|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bank of 1889 Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Bank of 1889's 7-Month Certificate rates are at 3.78%, 6-Month Certificate rates are at 3.02%, 1 Year Certificate rates are at 2.77%, 12-Month IRA CD rates are at 2.77%, 2 Year Certificate rates are at 2.52%. Bank of 1889's savings rates are at 0.10%. Bank of 1889's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Bank of 1889 with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.38%. Rates last updated and verified on 08/28/2026. Bank of 1889 money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of 1889? Share your experience about Bank of 1889 by leaving a review below, or read customer reviews before you decide to use Bank of 1889. 
Bank of 1889 CD Rates
Bank of 1889 Savings Rates
Bank of 1889 Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank of 1889 is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank of 1889 rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank of 1889's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bank of 1889
Bank Holding Company
BK 1889 EMPLOYEE STK OWNERSHIP TR
Address
305 Public Sq,
Berryville, AR 72616 · Carroll
Website
https://www.1889.bank
FDIC Certificate #
3854
Established
02/18/1889
FDIC Insurance Date
01/01/1934
Domestic Offices
11
Total Branches
11
Regulator
FED
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 97/100
5.0
Exceptional
Out of 5.0 Stars
5.38%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.7637%
Return on Equity (ROE)
17.0400%
Non-Performing Loans (NPL)
0.52%
Total Assets
$330,720,000
Total Deposits
$291,931,000
Equity Capital
$35,402,000
Net Income
$6,220,000
Headquarters
Berryville
Total Branches and Offices
11
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Bank of 1889 yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Bank of 1889
Frequently Asked Questions About Bank of 1889How many branches does Bank of 1889 operate?Bank of 1889 currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank of 1889 does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank of 1889 provides members with tools to manage their accounts and build a solid financial history. Does Bank of 1889 offer online and mobile banking?Most modern institutions like Bank of 1889 provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.1889.bank. Current Bank of 1889 Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Union National B&T Co. Elgin
PNB of Checotah
Everett Co-operative Bank
West Michigan Community Bank
Citizens Bank of Edinburg
Avidbank
Citizens Bank Kilgore, TX
HomeTrust Bank
South Coast Bank & Trust
Stifel Bank
North Dallas Bank & Trust (NDBT)
Gateway Commercial Bank
Johnson City Bank
Peoples State Bank (WI)
Intrust Bank
Verus Bank of Commerce
FirstBank Southwest
Citizens National Bank Cameron, TX
BankVista
BNC National Bank
Bank of China
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
