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    Advertiser Disclosure Some of the institutions listed may have a business relationship with MonitorBankRates. However, our proprietary systems independently track and verify all rates and data displayed. Advertiser relationships do not influence our Health Safety Rating, Star Ratings or Texas Ratio calculation, or the rates shown.

Auto Loan Rates in Madison, Wisconsin (WI) for March 2026

Current auto loan rates in Madison, Wisconsin include WEA Credit UnionWEA Credit Union33 Nob Hill Rd, Madison, WI, 53713A+5.0 ★Texas Ratio: 1.52% offering New Auto Loans at 4.25%, Avestar Credit UnionAvestar Credit Union3401 W Beltline Hwy, Madison, WI, 53713A5.0 ★Texas Ratio: 8.55% offering New Autos/ Motor Cycles 2025 Or Newer at 4.50%, University of Wisconsin Credit UnionUniversity of Wisconsin Credit Union3500 University Ave, Madison, WI, 53705A+5.0 ★Texas Ratio: 4.81% offering New Auto Loans at 4.72%, Connexus Credit UnionConnexus Credit Union2555 Shopko Dr, Madison, WI, 53704B-4.3 ★Texas Ratio: 22.87% offering Auto Refinance at 4.89%, Minnesota Catholic Credit UnionMinnesota Catholic Credit Union5325 Wall St Ste 1000, Madison, WI, 53718A+5.0 ★Texas Ratio: 0.79% offering New Autos 2022-newer at 4.99%.

Auto loan rates in Madison, Wisconsin are continually updated to reflect market conditions. We recommend comparing rates from multiple lenders before visiting the dealership.

We empower borrowers with transparent financial health metrics—including A-F Safety Grades, verified Star Ratings, and Texas Ratios—so you can confidently choose a stable, highly-rated institution.

Auto loan rates reflect recent market quotes and representative offers available to borrowers in Madison, Wisconsin. Auto Loan Rates Last Updated and Verified: March 22, 2026

Compare Auto Loan Rates Today in Madison, Wisconsin & Surrounding Area

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
4.25%
2-year
APR4.25%
Term2-year
Last UpdatedMar 22, 2026
Details

*Restrictions apply

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36
APR4.50%
Term1-36
Last UpdatedMar 17, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
New Auto Loans
4.72%
48 Months
APR4.72%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
Used Auto Loans
4.72%
36 Months
APR4.72%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2019-2024 Auto Loans
4.75%
2-year
APR4.75%
Term2-year
Last UpdatedMar 22, 2026
Details

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
4.75%
3-year
APR4.75%
Term3-year
Last UpdatedMar 22, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
Used Auto Loans
4.92%
48 Months
APR4.92%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.99%
36 mo.
APR4.99%
Term36 mo.
Last UpdatedMar 20, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2023 and older
4.99%
24 Months
APR4.99%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60
APR5.00%
Term37-60
Last UpdatedMar 17, 2026
Details

As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36
APR5.00%
Term1-36
Last UpdatedMar 17, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2019-2024 Auto Loans
5.00%
3-year
APR5.00%
Term3-year
Last UpdatedMar 22, 2026
Details

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
5.00%
4-year
APR5.00%
Term4-year
Last UpdatedMar 22, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2023 and older
5.09%
36 Months
APR5.09%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.24%
48 mo.
APR5.24%
Term48 mo.
Last UpdatedMar 20, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75
APR5.25%
Term61-75
Last UpdatedMar 17, 2026
Details

As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60
APR5.25%
Term37-60
Last UpdatedMar 17, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2019-2024 Auto Loans
5.25%
4-year
APR5.25%
Term4-year
Last UpdatedMar 22, 2026
Details

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
5.25%
5-year
APR5.25%
Term5-year
Last UpdatedMar 22, 2026
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
New Auto Loans
5.27%
60 Months
APR5.27%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance
5.29%
60 Months
APR5.29%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
5.29%
60 Months
APR5.29%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2023 and older
5.39%
48 Months
APR5.39%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
New Auto Loans
5.42%
72 Months
APR5.42%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
Used Auto Loans
5.42%
60 Months
APR5.42%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.49%
60 mo.
APR5.49%
Term60 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2019-2024 Auto Loans
5.50%
5-year
APR5.50%
Term5-year
Last UpdatedMar 22, 2026
Details

