Morrilton, Arkansas mortgage lenders include Arvest BankArvest Bank1500 E Harding St, Morrilton, AR 72110A5.0 ★Texas Ratio: 7.48%, Centennial BankCentennial Bank1302 E Harding St, Morrilton, AR 72110A+5.0 ★Texas Ratio: 3.14%, The Farmers & Merchants BankThe Farmers & Merchants Bank1600 Oak St, Morrilton, AR 72110A+5.0 ★Texas Ratio: 2.62%, Regions BankRegions Bank1820 Highway 9, Morrilton, AR 72110A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.1539 E Harding St, Morrilton, AR 72110A+5.0 ★Texas Ratio: 2.85%, First Service BankFirst Service Bank3525 Highway 5 N, Bryant, AR 72019A5.0 ★Texas Ratio: 6.06%, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, and Chambers BankChambers Bank111 W Thompson St, Amity, AR 71921A+5.0 ★Texas Ratio: 1.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morrilton, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morrilton are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Morrilton, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Morrilton 1500 E Harding St, Morrilton, AR 72110 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, USDA, HELOC | 15 +8 HELOCs |
13.8% | 83.3% | $125,666 | View |
|
1 office in Morrilton 1302 E Harding St, Morrilton, AR 72110 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, VA, USDA, HELOC | 15 +1 HELOCs |
13.8% | 88.2% | $193,666 | View |
|
1 office in Morrilton 1600 Oak St, Morrilton, AR 72110 A+5.0 ★Texas Ratio: 2.62% |
Conventional | 2 | 1.8% | 100% | $60,000 | View |
|
2 offices in Morrilton 1820 Highway 9, Morrilton, AR 72110 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 28.6% | $25,000 | View |
|
1 office in Morrilton 1539 E Harding St, Morrilton, AR 72110 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
3525 Highway 5 N, Bryant, AR 72019 A5.0 ★Texas Ratio: 6.06% |
Conventional | 10 | 9.2% | 100% | $102,000 | View |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA, USDA | 6 | 5.5% | 100% | $195,000 | View |
|
6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
FHA, VA, USDA | 5 | 4.6% | 85.7% | $191,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, USDA, HELOC | 3 +2 HELOCs |
2.8% | 50% | $111,666 | |
|
111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 1.8% | 100% | $40,000 | View |
|
3654 N Investment Dr, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
|
910 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.27% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
|
159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.9% | 100% | $515,000 | View |
|
112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
FirstTrust Home Loans
|
FHA, USDA | 3 | 2.8% | 100% | $158,333 | |
Farm Credit Services of Western Arkansas
|
Conventional | 3 | 2.8% | 100% | $258,333 | |
Rocket Mortgage
|
Conventional, FHA | 4 | 3.7% | 62.5% | $87,500 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 3.7% | 71.4% | $140,000 | |
loanDepot.com LLC
|
Conventional, FHA | 3 | 2.8% | 100% | $101,666 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 2.8% | 100% | $95,000 | |
American Financial Resources LLC
|
USDA | 2 | 1.8% | 100% | $130,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 2 | 1.8% | 60% | $160,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 1.8% | 22.2% | $50,000 | |
Mortgage Financial Services
|
Conventional, USDA | 2 | 1.8% | 100% | $230,000 | |
Union Home Mortgage Corp.
|
VA | 2 | 1.8% | 100% | $220,000 | |
American Portfolio Mortgage Corporation
|
FHA | 1 | 0.9% | 100% | $165,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.9% | 100% | $85,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
|
USDA | 1 | 0.9% | 100% | $95,000 | |
United Wholesale Mortgage
|
Conventional | 1 | 0.9% | 100% | $345,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.9% | 100% | $655,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
USDA | 1 | 0.9% | 100% | $145,000 | View |
Eustis Mortgage Corp
|
Conventional | 1 | 0.9% | 100% | $165,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.9% | 100% | $225,000 | View |
Nationstar Mortgage
|
Conventional | 1 | 0.9% | 100% | $45,000 | |
Mortgage Research Center
|
VA | 1 | 0.9% | 33.3% | $165,000 | |
Sente Mortgage, Inc.
|
VA | 1 | 0.9% | 100% | $125,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 0.9% | 100% | $135,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $375,000 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.9% | 25% | $115,000 | |
Reliance First Capital, LLC
|
FHA | 1 | 0.9% | 100% | $315,000 | |
Gershman Investment Corp.
|
VA | 1 | 0.9% | 100% | $235,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 0.35% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Morrilton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morrilton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Morrilton, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 39.4 percent of home loans in Morrilton, Arkansas in 2025, banks 56.9 percent and credit unions 3.7 percent. FirstTrust Home Loans was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Centennial Bank led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Morrilton, Arkansas with 15 loans, about 13.8 percent of the market. The largest lender headquartered in Arkansas was Centennial Bank with 15 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in Morrilton, Arkansas in 2025, led by Centennial Bank with 6. 8 lenders closed VA loans, led by Union Home Mortgage Corp., and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 3 credit unions closed home loans in Morrilton, Arkansas in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morrilton, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morrilton, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morrilton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.