Mortgage Lenders and Brokers in Pea Ridge, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Pea Ridge, Arkansas mortgage lenders include Arvest BankArvest Bank132 N Curtis Ave, Pea Ridge, AR 72751A5.0 ★Texas Ratio: 7.48%, Equity BankEquity Bank198 Slack St, Pea Ridge, AR 72751A5.0 ★Texas Ratio: 6.60%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, Grand Savings BankGrand Savings Bank3401 Sw 2nd St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 4.58%, First National Bank of Fort SmithFirst National Bank of Fort Smith401 Sw A St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.55%, First Western BankFirst Western Bank575 Memorial Dr, Bella Vista, AR 72714A5.0 ★Texas Ratio: 7.54%, First Horizon BankFirst Horizon Bank706 S Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 5.76%, Priority BankPriority Bank3401 E Mission Blvd, Fayetteville, AR 72703C+4.1 ★Texas Ratio: 25.90%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, and Signature Bank of ArkansasSignature Bank of Arkansas700 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Pea Ridge, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Pea Ridge are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Pea Ridge, Arkansas
Market share is the lender's share of all home loans closed in Pea Ridge, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Pea Ridge 132 N Curtis Ave, Pea Ridge, AR 72751 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, Jumbo, HELOC | 75 +41 HELOCs |
11.9% | 96.2% | $352,600 | View |
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1 office in Pea Ridge 198 Slack St, Pea Ridge, AR 72751 A5.0 ★Texas Ratio: 6.60% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, VA, Jumbo, HELOC | 37 +2 HELOCs |
5.9% | 90.2% | $370,405 | View |
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3401 Sw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 13 | 2.1% | 100% | $311,153 | View |
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401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 12 | 1.9% | 92.3% | $379,166 | View |
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575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54% |
Conventional | 11 | 1.7% | 100% | $297,727 | View |
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★ 5 stars, 1 review 706 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 5.76% |
Conventional, VA, USDA, Jumbo, HELOC | 9 +1 HELOCs |
1.4% | 90% | $500,555 | View |
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3401 E Mission Blvd, Fayetteville, AR 72703 C+4.1 ★Texas Ratio: 25.90% |
Conventional, FHA, VA, USDA | 7 | 1.1% | 100% | $320,714 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 6 +5 HELOCs |
1% | 60% | $220,000 | |
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700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 6 | 1% | 100% | $268,333 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 0.8% | 100% | $177,000 | View |
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600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01% |
Conventional | 5 | 0.8% | 100% | $421,000 | View |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 5 | 0.8% | 83.3% | $313,000 | View |
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6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA, VA | 5 | 0.8% | 100% | $469,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
0.6% | 80% | $152,500 | View |
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1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.6% | 80% | $212,500 | View |
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107 Nw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.48% |
Conventional, Jumbo | 4 | 0.6% | 80% | $1,292,500 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 3 +2 HELOCs |
0.5% | 100% | $661,666 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 100% | $401,666 | View |
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1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 3 | 0.5% | 100% | $348,333 | View |
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★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional, FHA | 3 | 0.5% | 100% | $481,666 | View |
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★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 3 | 0.5% | 100% | $455,000 | View |
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1301 Arkansas Blvd, Texarkana, AR 71854 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $285,000 | View |
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112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, FHA | 2 | 0.3% | 100% | $475,000 | View |
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575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54% |
Conventional | 2 | 0.3% | 100% | $430,000 | View |
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2411 Sw 14th St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.80% |
Conventional | 2 | 0.3% | 100% | $390,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $225,000 | View |
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820 Louisiana St, Little Rock, AR 72201 4692 A+5.0 ★Texas Ratio: 0.18% |
Conventional | 1 | 0.2% | 100% | $215,000 | View |
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2552 W Martin Luther King Jr Blvd, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.2% | 100% | $25,000 | View |
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8300 Phoenix Ave, Fort Smith, AR 72903 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.2% | 100% | $145,000 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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3300 S Market St, Rogers, AR 72758 A+5.0 ★Texas Ratio: 5.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
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Conventional | 3 | 0.5% | 100% | $445,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, Jumbo | 77 | 12.2% | 100% | $308,506 | |
Rocket Mortgage
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Conventional, FHA, VA | 35 | 5.6% | 86% | $317,857 | |
Associated Mortgage Corporation
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Conventional, FHA, VA | 16 | 2.5% | 100% | $349,375 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 15 | 2.4% | 100% | $386,333 | |
United Wholesale Mortgage
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Conventional, VA, Jumbo | 14 | 2.2% | 82.4% | $428,571 | |
Guild Mortgage Company
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Conventional, FHA | 14 | 2.2% | 100% | $268,571 | |
Pennymac Loan Services LLC
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Conventional, VA | 10 | 1.6% | 91.7% | $210,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA, VA | 10 | 1.6% | 100% | $429,000 | |
Primelending
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Conventional, FHA, VA | 9 | 1.4% | 100% | $278,333 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 1.4% | 90.9% | $302,777 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA, VA | 9 | 1.4% | 100% | $388,333 | View |
Navy Federal Credit Union
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Conventional, VA | 9 | 1.4% | 90% | $442,777 | |
loanDepot.com LLC
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Conventional, FHA, VA | 8 | 1.3% | 72.7% | $191,250 | |
Nationstar Mortgage
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Conventional, FHA | 8 | 1.3% | 69.2% | $320,000 | |
United Federal Credit Union
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Conventional, FHA, HELOC | 7 +3 HELOCs |
1.1% | 70% | $269,285 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 7 | 1.1% | 87.5% | $366,428 | |
Mortgage Research Center
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VA | 6 | 1% | 60% | $341,666 | |
My Move Mortgage, LLC
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Conventional, FHA | 6 | 1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 5 +1 HELOCs |
0.8% | 100% | $395,000 | View |
Newrez LLC
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Conventional, FHA, Jumbo | 5 | 0.8% | 83.3% | $519,000 | |
Lennar Mortgage, LLC
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Conventional, FHA | 5 | 0.8% | 71.4% | $269,000 | |
Better Mortgage Corporation
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Conventional, FHA | 5 | 0.8% | 71.4% | $329,000 | |
Leaderone Financial Corp.
