newrez LLC	Conventional, VA	5	0.4%	55.6%	$149,000
Amerisave Mortgage Company	Conventional, FHA	5	0.4%	22.7%	$123,000
Guild Mortgage Company	Conventional, FHA	5	0.4%	100%	$187,000
Lendlo Mortgage, LLC	Conventional, FHA	5	0.4%	100%	$195,000
Cardinal Financial Company, Li	FHA	5	0.4%	83.3%	$275,000
Click n' Close, Inc.	Conventional, VA	5	0.4%	83.3%	$273,000
First Colony Mortgage Corporat	Conventional	5	0.4%	100%	$141,000
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA	5	0.4%	100%	$177,000
Evolve Bank & Trust A5.0 ★Texas Ratio: 10.85%	Conventional, FHA	5	0.4%	100%	$193,000	View
Better Mortgage Corporation	Conventional	5	0.4%	100%	$147,000
Zillow Home Loans, LLC	Conventional, FHA	5	0.4%	100%	$241,000
Paramount Residential Mortgage	Conventional, FHA	5	0.4%	100%	$189,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, FHA, HELOC	4 +3 HELOCs	0.3%	100%	$190,000	View
Spring Eq, LLC	Conventional, HELOC	4 +1 HELOCs	0.3%	71.4%	$72,500
Guaranteed Rate, Inc.	Conventional, FHA, VA	4	0.3%	66.7%	$237,500
Mortgage Solutions of Colorado	VA	4	0.3%	75%	$240,000
Farm Credit Mid-America, Aca	Conventional, Jumbo	4	0.3%	100%	$727,500
Consumer Real Estate Finance Co DBA Society Mortgage	FHA	3	0.2%	100%	$175,000
Everett Financial, Inc.	FHA	3	0.2%	75%	$268,333
Equity Prime Mortgage LLC	FHA, VA	3	0.2%	75%	$218,333
Discover Bank	Conventional	3	0.2%	37.5%	$101,666
ClearPath Lending	VA	3	0.2%	75%	$271,666
Planet Home Lending, LLC	Conventional, FHA, VA	3	0.2%	75%	$251,666
Community Mortgage Corporation	Conventional, FHA, VA	3	0.2%	100%	$368,333
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	3	0.2%	100%	$368,333	View
Endeavor Capital, LLC	Conventional, FHA	3	0.2%	100%	$195,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	3	0.2%	100%	$258,333	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	3	0.2%	75%	$178,333	View
HomeBridge Financial Services, Inc	FHA, VA, HELOC	2 +1 HELOCs	0.2%	66.7%	$420,000
SWBC Mortgage Corporation	Conventional	2	0.2%	100%	$115,000
AmeriHome Mortgage Company, LLC	Conventional	2	0.2%	100%	$170,000
Renasant Bank A+5.0 ★Texas Ratio: 4.72%	FHA, VA	2	0.2%	100%	$220,000	View
Sun West Mortgage Company, Inc	Conventional, FHA	2	0.2%	100%	$160,000
Nations Lending Corporation	FHA	2	0.2%	100%	$250,000
Acopia, LLC	Conventional, FHA	2	0.2%	100%	$60,000
Towne Mortgage Company A-4.9 ★Texas Ratio: 16.23%	Conventional, VA	2	0.2%	100%	$155,000	View
V.I.P. Mortgage, Inc.	Conventional	2	0.2%	100%	$220,000
21St Mortgage	Conventional	2	0.2%	33.3%	$80,000
Vanderbilt Mortgage and Finance, Inc	Conventional	2	0.2%	26.9%	$130,000
My Move Mortgage, LLC	Conventional	2	0.2%	100%	$160,000
Communityamerica Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$555,000
EMM Loans LLC	FHA	1	0.1%	100%	$175,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$325,000	View
Cornerstone First Mortgage, LLC	FHA	1	0.1%	100%	$235,000
The Bank of Missouri A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$255,000	View
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	FHA	1	0.1%	100%	$335,000	View
American Financial Resources LLC	Conventional	1	0.1%	100%	$155,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$55,000
Primelending	Conventional	1	0.1%	100%	$145,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$345,000
Lakeview Loan Servicing, LLC	FHA	1	0.1%	36.4%	$295,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	1	0.1%	100%	$215,000	View
Canopy Mortgage, LLC	FHA	1	0.1%	100%	$175,000
MortgageOne, Inc	VA	1	0.1%	100%	$215,000
Nbkc Bank	FHA	1	0.1%	100%	$255,000
CrossCountry Mortgage, LLC	VA	1	0.1%	100%	$215,000
Fed Ex Employees Credit Association	Conventional	1	0.1%	100%	$165,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	FHA	1	0.1%	100%	$185,000	View
Loanunited.Com, LLC	VA	1	0.1%	100%	$405,000
Orion Federal Credit Union A5.0 ★Texas Ratio: 6.66%	Conventional	1	0.1%	100%	$105,000	View
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$165,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional	1	0.1%	100%	$355,000	View
AmWest Funding Corp	Conventional	1	0.1%	100%	$255,000
First State Bank of St Charles	Conventional	1	0.1%	100%	$155,000
Inova Federal Credit Union A5.0 ★Texas Ratio: 12.73%	Conventional	1	0.1%	100%	$305,000	View
Associated Mortgage Corporation	Conventional	1	0.1%	100%	$745,000
Mortgage Financial Services	FHA	1	0.1%	100%	$235,000
Honor Credit Union	Conventional	1	0.1%	100%	$205,000
First Midwest Bank of Dexter A5.0 ★Texas Ratio: 6.37%	Conventional	1	0.1%	100%	$225,000	View
Oceanside Mortgage Company	FHA	1	0.1%	100%	$145,000
American Financing Corporation	FHA	1	0.1%	100%	$215,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0.1%	100%	$585,000	View
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$305,000
Ameritrust Mortgage Corporation	VA	1	0.1%	100%	$315,000
New Day Financial, LLC.	VA	1	0.1%	14.3%	$105,000
Transportation Federal Credit Union	Conventional	1	0.1%	100%	$45,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	FHA	1	0.1%	100%	$125,000	View
Churchill Mortgage Corporation	Conventional	1	0.1%	100%	$395,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$415,000	View
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	FHA	1	0.1%	50%	$95,000	View
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$295,000
Four Points Federal Credit Union	Conventional	1	0.1%	100%	$145,000
Southstate Bank, National Association ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0.1%	100%	$385,000	View
Genway Home Mortgage, Inc.	FHA	1	0.1%	100%	$235,000
First State Community Bank A5.0 ★Texas Ratio: 6.95%	Conventional	1	0.1%	100%	$85,000	View
Prosperity Home Mortgage, LLC	VA	1	0.1%	100%	$205,000
Leaders Credit Union A+5.0 ★Texas Ratio: 0.22%	Conventional	1	0.1%	100%	$455,000	View
Commercial Bank & Trust Company F1.8 ★Texas Ratio: 53.02%	Conventional	1	0.1%	100%	$255,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$155,000
Plaza Home Mortgage, Inc	VA	1	0.1%	100%	$295,000
Top Flite Financial, Inc.	FHA	1	0.1%	100%	$245,000
Tomo Mortgage LLC	Conventional	1	0.1%	100%	$115,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +8 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Figure Lending LLC	HELOC	0 +4 HELOCs	0%	n/a
First South Financial Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	HELOC	0 +1 HELOCs	0%	n/a		View
Empeople Credit Union	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Jonesboro Mortgage Rate Trends

