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Mortgage Lenders and Brokers in Bella Vista, Arkansas

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Bella Vista, Arkansas mortgage lenders include Arvest BankArvest Bank403 Northeast Town Center, Bella Vista, AR 72714A5.0 ★Texas Ratio: 7.48%, First Western BankFirst Western Bank575 Memorial Dr, Bella Vista, AR 72714A5.0 ★Texas Ratio: 7.54%, Signature Bank of ArkansasSignature Bank of Arkansas700 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.35%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, First Western MortgageFirst Western Mortgage575 Memorial Dr, Bella Vista, AR 72714A5.0 ★Texas Ratio: 7.54%, Bank of Little Rock Mortgage CorporationBank of Little Rock Mortgage Corporation7171 Merrill Drive, Little Rock, AR 72212A+5.0 ★Texas Ratio: 3.37%, Legacy National BankLegacy National Bank107 Nw 2nd St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 1.48%, and US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Bella Vista, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bella Vista are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Bella Vista, Arkansas

Market share is the lender's share of all home loans closed in Bella Vista, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Arvest Bank 3 offices in Bella Vista 403 Northeast Town Center, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.48%	Conventional, FHA, VA, USDA, Jumbo, HELOC	173 +180 HELOCs	10.1%	94.1%	$338,815	View
First Western Bank 1 office in Bella Vista 575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54%	Conventional	19	1.1%	100%	$277,105	View
Signature Bank of Arkansas 700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35%	Conventional, Jumbo	29	1.7%	100%	$404,310	View
Arkansas Federal Credit Union 1114 Highway 35 N, Benton, AR 72019 2326	Conventional, VA, HELOC	28 +12 HELOCs	1.6%	77.8%	$153,214
Centennial Bank 812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14%	Conventional, FHA, VA, HELOC	20 +2 HELOCs	1.2%	90.9%	$335,000	View
JPMorgan Chase Bank, NA 1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	19	1.1%	95.2%	$535,526	View
First Western Mortgage 575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54%	Conventional, FHA, VA	19	1.1%	100%	$327,105	View
Bank of Little Rock Mortgage Corporation ★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37%	Conventional	18	1.1%	94.7%	$316,111	View
Legacy National Bank 107 Nw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.48%	Conventional	17	1%	100%	$266,764	View
US Bank, N.A. 115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, HELOC	14 +3 HELOCs	0.8%	87.5%	$268,571	View
First National Bank of Fort Smith 401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55%	Conventional, FHA	14	0.8%	82.4%	$309,285	View
First Horizon Bank ★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76%	Conventional, FHA	13	0.8%	92.9%	$278,076	View
Priority Bank 3401 E Mission Blvd, Fayetteville, AR 72703 C+4.1 ★Texas Ratio: 25.90%	Conventional, FHA, VA, USDA	13	0.8%	100%	$241,923	View
Eagle Bank and Trust Company 6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39%	Conventional, FHA	11	0.6%	91.7%	$271,363	View
Grand Savings Bank 3401 Sw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.58%	Conventional	9	0.5%	100%	$326,111	View
Generations Bank 600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01%	Conventional	8	0.5%	100%	$407,500	View
Wells Fargo Bank NA 1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	8	0.5%	88.9%	$448,750	View
Chambers Bank 111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59%	Conventional, FHA	8	0.5%	90%	$280,000	View
