Mortgage Lenders and Brokers in Elkins, Arkansas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Elkins, Arkansas mortgage lenders include Arvest BankArvest Bank2045 N Center St, Elkins, AR 72727A5.0 ★Texas Ratio: 7.48%, Bank of 1889Bank of 18891965 N Center St, Elkins, AR 72727A5.0 ★Texas Ratio: 6.27%, Chambers BankChambers Bank2019 N Center St, Elkins, AR 72727A+5.0 ★Texas Ratio: 1.59%, Centennial BankCentennial Bank812 N Church St, Atkins, AR 72823A+5.0 ★Texas Ratio: 3.14%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%, Encore BankEncore Bank112 W Center St, Fayetteville, AR 72701A+5.0 ★Texas Ratio: 1.62%, Signature Bank of ArkansasSignature Bank of Arkansas700 Se Walton Blvd, Bentonville, AR 72712A+5.0 ★Texas Ratio: 0.35%, First Security BankFirst Security BankDewitt Henry Drive, Beebe, AR 72012A+5.0 ★Texas Ratio: 0.58%, and US Bank, N.A.US Bank, N.A.115 Highway 64 W, Alma, AR 72921A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elkins, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elkins are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elkins, Arkansas
Market share is the lender's share of all home loans closed in Elkins, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Elkins 2045 N Center St, Elkins, AR 72727 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 9 +8 HELOCs |
7.2% | 100% | $196,111 | View |
|
1 office in Elkins 1965 N Center St, Elkins, AR 72727 A5.0 ★Texas Ratio: 6.27% |
Conventional | 2 | 1.6% | 100% | $265,000 | View |
|
1 office in Elkins 2019 N Center St, Elkins, AR 72727 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.8% | 100% | $235,000 | View |
|
812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, FHA | 3 | 2.4% | 42.9% | $235,000 | View |
|
506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1.6% | 66.7% | $270,000 | View |
|
3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
FHA | 2 | 1.6% | 100% | $270,000 | View |
|
112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional, USDA | 2 | 1.6% | 100% | $190,000 | View |
|
700 Se Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 2 | 1.6% | 100% | $75,000 | View |
|
Dewitt Henry Drive, Beebe, AR 72012 A+5.0 ★Texas Ratio: 0.58% |
FHA, HELOC | 1 +2 HELOCs |
0.8% | 100% | $165,000 | View |
|
115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.8% | 50% | $85,000 | View |
|
115 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 8.68% |
Conventional | 1 | 0.8% | 100% | $25,000 | View |
|
107 Nw 2nd St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.8% | 100% | $155,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional | 1 | 0.8% | 100% | $35,000 | |
|
262 West Van Asche Loop Suite 20, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 5.68% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
|
3401 E Mission Blvd, Fayetteville, AR 72703 C+4.1 ★Texas Ratio: 25.90% |
Conventional | 1 | 0.8% | 100% | $195,000 | View |
|
575 Memorial Dr, Bella Vista, AR 72714 A5.0 ★Texas Ratio: 7.54% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
|
401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
FHA | 1 | 0.8% | 100% | $175,000 | View |
|
★ 3.5 stars, 2 reviews 611 Highway 71 N, Alma, AR 72921 A5.0 ★Texas Ratio: 9.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendlo Mortgage, LLC
|
Conventional, FHA, VA, USDA | 25 | 20% | 96.2% | $234,600 | |
Rocket Mortgage
|
Conventional, FHA, VA | 11 | 8.8% | 100% | $195,000 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA, USDA | 9 | 7.2% | 81.8% | $217,222 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 5 | 4% | 85.7% | $221,000 | |
United Federal Credit Union
|
Conventional | 3 | 2.4% | 100% | $231,666 | |
Pennymac Loan Services LLC
|
Conventional, VA | 3 | 2.4% | 75% | $108,333 | |
My Move Mortgage, LLC
|
FHA, USDA | 3 | 2.4% | 100% | $195,000 | |
Flat Branch Mortgage, Inc.
|
Conventional, FHA | 2 | 1.6% | 100% | $310,000 | |
Better Mortgage Corporation
|
Conventional, VA | 2 | 1.6% | 100% | $300,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 1.6% | 100% | $90,000 | |
Hope Federal Credit Union
|
Conventional | 2 | 1.6% | 50% | $135,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 1.6% | 100% | $250,000 | |
Paramount Residential Mortgage
|
FHA, USDA | 2 | 1.6% | 100% | $245,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $65,000 | |
Cornerstone First Mortgage, LLC
|
FHA | 1 | 0.8% | 100% | $265,000 | |
|
B+4.8 ★Texas Ratio: 17.04% |
USDA | 1 | 0.8% | 100% | $245,000 | View |
|
A+5.0 ★Texas Ratio: 4.14% |
USDA | 1 | 0.8% | 100% | $245,000 | View |
United Wholesale Mortgage
|
Conventional | 1 | 0.8% | 50% | $285,000 | |
American Financial Resources LLC
|
FHA | 1 | 0.8% | 100% | $165,000 | |
Everett Financial, Inc.
|
FHA | 1 | 0.8% | 100% | $235,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $265,000 | |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
Amerisave Mortgage Company
|
FHA | 1 | 0.8% | 50% | $215,000 | |
Guild Mortgage Company
|
USDA | 1 | 0.8% | 100% | $285,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 1 | 0.8% | 100% | $385,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $265,000 | View |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.8% | 100% | $225,000 | |
Mortgage Research Center
|
VA | 1 | 0.8% | 33.3% | $225,000 | |
|
A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.8% | 100% | $265,000 | View |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.8% | 100% | $315,000 | |
Navy Federal Credit Union
|
VA | 1 | 0.8% | 100% | $345,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.8% | 25% | $45,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.8% | 100% | $135,000 | |
Gershman Investment Corp.
|
FHA | 1 | 0.8% | 100% | $215,000 | |
Village Capital & Investment
|
FHA | 1 | 0.8% | 100% | $355,000 | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
loanDepot.com LLC
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Elkins Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elkins, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Elkins? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elkins in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elkins, AR
Use these to narrow the list above. Each category shows how many Elkins, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Elkins, AR
Independent mortgage companies closed 64 percent of home loans in Elkins, Arkansas in 2025, banks 28.8 percent and credit unions 7.2 percent. Lendlo Mortgage, LLC was the largest mortgage company, Arvest Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Bank of 1889 led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elkins, AR
By home loans closed in 2025, Arvest Bank was the largest mortgage lender in Elkins, Arkansas with 9 loans, about 7.2 percent of the market. The largest lender headquartered in Arkansas was Bank of 1889 with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Elkins, Arkansas in 2025, led by Lendlo Mortgage, LLC with 11. 9 lenders closed VA loans, led by Lendlo Mortgage, LLC, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 6 credit unions closed home loans in Elkins, Arkansas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elkins, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elkins, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elkins. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
