Mortgage Lenders and Brokers in Arkadelphia, Arkansas
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Arkadelphia, Arkansas mortgage lenders include Southern Bancorp BankSouthern Bancorp Bank2500 Pine St, Arkadelphia, AR 71923A5.0 ★Texas Ratio: 8.01%, Regions BankRegions Bank506 Main St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 4.37%, US Bank, N.A.US Bank, N.A.2701 Pine St, Arkadelphia, AR 71923A+5.0 ★Texas Ratio: 2.85%, First Financial BankFirst Financial Bank3251 Highway 42, Cherry Valley, AR 72324A5.0 ★Texas Ratio: 10.05%, Arkansas Federal Credit UnionArkansas Federal Credit Union1114 Highway 35 N, Benton, AR 72019 2326, Simmons BankSimmons Bank1323 Military Rd, Benton, AR 72015A+5.0 ★Texas Ratio: 5.33%, Farmers Bank & TrustFarmers Bank & Trust960 S Constitution Ave, Ashdown, AR 71822A5.0 ★Texas Ratio: 11.09%, Chambers BankChambers Bank111 W Thompson St, Amity, AR 71921A+5.0 ★Texas Ratio: 1.59%, Eagle Bank and Trust CompanyEagle Bank and Trust Company6699 Herber Springs Road, Drasco, AR 72530A+5.0 ★Texas Ratio: 1.39%, and Bank OzkBank Ozk409 Main St, Arkadelphia, AR 71923A5.0 ★Texas Ratio: 9.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Arkadelphia, Arkansas in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Arkadelphia are listed first, then lenders elsewhere in Arkansas, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Arkadelphia, Arkansas
Market share is the lender's share of all home loans closed in Arkadelphia, Arkansas. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Arkadelphia 2500 Pine St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 8.01% |
Conventional, FHA | 23 | 13.1% | 95.8% | $210,217 | View |
|
1 office in Arkadelphia 506 Main St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 4.37% |
Conventional, VA, USDA, HELOC | 7 +1 HELOCs |
4% | 50% | $99,285 | View |
|
1 office in Arkadelphia 2701 Pine St, Arkadelphia, AR 71923 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.6% | 33.3% | $45,000 | View |
|
3251 Highway 42, Cherry Valley, AR 72324 A5.0 ★Texas Ratio: 10.05% |
Conventional, VA | 3 | 1.7% | 100% | $225,000 | View |
Arkansas Federal Credit Union
1114 Highway 35 N, Benton, AR 72019 2326 |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 28.6% | $35,000 | |
|
1323 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 5.33% |
Conventional, FHA | 2 | 1.1% | 100% | $85,000 | View |
|
960 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 11.09% |
Conventional | 2 | 1.1% | 100% | $300,000 | View |
|
111 W Thompson St, Amity, AR 71921 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 2 | 1.1% | 100% | $325,000 | View |
|
6699 Herber Springs Road, Drasco, AR 72530 A+5.0 ★Texas Ratio: 1.39% |
Conventional, FHA | 2 | 1.1% | 100% | $240,000 | View |
|
★ 3.5 stars, 2 reviews 409 Main St, Arkadelphia, AR 71923 A5.0 ★Texas Ratio: 9.32% |
USDA, HELOC | 1 +5 HELOCs |
0.6% | 16.7% | $155,000 | View |
|
408 Highway 64 West, Alma, AR 72921 A5.0 ★Texas Ratio: 7.48% |
FHA, HELOC | 1 +1 HELOCs |
0.6% | 50% | $165,000 | View |
|
2213 North Reynolds Road, Bryant, AR 72022 A5.0 ★Texas Ratio: 6.45% |
USDA | 1 | 0.6% | 100% | $185,000 | View |
Peoples Bank
1800 Military Rd, Benton, AR 72015 |
Conventional | 1 | 0.6% | 100% | $165,000 | |
|
159 Highway 167 N, Bald Knob, AR 72010 B+4.8 ★Texas Ratio: 17.04% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
|
112 W Center St, Fayetteville, AR 72701 A+5.0 ★Texas Ratio: 1.62% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
|
146 W South Street, Benton, AR 72015 B4.7 ★Texas Ratio: 19.14% |
Conventional | 1 | 0.6% | 100% | $215,000 | View |
|
1111 Military Rd, Benton, AR 72015 A+5.0 ★Texas Ratio: 2.98% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
|
1710 S Constitution Ave, Ashdown, AR 71822 A5.0 ★Texas Ratio: 6.14% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
|
808 S Walton Blvd, Bentonville, AR 72712 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
FirstTrust Home Loans
|
Conventional, VA | 2 | 1.1% | 100% | $180,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA, USDA | 46 | 26.3% | 97.9% | $158,913 | |
Rocket Mortgage
|
Conventional, FHA, VA | 12 | 6.9% | 60% | $196,666 | |
|
B+4.8 ★Texas Ratio: 17.04% |