Bank Ozk ★ 3.5 stars, 2 reviews 791 W Lancashire Blvd, Bella Vista, AR 72715 A5.0 ★Texas Ratio: 9.32%	Conventional, FHA, HELOC	7 +26 HELOCs	0.4%	70%	$236,428	View
Bank of America NA 808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	7 +14 HELOCs	0.4%	87.5%	$392,142	View
First Security Bank Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58%	Conventional, HELOC	7 +4 HELOCs	0.4%	87.5%	$339,285	View
Regions Bank 506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37%	Conventional, HELOC	7 +4 HELOCs	0.4%	81.8%	$226,428	View
Encore Bank 112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62%	Conventional, FHA	7	0.4%	100%	$325,000	View
Truist Bank ★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87%	Conventional	7	0.4%	100%	$339,285	View
Simmons Bank 1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33%	Conventional, HELOC	4 +7 HELOCs	0.2%	100%	$282,500	View
First Financial Bank 3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05%	Conventional	4	0.2%	100%	$325,000	View
Bokf NA 1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05%	Conventional, HELOC	2 +7 HELOCs	0.1%	100%	$95,000	View
Intrust Bank, NA 3300 S Market St, Rogers, AR 72758 A+5.0 ★Texas Ratio: 5.22%	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	100%	$240,000	View
First National Bank 300 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.33%	Conventional, Jumbo	2	0.1%	100%	$590,000	View
First Community Bank 159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04%	Conventional, FHA	2	0.1%	100%	$205,000	View
Bank of England 2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45%	FHA	1	0.1%	100%	$275,000	View
Today's Bank 115 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 8.68%	Conventional	1	0.1%	100%	$215,000	View
First Service Bank 3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06%	Conventional	1	0.1%	100%	$255,000	View
Partners Bank 1055 Steel Ave, Conway, AR 72032 A5.0 ★Texas Ratio: 6.24%	Conventional	1	0.1%	100%	$165,000	View
Telcoe Federal Credit Union 820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18%	Conventional	1	0.1%	100%	$555,000	View
Southern Bancorp Bank 2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01%	Conventional	1	0.1%	100%	$265,000	View
Great Southern Bank 2552 W Martin Luther King Jr Blvd, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.55%	Conventional	1	0.1%	25%	$235,000	View
The Farmers & Merchants Bank 3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62%	Conventional	1	0.1%	100%	$215,000	View
Equity Bank 911 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.60%	HELOC	0 +1 HELOCs	0%	n/a		View
FirstTrust Home Loans	Conventional	3	0.2%	100%	$341,666
Rocket Mortgage	Conventional, FHA, VA, Jumbo	159	9.3%	86.3%	$260,408
Flat Branch Mortgage, Inc.	Conventional, FHA, VA, USDA, Jumbo	64	3.7%	100%	$288,281
Lennar Mortgage, LLC	Conventional, FHA, VA, USDA	42	2.5%	95.5%	$236,904
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	37 +1 HELOCs	2.2%	82.4%	$331,216
United Federal Credit Union	Conventional, FHA, VA, USDA, Jumbo, HELOC	37 +1 HELOCs	2.2%	92.5%	$356,891
Lendlo Mortgage, LLC	Conventional, FHA, VA, USDA	35	2%	100%	$219,857
Mutual of Omaha Mortgage	Conventional, FHA, VA, HELOC	34 +2 HELOCs	2%	94.4%	$325,882
My Move Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo	32	1.9%	100%	$326,562
Gershman Investment Corp.	Conventional, FHA, VA, USDA	32	1.9%	97%	$310,937
Highlands Residential Mortgage, Ltd.	Conventional, FHA, VA, USDA	31	1.8%	100%	$262,741
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA	30	1.8%	100%	$335,333	View
Associated Mortgage Corporation	Conventional, FHA, VA, USDA	29	1.7%	100%	$291,896
Mortgage Research Center	Conventional, VA	29	1.7%	70.7%	$363,965
Primelending	Conventional, VA, Jumbo	25	1.5%	100%	$460,200
