Mortgage Lenders and Brokers in Thatcher, Arizona
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Thatcher, Arizona mortgage lenders include Oneaz Credit UnionOneaz Credit Union1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558A+5.0 ★Texas Ratio: 4.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA39516 N Daisy Mountain Dr, Anthem, AZ 85086A+5.0 ★Texas Ratio: 3.68%, American Southwest Credit UnionAmerican Southwest Credit Union3915 W Main St, Thatcher, AZ 85552A+5.0 ★Texas Ratio: 3.90%, First National Bank TexasFirst National Bank Texas2840 Highway 95, Bullhead City, AZ 86442A4.7 ★Texas Ratio: 3.20%, Arizona Central Credit UnionArizona Central Credit Union1805 W Chandler Blvd, CHANDLER, AZ 85224A5.0 ★Texas Ratio: 8.52%, Credit Union WestCredit Union West503 W Van Buren St, Avondale, AZ 85323 1328A+5.0 ★Texas Ratio: 2.78%, Desert Financial Credit UnionDesert Financial Credit Union150 E Old West Hwy, Apache Junction, AZ 85119 0002A+5.0 ★Texas Ratio: 2.04%, Hughes Federal Credit UnionHughes Federal Credit Union971 W Wetmore Rd, Tucson, AZ 85705 1551A-4.9 ★Texas Ratio: 15.97%, NOVA Financial & Investment CorporationNOVA Financial & Investment CorporationTucson, AZ, and The Loan Store, IncThe Loan Store, IncTucson, AZ. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Thatcher, Arizona in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Thatcher are listed first, then lenders elsewhere in Arizona, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Thatcher, Arizona
Market share is the lender's share of all home loans closed in Thatcher, Arizona. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1021 N State Route 89 Ste 106, CHINO VALLEY, AZ 86323 6558 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 15 +14 HELOCs |
7.4% | 66.7% | $250,333 | View |
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39516 N Daisy Mountain Dr, Anthem, AZ 85086 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1.5% | 75% | $175,000 | View |
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3915 W Main St, Thatcher, AZ 85552 A+5.0 ★Texas Ratio: 3.90% |
Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $125,000 | View |
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2840 Highway 95, Bullhead City, AZ 86442 A4.7 ★Texas Ratio: 3.20% |
FHA | 1 | 0.5% | 100% | $345,000 | View |
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1805 W Chandler Blvd, CHANDLER, AZ 85224 A5.0 ★Texas Ratio: 8.52% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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503 W Van Buren St, Avondale, AZ 85323 1328 A+5.0 ★Texas Ratio: 2.78% |
Conventional | 1 | 0.5% | 100% | $305,000 | View |
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150 E Old West Hwy, Apache Junction, AZ 85119 0002 A+5.0 ★Texas Ratio: 2.04% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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971 W Wetmore Rd, Tucson, AZ 85705 1551 A-4.9 ★Texas Ratio: 15.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
NOVA Financial & Investment Corporation
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Conventional, FHA, VA, USDA, HELOC | 26 +1 HELOCs |
12.8% | 87.1% | $266,153 | |
The Loan Store, Inc
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FHA, VA, HELOC | 4 +1 HELOCs |
2% | 100% | $407,500 | |
Sun American Mortgage Company
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Conventional | 2 | 1% | 100% | $305,000 | |
Altitude Financial Corporation
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FHA | 1 | 0.5% | 100% | $95,000 | |
Geneva Financial LLC
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 32 | 15.8% | 94.1% | $271,562 | |
Rocket Mortgage
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Conventional, FHA, VA | 21 | 10.3% | 85.7% | $245,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA, VA, USDA | 17 | 8.4% | 85% | $350,294 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 7.9% | 94.1% | $331,250 | |
BoxCar Mortgage, LLC
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Conventional, FHA | 11 | 5.4% | 100% | $313,181 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 8 | 3.9% | 88.9% | $265,000 | |
Newrez LLC
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Conventional, FHA, VA | 6 | 3% | 100% | $153,333 | |
Guild Mortgage Company
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Conventional, FHA, VA | 6 | 3% | 100% | $276,666 | |
Nationstar Mortgage
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Conventional, VA | 4 | 2% | 100% | $135,000 | |
Mortgage Research Center
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VA | 3 | 1.5% | 60% | $341,666 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 1% | 75% | $395,000 | |
Spring Eq, LLC
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Conventional | 2 | 1% | 50% | $145,000 | |
Union Home Mortgage Corp.
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.5% | 100% | $285,000 | View |
Panorama Mortgage Group, LLC
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FHA | 1 | 0.5% | 100% | $305,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.5% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 4.31% |
VA | 1 | 0.5% | 100% | $505,000 | View |
CrossCountry Mortgage, LLC
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VA | 1 | 0.5% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $345,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.5% | 100% | $325,000 | |
Amerisave Mortgage Company
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VA | 1 | 0.5% | 50% | $205,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $365,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.5% | 100% | $355,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $465,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
New American Funding, LLC.
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Conventional | 1 | 0.5% | 100% | $325,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
Lower, LLC
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FHA | 1 | 0.5% | 100% | $255,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $95,000 | View |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Thatcher Mortgage Rate Trends
Daily average mortgage rates for Arizona compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Thatcher, Arizona
Looking for mortgage lenders near me or mortgage brokers near me in Thatcher? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Thatcher in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Thatcher, AZ
Use these to narrow the list above. Each category shows how many Thatcher, AZ lenders fit and what that kind of lender is usually best for.
Who Lends in Thatcher, AZ
Independent mortgage companies closed 86.7 percent of home loans in Thatcher, Arizona in 2025, banks 3.9 percent and credit unions 9.4 percent. NOVA Financial & Investment Corporation was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Oneaz Credit Union the largest credit union. Among lenders headquartered in Arizona, Oneaz Credit Union led with 15 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Arizona. None. The Arizona Constitution bars real estate transfer taxes; only a $2 affidavit of value fee and flat recording fees apply.
More Arizona Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Thatcher, AZ
By home loans closed in 2025, Oneaz Credit Union was the largest mortgage lender in Thatcher, Arizona with 15 loans, about 7.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Thatcher, Arizona in 2025, led by Fairway Independent Mort Corp with 16. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 8 credit unions closed home loans in Thatcher, Arizona in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Thatcher, Arizona during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Thatcher, Arizona for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Thatcher. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
