Clinton, Arkansas mortgage lenders include First Service BankFirst Service Bank486 Highway 65 N, Clinton, AR 72031A5.0 ★Texas Ratio: 6.06%, Regions BankRegions Bank179 Elm St, Clinton, AR 72031A+5.0 ★Texas Ratio: 4.37%, First Security BankFirst Security Bank112 Volunteer Pkwy, Clinton, AR 72031A+5.0 ★Texas Ratio: 0.58%, Simmons BankSimmons Bank1783 Highway 65 S, Clinton, AR 72031A+5.0 ★Texas Ratio: 5.33%, First Arkansas Bank and TrustFirst Arkansas Bank and Trust185 Bone St, Clinton, AR 72031A5.0 ★Texas Ratio: 12.49%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, First National Bank of Fort SmithFirst National Bank of Fort Smith401 Sw A St, Bentonville, AR 72712A+5.0 ★Texas Ratio: 2.55%, Bank OzkBank Ozk1750 Highway 65 S, Clinton, AR 72031A5.0 ★Texas Ratio: 9.32%, Bank of 1889Bank of 1889910 W Trimble Ave, Berryville, AR 72616A5.0 ★Texas Ratio: 6.27%, and Malvern National BankMalvern National Bank1111 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 2.98%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clinton, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clinton are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Clinton, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Clinton 486 Highway 65 N, Clinton, AR 72031 A5.0 ★Texas Ratio: 6.06% |
Conventional | 6 | 5.8% | 77.8% | $183,333 | View |
|
1 office in Clinton 179 Elm St, Clinton, AR 72031 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +7 HELOCs |
2.9% | 50% | $65,000 | View |
|
1 office in Clinton 112 Volunteer Pkwy, Clinton, AR 72031 A+5.0 ★Texas Ratio: 0.58% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $235,000 | View |
|
1 office in Clinton 1783 Highway 65 S, Clinton, AR 72031 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 33.3% | $155,000 | View |
|
1 office in Clinton 185 Bone St, Clinton, AR 72031 A5.0 ★Texas Ratio: 12.49% |
Conventional | 1 | 1% | 100% | $305,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 5 +1 HELOCs |
4.8% | 83.3% | $243,000 | |
|
401 Sw A St, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 2.55% |
Conventional, FHA | 3 | 2.9% | 60% | $361,666 | View |
|
★ 3.5 stars, 2 reviews 1750 Highway 65 S, Clinton, AR 72031 A5.0 ★Texas Ratio: 9.32% |
Conventional, VA, HELOC | 2 +4 HELOCs |
1.9% | 50% | $180,000 | View |
|
910 W Trimble Ave, Berryville, AR 72616 A5.0 ★Texas Ratio: 6.27% |
Conventional | 2 | 1.9% | 100% | $95,000 | View |
|
1111 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 2 | 1.9% | 100% | $250,000 | View |
|
6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional | 2 | 1.9% | 100% | $100,000 | View |
|
812 N Church St, Atkins, AR 72823 A+5.0 ★Texas Ratio: 3.14% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $355,000 | View |
|
115 Highway 64 W, Alma, AR 72921 A+5.0 ★Texas Ratio: 2.85% |
VA | 1 | 1% | 50% | $225,000 | View |
|
1101 S Walton Blvd Ste 9, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1% | 100% | $55,000 | View |
|
416 N Main St, Cave City, AR 72521 A-4.9 ★Texas Ratio: 16.23% |
Conventional | 1 | 1% | 100% | $275,000 | View |
|
3654 N Investment Dr, Fayetteville, AR 72703 A+5.0 ★Texas Ratio: 0.19% |
Conventional | 1 | 1% | 100% | $305,000 | View |
Diamond Lakes Federal Credit Union
4032 Central Ave, Hot Springs, AR 71913 |
Conventional | 1 | 1% | 100% | $185,000 | |
|
159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 1% | 100% | $145,000 | View |
|
★ 5 stars, 1 review 7171 Merrill Drive, Little Rock, AR 72212 A+5.0 ★Texas Ratio: 3.37% |
Conventional | 1 | 1% | 100% | $235,000 | View |
|
408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
FirstTrust Home Loans
|
Conventional, VA | 2 | 1.9% | 100% | $240,000 | |
Farm Credit Services of Western Arkansas
|
Conventional | 1 | 1% | 100% | $175,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 15 | 14.4% | 94.1% | $102,333 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 11.5% | 81.2% | $170,000 | |
Mortgage Research Center
|
VA | 4 | 3.8% | 57.1% | $345,000 | |
United Wholesale Mortgage
|
VA | 3 | 2.9% | 100% | $208,333 | |
loanDepot.com LLC
|
Conventional, FHA, VA | 3 | 2.9% | 100% | $178,333 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 3 | 2.9% | 100% | $291,666 | |
|
A-5.0 ★Texas Ratio: 14.97% |
Conventional | 3 | 2.9% | 100% | $115,000 | View |
Bayshore Mortgage Funding
|
Conventional, USDA | 2 | 1.9% | 100% | $70,000 | |
21St Mortgage
|
Conventional | 2 | 1.9% | 33.3% | $100,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 1.9% | 44.4% | $130,000 | |
Barksdale Federal Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $165,000 | |
Goodleap, LLC
|
Conventional | 1 | 1% | 100% | $125,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 1% | 16.7% | $145,000 | |
PHH Mortgage Corporation
|
VA | 1 | 1% | 50% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 1% | 100% | $175,000 | View |
Flat Branch Mortgage, Inc.
|
Conventional | 1 | 1% | 100% | $195,000 | |
Ameritrust Mortgage Corporation
|
VA | 1 | 1% | 100% | $245,000 | |
New Day Financial, LLC.
|
VA | 1 | 1% | 50% | $165,000 | |
T2 Financial LLC
|
FHA | 1 | 1% | 100% | $65,000 | |
Community Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $285,000 | |
Nationstar Mortgage
|
VA | 1 | 1% | 100% | $265,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1% | 50% | $155,000 | |
|
A+5.0 ★Texas Ratio: 3.50% |
Conventional | 1 | 1% | 100% | $95,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 1% | 100% | $145,000 | View |
Fairway Independent Mort Corp
|
Conventional | 1 | 1% | 100% | $215,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1% | 100% | $275,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Clinton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clinton in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Clinton, AR lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 57.7 percent of home loans in Clinton, Arkansas in 2025, banks 35.6 percent and credit unions 6.7 percent. FirstTrust Home Loans was the largest mortgage company, First Service Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, First Service Bank led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
By home loans closed in 2025, First Service Bank was the largest mortgage lender in Clinton, Arkansas with 6 loans, about 5.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Clinton, Arkansas in 2025, led by Cmg Mortgage Inc with 7. 13 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 3 credit unions closed home loans in Clinton, Arkansas in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clinton, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clinton, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clinton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.