Guild Mortgage Company	Conventional, FHA, VA, USDA	25	1.5%	100%	$277,400
Nationstar Mortgage	Conventional, VA	24	1.4%	88.9%	$165,833
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	23	1.3%	78.1%	$420,217
Freedom Mortgage Corporation	Conventional, FHA, VA, Jumbo	20	1.2%	100%	$351,500
Zillow Home Loans, LLC	Conventional, FHA, VA	20	1.2%	95.2%	$316,000
Navy Federal Credit Union	Conventional, VA, HELOC	19 +7 HELOCs	1.1%	95%	$308,684
Community Mortgage Corporation	Conventional, FHA, VA	19	1.1%	100%	$291,842
Envoy Mortgage, Ltd	Conventional, FHA, VA	16	0.9%	100%	$348,750
Fairway Independent Mort Corp	Conventional, FHA	16	0.9%	94.1%	$266,875
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional, FHA, VA, HELOC	15 +1 HELOCs	0.9%	93.8%	$344,333	View
Leaderone Financial Corp.	Conventional, FHA, USDA	15	0.9%	100%	$253,666
Cadence Bank	Conventional, FHA, VA, Jumbo, HELOC	13 +5 HELOCs	0.8%	100%	$363,461
New American Funding, LLC.	Conventional, FHA, VA, HELOC	12 +1 HELOCs	0.7%	75%	$315,000
Newrez LLC	Conventional, FHA	11	0.6%	84.6%	$249,545
Ark-La-Tex Financial Services LLC	Conventional, FHA	11	0.6%	91.7%	$244,090
loanDepot.com LLC	Conventional, FHA, HELOC	10 +1 HELOCs	0.6%	78.6%	$101,000
Better Mortgage Corporation	Conventional, FHA, HELOC	10 +1 HELOCs	0.6%	71.4%	$382,000
T2 Financial LLC	Conventional, FHA	9	0.5%	100%	$255,000
Nbkc Bank	Conventional, VA	8	0.5%	88.9%	$312,500
Das Acquisition Company, LLC	Conventional	8	0.5%	100%	$362,500
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	8	0.5%	57.1%	$375,000	View
Discover Bank	Conventional	7	0.4%	38.9%	$87,857
New Day Financial, LLC.	VA	7	0.4%	57.1%	$332,142
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, VA	7	0.4%	87.5%	$369,285	View
Lower, LLC	Conventional, FHA	7	0.4%	100%	$285,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	6 +1 HELOCs	0.4%	100%	$280,000
Amerisave Mortgage Company	Conventional, FHA	6	0.4%	46.7%	$68,333
First Colony Mortgage Corporat	Conventional	6	0.4%	100%	$341,666
Prosperity Home Mortgage, LLC	Conventional, FHA, Jumbo	6	0.4%	100%	$385,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.4%	75%	$333,333	View
Paramount Residential Mortgage	Conventional, FHA, VA	6	0.4%	100%	$310,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	6	0.4%	66.7%	$243,333
Spring Eq, LLC	Conventional, HELOC	5 +4 HELOCs	0.3%	45.5%	$95,000
Communityamerica Federal Credit Union	Conventional, HELOC	5 +3 HELOCs	0.3%	71.4%	$155,000
Cmg Mortgage Inc	Conventional, VA, Jumbo, HELOC	5 +1 HELOCs	0.3%	100%	$611,000
Lakeview Loan Servicing, LLC	Conventional	5	0.3%	45.5%	$215,000
SIRVA Mortgage, Inc.	Conventional, FHA, VA	5	0.3%	100%	$397,000
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.3%	83.3%	$305,000
Guaranteed Rate, Inc.	Conventional, FHA	4	0.2%	80%	$272,500
Gold Star Mortgage Financial Group, Corporation	Conventional, VA	4	0.2%	100%	$235,000
Sage Home Loans Corporation	Conventional	4	0.2%	100%	$267,500
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	4	0.2%	80%	$225,000	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional	4	0.2%	100%	$305,000	View
Mason-McDuffie Mortgage Corporation	Conventional	4	0.2%	100%	$420,000
First Community Mortgage, Inc. B+4.8 ★Texas Ratio: 17.04%	Conventional, FHA, USDA	3	0.2%	100%	$258,333	View
American Financial Resources LLC	Conventional, FHA	3	0.2%	100%	$265,000
Kind Lending, LLC	Conventional, FHA, USDA	3	0.2%	100%	$191,666
Securitynational Mortgage Company	Conventional, FHA	3	0.2%	100%	$195,000
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	3	0.2%	100%	$458,333	View
Geneva Financial LLC	Conventional, FHA	3	0.2%	100%	$301,666
RoundPoint Mortgage Servicing LLC	Conventional	3	0.2%	100%	$288,333
Reliance First Capital, LLC	Conventional	3	0.2%	100%	$305,000
Tomo Mortgage LLC	Conventional	3	0.2%	100%	$468,333
