Mortgage Lenders and Brokers in Searcy, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Searcy, Arkansas mortgage lenders include First Community BankFirst Community Bank800 E Beebe Capps Expy, Searcy, AR 72143B+4.8 ★Texas Ratio: 17.04%, First Security BankFirst Security Bank2531 W Beebe Capps Expy, Searcy, AR 72143A+5.0 ★Texas Ratio: 0.58%, Simmons BankSimmons Bank401 S Main St, Searcy, AR 72143A+5.0 ★Texas Ratio: 5.33%, Regions BankRegions Bank2717 E Race Ave, Searcy, AR 72143A+5.0 ★Texas Ratio: 4.37%, Southern BankSouthern Bank2930 E Moore Ave, Searcy, AR 72143A5.0 ★Texas Ratio: 6.11%, Centennial BankCentennial Bank3601 E Race Ave, Searcy, AR 72143A+5.0 ★Texas Ratio: 3.14%, Arkansas Federal Credit UnionArkansas Federal Credit Union1000 S Main St, Searcy, AR 72143, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, Bank of EnglandBank of England2117 W Beebe Capps Expy, Searcy, AR 72143A5.0 ★Texas Ratio: 6.45%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Searcy, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Searcy are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Searcy, Arkansas
Market share is the lender's share of all home loans closed in Searcy, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Searcy 800 E Beebe Capps Expy, Searcy, AR 72143 B+4.8 ★Texas Ratio: 17.04% |
Conventional, FHA, VA, USDA | 77 | 15.3% | 97.5% | $198,376 | View |
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3 offices in Searcy 2531 W Beebe Capps Expy, Searcy, AR 72143 A+5.0 ★Texas Ratio: 0.58% |
Conventional, FHA, VA, USDA, HELOC | 48 +26 HELOCs |
9.5% | 96% | $214,166 | View |
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1 office in Searcy 401 S Main St, Searcy, AR 72143 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, VA, USDA, HELOC | 41 +15 HELOCs |
8.2% | 89.4% | $221,097 | View |
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2 offices in Searcy 2717 E Race Ave, Searcy, AR 72143 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 31 +16 HELOCs |
6.2% | 75% | $202,419 | View |
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1 office in Searcy 2930 E Moore Ave, Searcy, AR 72143 A5.0 ★Texas Ratio: 6.11% |
Conventional, USDA, HELOC | 3 +2 HELOCs |
0.6% | 80% | $151,666 | View |
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3 offices in Searcy 3601 E Race Ave, Searcy, AR 72143 A+5.0 ★Texas Ratio: 3.14% |
Conventional, USDA, HELOC | 3 +2 HELOCs |
0.6% | 75% | $248,333 | View |
Arkansas Federal Credit Union
1000 S Main St, Searcy, AR 72143 |
Conventional, HELOC | 16 +11 HELOCs |
3.2% | 76.2% | $165,000 | |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 7 | 1.4% | 100% | $219,285 | View |
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2117 W Beebe Capps Expy, Searcy, AR 72143 A5.0 ★Texas Ratio: 6.45% |
Conventional, FHA, USDA | 3 | 0.6% | 75% | $151,666 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.6% | 100% | $235,000 | View |
Gateway Bank
17328 Interstate 30, Benton, AR 72019 |
Conventional | 2 | 0.4% | 100% | $90,000 | |
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3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
FHA | 2 | 0.4% | 100% | $225,000 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA | 2 | 0.4% | 100% | $215,000 | View |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 0.4% | 100% | $340,000 | View |
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★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 2 | 0.4% | 100% | $130,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 2 | 0.4% | 100% | $240,000 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.2% | 50% | $245,000 | View |
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600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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416 N Main St, Cave City, AR 72521 A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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208 N 2nd St, Blytheville, AR 72315 A-4.9 ★Texas Ratio: 16.57% |
Conventional | 1 | 0.2% | 100% | $465,000 | View |
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3210 Sw Regency Pkwy, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
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910 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.27% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
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300 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.33% |
Conventional | 1 | 0.2% | 100% | $85,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 50% | $235,000 | View |
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★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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1200 State Highway 77, Marion, AR 72364 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.2% | 100% | $185,000 | View |
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401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.2% | 100% | $205,000 | View |
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213 North Court, Carlisle, AR 72024 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.2% | 100% | $865,000 | View |
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2710 Pine St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 3.52% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,395,000 | View |
FirstTrust Home Loans
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Conventional, FHA, VA, USDA | 14 | 2.8% | 100% | $177,857 | |
Rocket Mortgage
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Conventional, FHA, VA | 38 | 7.6% | 76.5% | $192,894 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 34 | 6.8% | 100% | $173,823 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA, USDA | 16 | 3.2% | 94.1% | $204,375 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 15 +2 HELOCs |
3% | 88.9% | $229,000 | |
Mortgage Research Center
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Conventional, FHA, VA, USDA | 14 | 2.8% | 70% | $241,428 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 12 | 2.4% | 85.7% | $150,833 | |
Premier Mortgage Resources, LLC
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Conventional, FHA, USDA | 8 | 1.6% | 100% | $126,250 | |
Mortgage Financial Services
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Conventional, FHA, USDA | 8 | 1.6% | 100% | $235,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.4% | 87.5% | $167,857 | |
Sente Mortgage, Inc.