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Conventional, FHA, VA | 5 | 0.8% | 100% | $407,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 4 | 0.6% | 100% | $322,500 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 0.5% | 100% | $328,333 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 3 | 0.5% | 100% | $471,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.5% | 33.3% | $231,666 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 3 | 0.5% | 100% | $275,000 | View |
Pentagon Federal Credit Union
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Conventional, VA | 3 | 0.5% | 100% | $465,000 | |
Lower, LLC
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Conventional, VA | 3 | 0.5% | 100% | $301,666 | |
Geneva Financial LLC
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Conventional, VA | 3 | 0.5% | 100% | $265,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.5% | 100% | $341,666 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
0.3% | 50% | $60,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, FHA | 2 | 0.3% | 100% | $155,000 | |
Envoy Mortgage, Ltd
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Conventional | 2 | 0.3% | 100% | $290,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 2 | 0.3% | 100% | $480,000 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo | 2 | 0.3% | 100% | $650,000 | |
Sun West Mortgage Company, Inc
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VA | 2 | 0.3% | 100% | $540,000 | |
Das Acquisition Company, LLC
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Conventional, USDA | 2 | 0.3% | 66.7% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.3% | 100% | $300,000 | View |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.3% | 100% | $515,000 | |
T2 Financial LLC
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Conventional, FHA | 2 | 0.3% | 66.7% | $235,000 | |
Communityamerica Federal Credit Union
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Conventional | 2 | 0.3% | 66.7% | $485,000 | |
Endeavor Capital, LLC
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Conventional, VA | 2 | 0.3% | 100% | $320,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 0.3% | 66.7% | $185,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, VA | 2 | 0.3% | 100% | $490,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.3% | 100% | $370,000 | |
New American Funding, LLC.
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VA, HELOC | 1 +1 HELOCs |
0.2% | 33.3% | $525,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.2% | 100% | $535,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.2% | 100% | $675,000 | |
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A+5.0 ★Texas Ratio: 4.14% |
FHA | 1 | 0.2% | 100% | $315,000 | View |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $315,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $455,000 | View |
Assemblies of God Credit Union
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Conventional | 1 | 0.2% | 100% | $335,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.2% | 50% | $205,000 | |
Nbkc Bank
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FHA | 1 | 0.2% | 100% | $375,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.2% | 100% | $285,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.2% | 100% | $475,000 | |
Resicentral LLC
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Conventional | 1 | 0.2% | 100% | $235,000 | |
Data Mortgage, Inc
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VA | 1 | 0.2% | 50% | $545,000 | |
Discover Bank
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Conventional | 1 | 0.2% | 25% | $65,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $295,000 | |
Midwest Mortgage Associates Corp
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FHA | 1 | 0.2% | 100% | $355,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.2% | 100% | $545,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.2% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 33.3% | $305,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $425,000 | View |
Encompass Lending Group, L.P.
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FHA | 1 | 0.2% | 100% | $475,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.2% | 100% | $575,000 | View |
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A+5.0 ★Texas Ratio: 3.54% |
FHA | 1 | 0.2% | 100% | $335,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.2% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.2% | 100% | $765,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
Alliant Bank
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Conventional | 1 | 0.2% | 100% | $535,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.2% | 100% | $245,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,055,000 | View |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.2% | 100% | $325,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.2% | 16.7% | $85,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $345,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.2% | 100% | $375,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.2% | 100% | $205,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Pea Ridge Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Pea Ridge, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Pea Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Pea Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Pea Ridge, AR
Use these to narrow the list above. Each category shows how many Pea Ridge, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Pea Ridge, AR
Independent mortgage companies closed 52.1 percent of home loans in Pea Ridge, Arkansas in 2025, banks 43.2 percent and credit unions 4.6 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Centennial Bank led with 37 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Pea Ridge, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Pea Ridge, Arkansas with 75 loans, about 11.9 percent of the market. The largest lender headquartered in Arkansas was Centennial Bank with 37 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Pea Ridge, Arkansas, Flat Branch Mortgage, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 89.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
45 lenders closed FHA loans in Pea Ridge, Arkansas in 2025, led by Flat Branch Mortgage, Inc. with 25. 40 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 55 banks and 8 credit unions closed home loans in Pea Ridge, Arkansas in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Pea Ridge, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Pea Ridge, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Pea Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