Alliant Credit Union	Conventional	2	0.1%	66.7%	$320,000
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	2	0.1%	100%	$170,000	View
Stride Bank, National Association A5.0 ★Texas Ratio: 6.15%	Conventional	2	0.1%	100%	$440,000	View
Goodleap, LLC	Conventional, FHA	2	0.1%	100%	$155,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	2	0.1%	100%	$285,000	View
Everett Financial, Inc.	Conventional, FHA	2	0.1%	100%	$270,000
Colorado Federal Savings Bank A+5.0 ★Texas Ratio: 3.16%	Conventional	2	0.1%	100%	$360,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, Jumbo	2	0.1%	100%	$550,000	View
PHH Mortgage Corporation	FHA, VA	2	0.1%	100%	$380,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	2	0.1%	100%	$295,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	2	0.1%	100%	$310,000	View
American Financing Corporation	FHA	2	0.1%	40%	$245,000
First Central State Bank A+5.0 ★Texas Ratio: 1.64%	Conventional	2	0.1%	100%	$370,000	View
Churchill Mortgage Corporation	Conventional	2	0.1%	100%	$275,000
American Pacific Mortgage Corporation	Conventional, FHA	2	0.1%	100%	$195,000
American National Bank & Trust A5.0 ★Texas Ratio: 7.83%	Conventional	2	0.1%	100%	$320,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	2	0.1%	100%	$195,000	View
Endeavor Capital, LLC	Conventional	2	0.1%	100%	$345,000
Ubs Bank USA ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	100%	$505,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	100%	$275,000
Village Capital & Investment	FHA, VA	2	0.1%	100%	$380,000
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$285,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$235,000	View
HomeBridge Financial Services, Inc	VA, HELOC	1 +1 HELOCs	0.1%	100%	$765,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$45,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$405,000
EMM Loans LLC	FHA	1	0.1%	100%	$245,000
Alliance Credit Union A+5.0 ★Texas Ratio: 1.54%	Conventional	1	0.1%	100%	$385,000	View
Bank of Springfield A5.0 ★Texas Ratio: 13.68%	Conventional	1	0.1%	100%	$435,000	View
Black Hills Federal Credit Union	Conventional	1	0.1%	100%	$75,000
Premia Mortgage, LLC A5.0 ★Texas Ratio: 13.21%	Conventional	1	0.1%	100%	$285,000	View
The Bank of Missouri A5.0 ★Texas Ratio: 9.58%	Conventional	1	0.1%	100%	$475,000	View
Guaranteed Rate Affinity, LLC	FHA	1	0.1%	100%	$375,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	Conventional	1	0.1%	100%	$215,000	View
Liberty Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$815,000
Royal United Mortgage LLC	Conventional	1	0.1%	100%	$135,000
Atlantic Coast Mortgage, LLC	Conventional	1	0.1%	100%	$225,000
Assemblies of God Credit Union	Conventional	1	0.1%	100%	$575,000
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$365,000
Servion	Conventional	1	0.1%	100%	$155,000
Affordable Mortgage Advisors	Conventional	1	0.1%	100%	$465,000
Heartland Credit Union	Conventional	1	0.1%	100%	$385,000
Great Plains Federal Credit Union	Conventional	1	0.1%	100%	$285,000
Canopy Mortgage, LLC	Conventional	1	0.1%	100%	$75,000
Hamilton Mortgage Corporation	Conventional	1	0.1%	100%	$265,000
Delmar Financial Company	Conventional	1	0.1%	100%	$235,000
AmeriHome Mortgage Company, LLC	Conventional	1	0.1%	100%	$195,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$455,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$85,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$175,000
American Financial Network, Inc.	FHA	1	0.1%	100%	$215,000
Eustis Mortgage Corp	Conventional	1	0.1%	100%	$275,000
Homestead Funding Corp.	Conventional	1	0.1%	100%	$295,000
Valley West Corporation	Conventional	1	0.1%	100%	$195,000
First Fidelity Bank A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0.1%	100%	$285,000	View
