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Best Money Market Rates in Madison, Wisconsin (WI) - May 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: May 23, 2026

Current Madison, Wisconsin and the surrounding area money market deposit account rates include Old National BankOld National Bank222 6th Ave, Madison, MN 56256A+5.0 ★Texas Ratio: 5.09% Money Market at 3.25% APY, Byline BankByline Bank5315 Wall St, Madison, WI 53718A+5.0 ★Texas Ratio: 5.13% Advantage Money Market Account at 3.15% APY, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union3500 University Ave, Madison, WI 53705A+5.0 ★Texas Ratio: 4.47% Investor's Indexed Money Market at 3.05% APY, Landmark Credit UnionLandmark Credit Union1101 Spring St, Madison, WI 53715A+5.0 ★Texas Ratio: 3.79% Signature Business Money Market at 3.00% APY, and Bank Five NineBank Five Nine5315 Wall St Ste 200, Madison, WI 53718A+5.0 ★Texas Ratio: 3.03% Relationship Money Market** at 2.50% APY. Money market rates as of May 23, 2026 according to verified data from MonitorBankRates.

Madison has 9 local institutions in our database, with money market rates as high as 3.25% APY from Old National Bank at 222 6th Ave, Madison, MN 56256. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Madison, Wisconsin and surrounding area. Last Updated and Verified: May 23, 2026

Compare the Best Money Market Rates Today in Madison, Wisconsin & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
222 6th Ave, Madison, MN 56256
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 21, 2026
Details

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
5315 Wall St, Madison, WI 53718
Advantage Money Market Account
3.15%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.47%
3500 University Ave, Madison, WI 53705
Investor's Indexed Money Market
3.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
2.00%
$0
View
▼
Rate1.98%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
1.56%
$100,000
View
▼
Rate1.55%
Min Deposit$100,000
Min Balance—
UpdatedMay 20, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
1.06%
$50,000
View
▼
Rate1.05%
Min Deposit$50,000
Min Balance—
UpdatedMay 20, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI 53718
Money Market Account
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

effective 1-1-24

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Index Plus Money Market
0.90%
$0
View
▼
Rate0.90%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
0.80%
$25,000
View
▼
Rate0.80%
Min Deposit$25,000
Min Balance—
UpdatedMay 20, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI 53718
Money Market Account
0.70%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

effective 1-1-24

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
0.55%
$7,500
View
▼
Rate0.55%
Min Deposit$7,500
Min Balance—
UpdatedMay 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI 53703
Money Market
0.50%
$2,500
View
▼
Rate0.50%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.77%
5325 Wall St Ste 1000, Madison, WI 53718
Money Market Account
0.40%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 18, 2026
Details

effective 1-1-24

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
949 E Washington Ave, Madison, WI 53703
Money Market
0.15%
$2,500
View
▼
Rate0.15%
Min Deposit$2,500
Min Balance—
UpdatedMay 20, 2026
Details

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Platinum Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$90,000 and Above

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Premium
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$50,000 and Above

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Platinum Checking
0.12%
$0
View
▼
Rate0.12%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$50,000 - $89,999.99

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Index Plus Money Market
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
IRA Money Market***
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Premium
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$25,000 - $49,999.99

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.10%
$0
View
▼
Rate0.10%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Checking
0.08%
$0
View
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$25,000 and Above

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Platinum Checking
0.08%
$0
View
▼
Rate0.08%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$25,000 - $49,999.99

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Premium
0.07%
$0
View
▼
Rate0.07%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$10,000 - $24,999.99

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$0 - $24,999.99

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.11%
3401 W Beltline Hwy, Madison, WI 53713
Money Markets
0.05%
$100
View
▼
Rate0.05%
Min Deposit$100
Min Balance—
UpdatedMay 20, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
First Rate Money Market* (Consumer)
0.04%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
5315 Wall St Ste 200, Madison, WI 53718
Relationship Money Market**
0.04%
$0
View
▼
Rate0.04%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Platinum Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$0 - $24,999.99

DMB Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
10 Terrace Ct, Madison, WI 53718
Money Market Premium
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

