Mortgage Lenders and Brokers in Benton, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Benton, Arkansas mortgage lenders include Arvest BankArvest Bank1421 Highway 5 North, Benton, AR 72019A5.0 ★Texas Ratio: 7.48%, First Security BankFirst Security Bank1212 Salem Rd, Benton, AR 72019A+5.0 ★Texas Ratio: 0.58%, Regions BankRegions Bank917 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 4.37%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Merchants and Farmers BankMerchants and Farmers Bank146 W South Street, Benton, AR 72015B4.7 ★Texas Ratio: 19.14%, Malvern National BankMalvern National Bank1111 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 2.98%, First National Bank TexasFirst National Bank Texas17309 Interstate 30 S, Benton, AR 72015A4.7 ★Texas Ratio: 3.20%, Relyance BankRelyance Bank100 West Carpenter Road, Benton, AR 72015A+5.0 ★Texas Ratio: 2.78%, Farmers Bank & TrustFarmers Bank & Trust960 S Constitution Ave, Ashdown, AR 71822A5.0 ★Texas Ratio: 11.09%, and Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Benton, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Benton are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Benton, Arkansas
Market share is the lender's share of all home loans closed in Benton, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Benton 1421 Highway 5 North, Benton, AR 72019 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, HELOC | 39 +31 HELOCs |
3.9% | 82% | $216,025 | View |
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3 offices in Benton 1212 Salem Rd, Benton, AR 72019 A+5.0 ★Texas Ratio: 0.58% |
Conventional, Jumbo, HELOC | 17 +8 HELOCs |
1.7% | 86.4% | $216,176 | View |
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1 office in Benton 917 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 10 +2 HELOCs |
1% | 52.6% | $161,000 | View |
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1 office in Benton 1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 8 +4 HELOCs |
0.8% | 72.7% | $142,500 | View |
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1 office in Benton 146 W South Street, Benton, AR 72015 B4.7 ★Texas Ratio: 19.14% |
Conventional | 6 | 0.6% | 100% | $150,000 | View |
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1 office in Benton 1111 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 3 | 0.3% | 100% | $125,000 | View |
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1 office in Benton 17309 Interstate 30 S, Benton, AR 72015 A4.7 ★Texas Ratio: 3.20% |
VA | 1 | 0.1% | 100% | $435,000 | View |
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1 office in Benton 100 West Carpenter Road, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
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1 office in Benton 960 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 11.09% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA, USDA | 53 | 5.4% | 93% | $254,245 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, VA, HELOC | 50 +29 HELOCs |
5.1% | 78.1% | $167,000 | |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, FHA, VA, HELOC | 20 +7 HELOCs |
2% | 95.2% | $205,000 | View |
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112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA, VA | 15 | 1.5% | 100% | $231,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 12 +6 HELOCs |
1.2% | 63.2% | $228,333 | View |
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416 N Main St, Cave City, AR 72521 A-4.9 ★Texas Ratio: 16.23% |
Conventional | 12 | 1.2% | 100% | $212,500 | View |
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3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 9 | 0.9% | 100% | $292,777 | View |
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★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional, FHA, VA | 9 | 0.9% | 100% | $229,444 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, VA | 8 | 0.8% | 100% | $231,250 | View |
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2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA | 7 | 0.7% | 87.5% | $242,142 | View |
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★ 3.5 stars, 2 reviews 1216 Highway 35 N, Benton, AR 72019 A5.0 ★Texas Ratio: 9.32% |
Conventional, FHA, HELOC | 6 +7 HELOCs |
0.6% | 60% | $210,000 | View |
Gateway Bank
17328 Interstate 30, Benton, AR 72019 |
Conventional | 6 | 0.6% | 85.7% | $265,000 | |
Peoples Bank
1800 Military Rd, Benton, AR 72015 |
Conventional | 6 | 0.6% | 100% | $186,666 | |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 6 | 0.6% | 66.7% | $350,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +2 HELOCs |
0.3% | 75% | $185,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +1 HELOCs |
0.3% | 100% | $385,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional, FHA | 3 | 0.3% | 100% | $221,666 | View |
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2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
FHA | 2 | 0.2% | 100% | $240,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 0.2% | 100% | $100,000 | View |
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1055 Steel Ave, Conway, AR 72032 A5.0 ★Texas Ratio: 6.24% |
Conventional | 1 | 0.1% | 100% | $195,000 | View |
Cotton Belt Federal Credit Union
1703 River Pines Blvd, Pine Bluff, AR 71601 |
Conventional | 1 | 0.1% | 100% | $35,000 | |
Diamond Lakes Federal Credit Union
4032 Central Ave, Hot Springs, AR 71913 |
Conventional | 1 | 0.1% | 100% | $75,000 | |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
VA | 1 | 0.1% | 100% | $225,000 | View |
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1710 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 0.1% | 100% | $175,000 | View |
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1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 77 | 7.8% | 98.7% | $234,480 | |
Eustis Mortgage Corp
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Conventional, FHA, VA | 109 | 11% | 100% | $221,880 | |
Rocket Mortgage
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Conventional, FHA, VA | 71 | 7.2% | 81.3% | $177,253 | |
Better Mortgage Corporation
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Conventional, FHA, VA | 37 | 3.7% | 86% | $231,216 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 33 +1 HELOCs |
3.3% | 92.1% | $243,181 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 28 | 2.8% | 74.4% | $220,357 | |
Mortgage Research Center
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Conventional, FHA, VA | 23 | 2.3% | 71.9% | $252,391 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 19 | 1.9% | 83.3% | $237,631 | |
Community Mortgage Corporation
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Conventional, FHA, VA | 16 | 1.6% | 100% | $210,625 | |
Lendlo Mortgage, LLC
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FHA, VA, USDA | 12 | 1.2% | 100% | $205,833 | |
Lennar Mortgage, LLC
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Conventional, FHA, VA, USDA | 12 | 1.2% | 92.3% | $176,666 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA | 12 | 1.2% | 100% | $171,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 11 | 1.1% | 93.3% | $152,272 | |
Amerisave Mortgage Company
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Conventional, FHA, VA, HELOC | 9 +1 HELOCs |
0.9% | 50% | $123,888 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
0.8% | 72.7% | $160,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 7 +1 HELOCs |
0.7% | 100% | $270,714 | |
SWBC Mortgage Corporation
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Conventional, FHA | 7 | 0.7% | 100% | $253,571 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 7 | 0.7% | 100% | $170,714 | |
New Day Financial, LLC.