First State Bank of St Charles	Conventional	1	0.1%	100%	$155,000
Air Academy Federal Credit Union	Conventional	1	0.1%	100%	$455,000
Nqm Funding, LLC	Conventional	1	0.1%	100%	$345,000
Bayshore Mortgage Funding	Conventional	1	0.1%	100%	$315,000
Intercap Lending Inc	Conventional	1	0.1%	100%	$385,000
Northwest Federal Credit Union A+5.0 ★Texas Ratio: 5.40%	Conventional	1	0.1%	100%	$55,000	View
Click n' Close, Inc.	Conventional	1	0.1%	100%	$155,000
First Dakota National Bak A+5.0 ★Texas Ratio: 4.05%	Conventional	1	0.1%	100%	$285,000	View
ClearPath Lending	VA	1	0.1%	50%	$625,000
First State Bank A5.0 ★Texas Ratio: 7.77%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
Midwest Mortgage Associates Corp	Conventional	1	0.1%	50%	$335,000
Eastman Credit Union	Conventional	1	0.1%	100%	$295,000
American Heritage Lending, LLC	Conventional	1	0.1%	100%	$165,000
Total Mortgage Services, LLC	FHA	1	0.1%	100%	$305,000
Ameritrust Mortgage Corporation	VA	1	0.1%	100%	$295,000
Axos Bank A+5.0 ★Texas Ratio: 3.94%	Conventional	1	0.1%	100%	$515,000	View
West Community Credit Union	Conventional	1	0.1%	100%	$275,000
Capital Bank, N.A. A-5.0 ★Texas Ratio: 15.49%	Conventional	1	0.1%	100%	$345,000	View
Bancfirst A5.0 ★Texas Ratio: 6.40%	Conventional	1	0.1%	100%	$295,000	View
Loanpeople, LLC	VA	1	0.1%	100%	$375,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	FHA	1	0.1%	100%	$325,000	View
BoxCar Mortgage, LLC A5.0 ★Texas Ratio: 13.24%	FHA	1	0.1%	100%	$285,000	View
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$375,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	100%	$45,000	View
Peoples Bank B4.4 ★Texas Ratio: 21.68%	FHA	1	0.1%	100%	$125,000	View
Citizens Bank and Trust Co A-4.5 ★Texas Ratio: 5.80%	FHA	1	0.1%	100%	$315,000	View
The Northern Trust Co A4.7 ★Texas Ratio: 0.83%	Conventional	1	0.1%	100%	$375,000	View
Independent Bank	Conventional	1	0.1%	100%	$215,000
Texas Tech Federal Credit Union	Conventional	1	0.1%	100%	$285,000
Southwest Missouri Bank A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$325,000	View
City Bank A+5.0 ★Texas Ratio: 1.71%	Conventional	1	0.1%	100%	$315,000	View
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$335,000	View
V.I.P. Mortgage, Inc.	Conventional	1	0.1%	100%	$255,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$345,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional	1	0.1%	100%	$305,000	View
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0.1%	100%	$375,000	View
Community Bank and Trust A+5.0 ★Texas Ratio: 0.74%	Conventional	1	0.1%	100%	$145,000	View
The Loan Store, Inc	Conventional	1	0.1%	100%	$475,000
Nationwide Mortgage Bankers, Inc.	Conventional	1	0.1%	100%	$175,000
Central Bank Illinois A-5.0 ★Texas Ratio: 15.39%	Conventional	1	0.1%	100%	$205,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	1	0.1%	100%	$375,000	View
Peoples Community Bank A+5.0 ★Texas Ratio: 4.76%	Conventional	1	0.1%	100%	$395,000	View
Compass Mortgage, Inc.	Conventional	1	0.1%	100%	$235,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	1	0.1%	100%	$355,000	View
Nexera Holding LLC	Conventional	1	0.1%	100%	$285,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0.1%	50%	$75,000
Flanagan State Bank A4.7 ★Texas Ratio: 2.58%	Conventional	1	0.1%	100%	$425,000	View
CBI Bank & Trust A+5.0 ★Texas Ratio: 5.41%	Conventional	1	0.1%	100%	$255,000	View
The Mortgage Link, Inc.	Conventional	1	0.1%	100%	$315,000
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Lendage, LLC dba Achieve Loans	HELOC	0 +5 HELOCs	0%	n/a
Valon Mortgage	HELOC	0 +2 HELOCs	0%	n/a
Union Home Mortgage Corp.	HELOC	0 +2 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +2 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Bella Vista Mortgage Rate Trends

