Merchants and Farmers Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Merchants and Farmers Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Merchants and Farmers Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Merchants and Farmers Bank CD rates. You can also compare Merchants and Farmers Bank savings rates, MMA rates and mortgage rates using our other rate lists. Merchants and Farmers Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Merchants and Farmers Bank? Share your experience about Merchants and Farmers Bank by leaving a review below, or read customer reviews before you decide to use Merchants and Farmers Bank. Merchants and Farmers Bank Texas Ratio Merchants and Farmers Bank's Texas Ratio is at 4.36%, which is considered excellent. The Texas Ratio for Merchants and Farmers Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Merchants and Farmers Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Merchants and Farmers Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 23, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Merchants and Farmers Bank rate data right now, check back for updates, we are adding rates all the time. Merchants and Farmers Bank InformationMerchants and Farmers Bank
500 Highway 65 SDumas, AR 71639 Desha Established Date: 05/10/1909 FDIC Certificate #: 8735 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: M&F FINANCIAL CORP How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.mfbanknet.com
Is Merchants and Farmers Bank FDIC Insured? Yes
What is Merchants and Farmers Bank's Cert number? 8735
What is the maximum amount for insured deposits? $250,000 per holder, per account
Merchants and Farmers Bank FinancialsTotal Assets:
$236,196,000
Total Deposits:
$199,661,000
Equity Capital:
$25,138,000
Domestic Deposits:
$199,661,000
Net Income:
$627,000
Return on Assets:
1.1791%
Quarterly Return on Assets:
1.0600%
Pretax Return on Assets:
1.3624%
Pretax Quarterly Return on Assets:
1.3600%
Return on Equity:
11.4200%
Quarterly Return on Equity:
10.0700%
Common Equity Tier 1 Capital Ratio:
12.5175%
Tier 1 Risk-Based Capital Ratio:
12.5175%
Leverage Tier 1 (Core Capital) Ratio:
11.0006%
Total Risk-Based Capital Ratio (YTD):
13.7677%
Total Interest Income (YTD):
6.1685%
Headquarters:
Dumas
FDIC Field Office:
Little Rock
Regulator:
FED
County:
Desha
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsFixed conforming mortgage rates today have made another round of record lows. Both fixed 30 year rates and fixed 15 year rates hit all time lows in Freddie Mac's Primary Mortgage Market Survey (PMMS). Weak economic data released the past week has driven bond yields and average mortgage rates down to record lows.
Consumers who had their mortgage agreements altered by the federal Home Affordable Modification Program (HAMP) during the month of February fell to slightly more than 87,000, down from more than 100,000 in January, according to the latest monthly statistics from the nonprofit coalition Hope Now. Included in those statistics were approximately 61,000 proprietary modifications and 26,147 permanent alterations.
Most were expecting higher mortgage rates throughout 2014 but just the opposite is happening. Early in the year, mortgage analysts were predicting conventional 30 year mortgage rates would hit 5.00 percent by the end of 2014. Average 30 year rates today are at 4.30 percent, just above the low of 4.13 percent this year.
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Today's 12-month CD rates can be found at 4.07%, 6-month CD rates at 2.02% and 3-month CD rates at 0.50%. Current savings rates are at 0.30% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.99%. Credit Card rates are at 7.99%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates. 
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