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VA | 7 | 0.7% | 100% | $172,142 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 0.7% | 87.5% | $142,142 | |
T2 Financial LLC
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Conventional, FHA, VA, USDA | 6 | 0.6% | 87.5% | $208,333 | |
Lower, LLC
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Conventional, FHA | 6 | 0.6% | 100% | $220,000 | |
Click n' Close, Inc.
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Conventional, FHA, USDA | 5 | 0.5% | 100% | $145,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 0.5% | 71.4% | $183,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 0.5% | 83.3% | $179,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA | 5 | 0.5% | 100% | $217,000 | View |
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B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, VA | 4 | 0.4% | 80% | $317,500 | View |
Primary Residential Mortgage, INC.
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Conventional, FHA, VA | 4 | 0.4% | 100% | $200,000 | |
Servion
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Conventional | 4 | 0.4% | 100% | $210,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.4% | 100% | $335,000 | |
ClearPath Lending
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VA | 4 | 0.4% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 4 | 0.4% | 80% | $235,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 4 | 0.4% | 100% | $155,000 | View |
Gmfs, LLC
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Conventional, USDA | 4 | 0.4% | 100% | $302,500 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 0.4% | 100% | $152,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.4% | 21.9% | $77,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 4 | 0.4% | 100% | $215,000 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.3% | 50% | $201,666 | |
Newrez LLC
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Conventional, VA | 3 | 0.3% | 50% | $265,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 3 | 0.3% | 80% | $308,333 | |
PHH Mortgage Corporation
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Conventional, FHA | 3 | 0.3% | 100% | $138,333 | |
Mortgage Financial Services
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Conventional | 3 | 0.3% | 100% | $205,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 3 | 0.3% | 100% | $135,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.3% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.3% | 60% | $98,333 | View |
Cadence Bank
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Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $270,000 | |
Triad Financial Services, Inc.
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Conventional | 2 | 0.2% | 76.5% | $135,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 2 | 0.2% | 100% | $590,000 | View |
Sun West Mortgage Company, Inc
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FHA, VA | 2 | 0.2% | 100% | $210,000 | |
Weichert Financial Services
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Conventional | 2 | 0.2% | 100% | $325,000 | |
Nfm, Inc
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Conventional, FHA | 2 | 0.2% | 66.7% | $150,000 | |
Land Home Financial Services,
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Conventional | 2 | 0.2% | 100% | $150,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.2% | 100% | $155,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.2% | 85.7% | $125,000 | |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.2% | 100% | $180,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 2 | 0.2% | 100% | $160,000 | |
Village Capital & Investment
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VA | 2 | 0.2% | 50% | $370,000 | |
Alliant Credit Union
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Conventional | 1 | 0.1% | 100% | $325,000 | |
American Financial Resources LLC
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VA | 1 | 0.1% | 100% | $225,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.1% | 100% | $275,000 | |
Primelending
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VA | 1 | 0.1% | 100% | $325,000 | |
Everett Financial, Inc.
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FHA | 1 | 0.1% | 100% | $265,000 | |
Nbkc Bank
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VA | 1 | 0.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 50% | $125,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $215,000 | |
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A5.0 ★Texas Ratio: 6.69% |
FHA | 1 | 0.1% | 100% | $305,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.1% | 100% | $375,000 | |
Discover Bank
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Conventional | 1 | 0.1% | 20% | $65,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 50% | $235,000 | |
Service Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $595,000 | |
Congressional Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.1% | 33.3% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.1% | 100% | $65,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.1% | 50% | $145,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $235,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.1% | 100% | $95,000 | |
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A-4.9 ★Texas Ratio: 16.60% |
FHA | 1 | 0.1% | 100% | $205,000 | View |
21St Mortgage
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Conventional | 1 | 0.1% | 25% | $115,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Loan Simple, Inc.
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FHA | 1 | 0.1% | 100% | $205,000 | |
Geneva Financial LLC
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VA | 1 | 0.1% | 100% | $245,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.1% | 100% | $205,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First South Financial Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Benton Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Benton, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Benton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Benton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Benton, AR
Use these to narrow the list above. Each category shows how many Benton, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Benton, AR
Independent mortgage companies closed 63.7 percent of home loans in Benton, Arkansas in 2025, banks 30.2 percent and credit unions 6.2 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Security Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Benton, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Benton, Arkansas with 39 loans, about 3.9 percent of the market. The largest lender headquartered in Arkansas was First Security Bank with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Benton, Arkansas, Eustis Mortgage Corp approved the highest share of completed applications in 2025 at 100 percent, against a 84.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
60 lenders closed FHA loans in Benton, Arkansas in 2025, led by Eustis Mortgage Corp with 48. 46 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 46 banks and 10 credit unions closed home loans in Benton, Arkansas in 2025, alongside 72 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Benton, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Benton, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Benton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