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Conventional, FHA, VA | 6 | 1.2% | 100% | $168,333 | |
New Day Financial, LLC.
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VA | 5 | 1% | 62.5% | $173,000 | |
Newrez LLC
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Conventional, FHA, VA | 4 | 0.8% | 66.7% | $125,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 0.8% | 57.1% | $105,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 0.8% | 100% | $147,500 | |
21St Mortgage
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Conventional | 4 | 0.8% | 100% | $102,500 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 3 | 0.6% | 100% | $191,666 | |
Guild Mortgage Company
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Conventional, FHA, VA | 3 | 0.6% | 100% | $98,333 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.6% | 75% | $145,000 | View |
Navy Federal Credit Union
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VA, HELOC | 2 +1 HELOCs |
0.4% | 50% | $250,000 | |
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B+4.8 ★Texas Ratio: 17.04% |
FHA | 2 | 0.4% | 100% | $185,000 | View |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 2 | 0.4% | 100% | $225,000 | |
T2 Financial LLC
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FHA | 2 | 0.4% | 100% | $195,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.4% | 100% | $175,000 | |
Village Capital & Investment
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VA | 2 | 0.4% | 80% | $190,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $275,000 | View |
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A-5.0 ★Texas Ratio: 14.15% |
Conventional | 1 | 0.2% | 50% | $455,000 | View |
American Financial Resources LLC
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VA | 1 | 0.2% | 100% | $415,000 | |
Royal United Mortgage LLC
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VA | 1 | 0.2% | 100% | $85,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 100% | $45,000 | |
Farmers Insurance Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $15,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.2% | 100% | $135,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 33.3% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $135,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $105,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.2% | 100% | $225,000 | |
AML Funding LLC dba Absolute Mortgage & Lending
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Conventional | 1 | 0.2% | 100% | $305,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.2% | 100% | $165,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 1.04% |
Conventional | 1 | 0.2% | 100% | $325,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $255,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $245,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 0.2% | 50% | $25,000 | |
Nations Lending Corporation
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FHA | 1 | 0.2% | 100% | $185,000 | |
Community Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.2% | 100% | $335,000 | View |
The Mortgage Firm
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USDA | 1 | 0.2% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 0.2% | 100% | $385,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.2% | 100% | $335,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.2% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $285,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $285,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 50% | $495,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
VA | 1 | 0.2% | 50% | $105,000 | View |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
American Airlines Federal Cred
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Searcy Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Searcy, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Searcy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Searcy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Searcy, AR
Use these to narrow the list above. Each category shows how many Searcy, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Searcy, AR
Independent mortgage companies closed 45.7 percent of home loans in Searcy, Arkansas in 2025, banks 50.5 percent and credit unions 3.8 percent. FirstTrust Home Loans was the largest mortgage company, First Community Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Community Bank led with 77 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Searcy, AR
By home loans closed in 2025, First Community Bank was the largest mortgage lender in Searcy, Arkansas with 77 loans, about 15.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Searcy, Arkansas, First Community Bank approved the highest share of completed applications in 2025 at 97.5 percent, against a 86.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Searcy, Arkansas in 2025, led by First Community Bank with 22. 28 lenders closed VA loans, led by Mortgage Research Center, and 13 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 6 credit unions closed home loans in Searcy, Arkansas in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Searcy, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Searcy, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Searcy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
