Mortgage Lenders and Brokers in Holiday Island, Arkansas
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holiday Island, Arkansas mortgage lenders include CS BankCS Bank1 Parkwood Dr, Holiday Island, AR 72631A5.0 ★Texas Ratio: 8.49%, Arvest BankArvest Bank408 Highway 64 West, Alma, AR 72921A5.0 ★Texas Ratio: 7.48%, Equity BankEquity Bank911 W Trimble Ave, Berryville, AR 72616A5.0 ★Texas Ratio: 6.60%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, Bank of 1889Bank of 1889910 W Trimble Ave, Berryville, AR 72616A5.0 ★Texas Ratio: 6.27%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Signature Bank of ArkansasSignature Bank of Arkansas700 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.35%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1101 S Walton Blvd Ste 9, Bentonville, AR 72712A+5.0 ★Texas Ratio: 3.68%, US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%, and Generations BankGenerations Bank600 Sw 41 St, Bentonville, AR 72713A5.0 ★Texas Ratio: 10.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holiday Island, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holiday Island are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holiday Island, Arkansas
Market share is the lender's share of all home loans closed in Holiday Island, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 Parkwood Dr, Holiday Island, AR 72631 A5.0 ★Texas Ratio: 8.49% |
Conventional | 33 | 18.8% | 97.1% | $153,484 | View |
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408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, Jumbo, HELOC | 16 +9 HELOCs |
9.1% | 100% | $273,750 | View |
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911 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 6 +7 HELOCs |
3.4% | 85.7% | $196,666 | View |
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812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA, VA | 6 | 3.4% | 100% | $266,666 | View |
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910 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.27% |
Conventional | 2 | 1.1% | 66.7% | $115,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 2 | 1.1% | 100% | $40,000 | |
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700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 2 | 1.1% | 100% | $255,000 | View |
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1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $75,000 | View |
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115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 33.3% | $355,000 | View |
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600 Sw 41 St, Bentonville, AR 72713 A5.0 ★Texas Ratio: 10.01% |
Conventional | 1 | 0.6% | 50% | $415,000 | View |
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Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
Conventional | 1 | 0.6% | 100% | $455,000 | View |
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506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.6% | 100% | $665,000 | View |
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1303 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.05% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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812 W Trimble Ave, Berryville, AR 72616 A+5.0 ★Texas Ratio: 1.53% |
Conventional | 1 | 0.6% | 100% | $395,000 | View |
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159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
FHA | 1 | 0.6% | 100% | $225,000 | View |
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★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
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575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.6% | 100% | $355,000 | View |
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111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional, Jumbo | 1 | 0.6% | 100% | $1,915,000 | View |
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★ 1 stars, 1 review 125 W Broadway, West Memphis, AR 72301 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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3401 Sw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.58% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 19 | 10.8% | 79.2% | $217,631 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 3.4% | 85.7% | $325,000 | |
Flat Branch Mortgage, Inc.
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Conventional, FHA, VA, USDA | 4 | 2.3% | 100% | $290,000 | |
Mortgage Research Center
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VA | 4 | 2.3% | 57.1% | $387,500 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 3 +2 HELOCs |
1.7% | 100% | $185,000 | |
United Federal Credit Union
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Conventional | 3 | 1.7% | 100% | $328,333 | |
Union Home Mortgage Corp.
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Conventional, USDA | 3 | 1.7% | 100% | $205,000 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 1.7% | 75% | $451,666 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 1.1% | 66.7% | $110,000 | |
Pennymac Loan Services LLC
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FHA | 2 | 1.1% | 100% | $305,000 | |
First State Bank of St Charles
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Conventional | 2 | 1.1% | 100% | $400,000 | |
New Day Financial, LLC.
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VA | 2 | 1.1% | 50% | $255,000 | |
Lower, LLC
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Conventional, VA | 2 | 1.1% | 100% | $260,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 1.1% | 100% | $315,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 2 | 1.1% | 100% | $330,000 | |
Reliance First Capital, LLC
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Conventional, VA | 2 | 1.1% | 100% | $385,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 1.1% | 100% | $275,000 | |
Gershman Investment Corp.
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Conventional, FHA | 2 | 1.1% | 100% | $100,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 66.7% | $55,000 | |
Cadence Bank
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Conventional | 1 | 0.6% | 100% | $625,000 | |
American Airlines Federal Cred
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Conventional | 1 | 0.6% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
Primary Residential Mortgage, INC.
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USDA | 1 | 0.6% | 100% | $255,000 | |
Newrez LLC
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Conventional | 1 | 0.6% | 20% | $105,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.6% | 50% | $125,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.6% | 100% | $345,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
Mid America Bank
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Conventional | 1 | 0.6% | 100% | $375,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 25% | $75,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.6% | 100% | $265,000 | |
Mortgage Financial Services
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Conventional | 1 | 0.6% | 100% | $55,000 | |
Network Funding, L.P.
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Click n' Close, Inc.
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USDA | 1 | 0.6% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 3.16% |
Conventional | 1 | 0.6% | 100% | $805,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $215,000 | |
T2 Financial LLC
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Conventional | 1 | 0.6% | 100% | $285,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.6% | 100% | $205,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.6% | 100% | $45,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.6% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.6% | 50% | $405,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.6% | 100% | $385,000 | |
21St Mortgage
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Conventional | 1 | 0.6% | 20% | $175,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 0.6% | 100% | $325,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $185,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.6% | 100% | $325,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Holiday Island Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holiday Island, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Holiday Island? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holiday Island in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holiday Island, AR
Use these to narrow the list above. Each category shows how many Holiday Island, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Holiday Island, AR
Independent mortgage companies closed 46 percent of home loans in Holiday Island, Arkansas in 2025, banks 48.9 percent and credit unions 5.1 percent. Rocket Mortgage was the largest mortgage company, CS Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, CS Bank led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holiday Island, AR
By home loans closed in 2025, CS Bank was the largest mortgage lender in Holiday Island, Arkansas with 33 loans, about 18.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Holiday Island, Arkansas in 2025, led by Rocket Mortgage with 5. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 4 credit unions closed home loans in Holiday Island, Arkansas in 2025, alongside 39 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holiday Island, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holiday Island, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holiday Island. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