Daily average mortgage rates for Arkansas compared with the national average, updated every evening.

30-Year Fixed AR Avg

7.428%

▲ 0.145 vs 7 days ago

15-Year Fixed AR Avg

6.915%

▲ 0.068 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Bella Vista, Arkansas

Looking for mortgage lenders near me or mortgage brokers near me in Bella Vista? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bella Vista in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Bella Vista, AR

Use these to narrow the list above. Each category shows how many Bella Vista, AR lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 104 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 94 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 20 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 71 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 51 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 14 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 20 lenders. Loans above the conforming limit for higher priced homes Local lenders based in AR 27 lenders headquartered in Arkansas, the closest thing to a mortgage lender near you

Who Lends in Bella Vista, AR

Independent mortgage companies closed 55.2 percent of home loans in Bella Vista, Arkansas in 2025, banks 38.7 percent and credit unions 6.1 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Western Bank led with 19 loans.

55.2%

Mortgage companies

38.7%

Banks

6.1%

Credit unions

13%

FHA loans

11%

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.

More Arkansas Mortgage Lender Pages

All Arkansas lenders 602 lenders Little Rock 222 lenders Fayetteville 214 lenders Springdale 171 lenders Jonesboro 154 lenders Bentonville 157 lenders Rogers 168 lenders Conway 138 lenders Fort Smith 114 lenders Benton 119 lenders Cabot 125 lenders North Little Rock 121 lenders Hot Springs 141 lenders

Frequently Asked Questions About Mortgage Lenders in Bella Vista, AR

Who is the largest mortgage lender in Bella Vista, AR?

By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Bella Vista, Arkansas with 173 loans, about 10.1 percent of the market. The largest lender headquartered in Arkansas was First Western Bank with 19 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Bella Vista, AR have the highest approval rates?

Among lenders with meaningful volume in Bella Vista, Arkansas, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 90.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Bella Vista, AR mortgage lenders offer FHA, VA and USDA loans?

71 lenders closed FHA loans in Bella Vista, Arkansas in 2025, led by Lennar Mortgage, LLC with 19. 51 lenders closed VA loans, led by Mortgage Research Center, and 14 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Bella Vista, AR lender list?

Yes. 94 banks and 20 credit unions closed home loans in Bella Vista, Arkansas in 2025, alongside 104 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Bella Vista, AR ranked on this page?

Lenders are ranked only by the number of home loans they closed in Bella Vista, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bella Vista, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bella Vista. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.