$0 - $9,999.99

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
1101 Spring St, Madison, WI 53715
Signature Business Money Market
0.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.73%
Elite Money Market
4.00%
$0
View
▼
Rate3.93%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.95%
$0
View
▼
Rate3.88%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.90%
$1,000,000
View
▼
Rate3.83%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 23, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.90%
$0
View
▼
Rate3.83%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.47%
Money Market Special
3.87%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Bank of Lake Mills
Institution Rating:
A+5.0 ★ Texas Ratio: 0.45%
High-Yield Money Market Account
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Sentry Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.86%
Money Market
3.82%
$0
View
▼
Rate3.75%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.80%
$750,000
View
▼
Rate3.74%
Min Deposit$750,000
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.80%
$0
View
▼
Rate3.74%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Fox Rewards Money Market
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.65%
$500,000
View
▼
Rate3.59%
Min Deposit$500,000
Min Balance—
UpdatedMay 23, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.65%
$0
View
▼
Rate3.59%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.60%
$0
View
▼
Rate3.54%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
1500 Club - Money Market
3.56%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.55%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Advantage Money Market
3.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

New Money

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special Intro rate
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

$15,000+

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Money Market Checking
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.80%
Member's Choice IRA Money Market
3.50%
$0
View
▼
Rate3.45%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

with active checking*

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.38%
Fox Rewards Money Market
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Qualifications Required

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Dividend Rate with Checking

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.04%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money MarketPlatinum Select
3.40%
$250,000
View
▼
Rate3.35%
Min Deposit$250,000
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Business SelectMoney Market
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.02%
Money Market Platinum Select
3.40%
$0
View
▼
Rate3.35%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedMay 23, 2026
Details

Rate may change after account is opened.

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.93%
Money Market Accounts
3.39%
$0
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Dividend Rate without Checking

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Business Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.49%
Money Market Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedMay 17, 2026
Details

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Platinum Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

1,2,8

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

1,2,8

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Prospera Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.14%
Thrive Money Market
3.20%
$0
View
▼
Rate3.15%
Min Deposit$0
Min Balance—
UpdatedMay 20, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedMay 21, 2026
Details

Minimum of **$25,000** not currently deposited at Huntington.

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
3.04%
$1,000,000
View
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedMay 21, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Consumer Ultimate Money Market
3.00%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedMay 21, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedMay 17, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Business Money Market 3,4
2.95%
$1,000
View
▼
Rate2.91%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details

F&M Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking
2.93%
$0
View
▼
Rate2.89%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.90%
$1,000
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedMay 21, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Relationship Money Market
2.85%
$0
View
▼
Rate2.81%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
Money Market
2.84%
$500,000
View
▼
Rate2.80%
Min Deposit$500,000
Min Balance—
UpdatedMay 21, 2026
Details

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

Hiawatha National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
HNB Money Market
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedMay 17, 2026
Details

F&M Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Commercial Premier Money Market
2.77%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedMay 21, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Madison, Wisconsin and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Madison, WI Money Market Rate Trends

Compare local Madison, WI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin MMA Trends →
High-Yield MMA — WI Avg
2.917%
▼ 0.047 vs 7 days ago

Wisconsin high-yield MMA rates fell 0.047 points over the past 7 days to 2.917% APY.

Standard MMA — WI Avg
0.879%
▲ 0.054 vs 7 days ago

Wisconsin standard MMA rates rose 0.054 points over the past 7 days to 0.879% APY.

As of May 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Madison, Wisconsin money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Madison, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Madison, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Madison, Wisconsin

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.

Are Money Market accounts in Madison, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do MMA rates change in Madison, Wisconsin?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Madison, Wisconsin?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Madison, Wisconsin require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Madison, Wisconsin

Here are some of the highest money market account APYs currently available in Madison, Wisconsin and the surrounding area:
  • Old National Bank
    Money Market — 3.25% APY
  • Byline Bank
    Advantage Money Market Account — 3.15% APY
  • University of Wisconsin Credit Union
    Investor's Indexed Money Market — 3.05% APY
  • Landmark Credit Union
    Signature Business Money Market — 3.00% APY
  • Bank Five Nine
    Relationship Money Market** — 2.50% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Madison, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: May 23, 2026

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