Conventional, VA, USDA | 6 | 3.4% | 100% | $188,333 | View |
Mortgage Research Center
|
VA | 6 | 3.4% | 100% | $246,666 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 6 | 3.4% | 42.1% | $125,000 | |
SWBC Mortgage Corporation
|
Conventional, USDA | 5 | 2.9% | 100% | $201,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 4 | 2.3% | 57.1% | $147,500 | |
Discover Bank
|
Conventional | 3 | 1.7% | 60% | $41,666 | |
21St Mortgage
|
Conventional | 3 | 1.7% | 50% | $91,666 | |
United Wholesale Mortgage
|
VA | 2 | 1.1% | 66.7% | $310,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 2 | 1.1% | 75% | $190,000 | |
Amerisave Mortgage Company
|
Conventional, VA | 2 | 1.1% | 50% | $185,000 | |
Eustis Mortgage Corp
|
Conventional, FHA | 2 | 1.1% | 100% | $120,000 | |
New Day Financial, LLC.
|
VA | 2 | 1.1% | 66.7% | $170,000 | |
loanDepot.com LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 20% | $65,000 | |
Newrez LLC
|
VA | 1 | 0.6% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
|
VA | 1 | 0.6% | 100% | $185,000 | |
American Financial Network, Inc.
|
FHA | 1 | 0.6% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
USDA | 1 | 0.6% | 100% | $105,000 | View |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.6% | 11.1% | $65,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0.6% | 100% | $295,000 | |
Weichert Financial Services
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
Nfm, Inc
|
VA | 1 | 0.6% | 100% | $155,000 | |
Community Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
Atlanta Postal Credit Union
|
Conventional | 1 | 0.6% | 100% | $145,000 | |
American Pacific Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $195,000 | |
Nationstar Mortgage
|
Conventional | 1 | 0.6% | 50% | $45,000 | |
|
A+5.0 ★Texas Ratio: 3.54% |
VA | 1 | 0.6% | 100% | $185,000 | View |
Texar Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $165,000 | |
Veritas Funding, LLC
|
VA | 1 | 0.6% | 100% | $195,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.6% | 100% | $235,000 | View |
Ark-La-Tex Financial Services LLC
|
USDA | 1 | 0.6% | 100% | $195,000 | |
Top Flite Financial, Inc.
|
FHA | 1 | 0.6% | 100% | $135,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Guaranteed Rate, Inc.
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Arkadelphia Mortgage Rate Trends
Daily average mortgage rates for Arkansas compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Arkadelphia, Arkansas
Looking for mortgage lenders near me or mortgage brokers near me in Arkadelphia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Arkadelphia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Arkadelphia, AR
Use these to narrow the list above. Each category shows how many Arkadelphia, AR lenders fit and what that kind of lender is usually best for.
Who Lends in Arkadelphia, AR
Independent mortgage companies closed 61.1 percent of home loans in Arkadelphia, Arkansas in 2025, banks 36 percent and credit unions 2.9 percent. FirstTrust Home Loans was the largest mortgage company, Southern Bancorp Bank the largest bank and Arkansas Federal Credit Union the largest credit union. Among lenders headquartered in Arkansas, Southern Bancorp Bank led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arkansas. Real property transfer tax of $3.30 per $1,000 (0.33 percent) on sales over $100, customarily split between buyer and seller; no mortgage recording tax.
More Arkansas Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Arkadelphia, AR
By home loans closed in 2025, Southern Bancorp Bank was the largest mortgage lender in Arkadelphia, Arkansas with 23 loans, about 13.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
11 lenders closed FHA loans in Arkadelphia, Arkansas in 2025, led by Fairway Independent Mort Corp with 15. 19 lenders closed VA loans, led by Mortgage Research Center, and 8 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 4 credit unions closed home loans in Arkadelphia, Arkansas in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Arkadelphia, Arkansas during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Arkadelphia, Arkansas for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Arkadelphia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