Daily average mortgage rates for Arkansas compared with the national average, updated every evening.

30-Year Fixed AR Avg

7.428%

▲ 0.145 vs 7 days ago

15-Year Fixed AR Avg

6.915%

▲ 0.068 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Jonesboro, Arkansas

Looking for mortgage lenders near me or mortgage brokers near me in Jonesboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jonesboro in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Jonesboro, AR

Use these to narrow the list above. Each category shows how many Jonesboro, AR lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 88 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 14 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 74 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 49 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 5 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 14 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AR 24 lenders headquartered in Arkansas, the closest thing to a mortgage lender near you

Who Lends in Jonesboro, AR

Independent mortgage companies closed 52.3 percent of home loans in Jonesboro, Arkansas in 2025, banks 44 percent and credit unions 3.7 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Community Bank led with 49 loans.

52.3%

Mortgage companies

44%

Banks

3.7%

Credit unions

30%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.

More Arkansas Mortgage Lender Pages

All Arkansas lenders 602 lenders Little Rock 222 lenders Fayetteville 214 lenders Bella Vista 210 lenders Springdale 171 lenders Bentonville 157 lenders Rogers 168 lenders Conway 138 lenders Fort Smith 114 lenders Benton 119 lenders Cabot 125 lenders North Little Rock 121 lenders Hot Springs 141 lenders

Frequently Asked Questions About Mortgage Lenders in Jonesboro, AR

Who is the largest mortgage lender in Jonesboro, AR?

By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Jonesboro, Arkansas with 98 loans, about 7.4 percent of the market. The largest lender headquartered in Arkansas was First Community Bank with 49 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Jonesboro, AR have the highest approval rates?

Among lenders with meaningful volume in Jonesboro, Arkansas, FirstTrust Home Loans approved the highest share of completed applications in 2025 at 100 percent, against a 82.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Jonesboro, AR mortgage lenders offer FHA, VA and USDA loans?

74 lenders closed FHA loans in Jonesboro, Arkansas in 2025, led by FirstTrust Home Loans with 35. 49 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Jonesboro, AR lender list?

Yes. 59 banks and 14 credit unions closed home loans in Jonesboro, Arkansas in 2025, alongside 88 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Jonesboro, AR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Jonesboro, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jonesboro, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jonesboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.