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
5.50%
6-year
APR5.50%
Term6-year
Last UpdatedMar 22, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance
5.59%
72 Months
APR5.59%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2023 and older
5.59%
60 Months
APR5.59%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
5.59%
72 Months
APR5.59%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.74%
72 mo.
APR5.74%
Term72 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.74%
48 Months
APR5.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.99%
84 mo.
APR5.99%
Term84 mo.
Last UpdatedMar 20, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.99%
36 mo.
APR5.99%
Term36 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2018 & Older Auto Loans
6.00%
3-year
APR6.00%
Term3-year
Last UpdatedMar 22, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.24%
48 mo.
APR6.24%
Term48 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.24%
60 Months
APR6.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
6.24%
72 Months
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.24%
36 Months
APR6.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84
APR6.25%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75
APR6.25%
Term61-75
Last UpdatedMar 17, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2019-2024 Auto Loans
6.25%
6-year
APR6.25%
Term6-year
Last UpdatedMar 22, 2026
Details

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
6.25%
7-year
APR6.25%
Term7-year
Last UpdatedMar 22, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2023 and older
6.29%
72 Months
APR6.29%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
New Auto Loans
6.38%
84 Months
APR6.38%
Term84 Months
Last UpdatedMar 22, 2026
Details

As Low As

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.23%
5325 WALL ST, MADISON, WI, 53718
New Autos (2024 & 2025)
6.44%
72 Months
APR6.44%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance
6.44%
84 Months
APR6.44%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
6.44%
84 Months
APR6.44%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
Used Auto Loans
6.48%
72 Months
APR6.48%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
6.49%
5 Years
APR6.49%
Term5 Years
Last UpdatedMar 18, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.49%
60 mo.
APR6.49%
Term60 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.49%
48 Months
APR6.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84
APR6.50%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.74%
72 mo.
APR6.74%
Term72 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.74%
60 Months
APR6.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2023 and older
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2018 & Older Auto Loans
6.75%
4-year
APR6.75%
Term4-year
Last UpdatedMar 22, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
6.99%
4 Years
APR6.99%
Term4 Years
Last UpdatedMar 18, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
6.99%
36 Months
APR6.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.99%
72 Months
APR6.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
7.24%
96 mo.
APR7.24%
Term96 mo.
Last UpdatedMar 20, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
7.24%
84 mo.
APR7.24%
Term84 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
7.24%
48 Months
APR7.24%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
7.24%
36 Months
APR7.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.24%
36 Months
APR7.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
7.29%
6 Years
APR7.29%
Term6 Years
Last UpdatedMar 18, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
7.49%
48 Months
APR7.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
7.49%
60 Months
APR7.49%
Term60 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
7.49%
84 Months
APR7.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.49%
48 Months
APR7.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
7.74%
60 Months
APR7.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
7.74%
36 Months
APR7.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.74%
60 Months
APR7.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2018 & Older Auto Loans
7.75%
5-year
APR7.75%
Term5-year
Last UpdatedMar 22, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
7.79%
5 Years
APR7.79%
Term5 Years
Last UpdatedMar 18, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
7.99%
48 Months
APR7.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.99%
72 Months
APR7.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
8.24%
60 Months
APR8.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.24%
36 Months
APR8.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
8.49%
84 Months
APR8.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.49%
48 Months
APR8.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
8.74%
36 Months
APR8.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.74%
60 Months
APR8.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
2018 & Older Auto Loans
8.75%
6-year
APR8.75%
Term6-year
Last UpdatedMar 22, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
8.99%
48 Months
APR8.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.99%
72 Months
APR8.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.24%
36 mo.
APR9.24%
Term36 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
9.24%
60 Months
APR9.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.49%
48 mo.
APR9.49%
Term48 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
9.49%
84 Months
APR9.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.74%
60 mo.
APR9.74%
Term60 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
9.74%
36 Months
APR9.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
9.99%
48 Months
APR9.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
10.24%
60 Months
APR10.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.24%
36 Months
APR10.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.49%
48 Months
APR10.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.74%
60 Months
APR10.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.99%
72 Months
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
11.49%
84 Months
APR11.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
11.74%
36 Months
APR11.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
11.99%
48 Months
APR11.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
12.24%
60 Months
APR12.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Auto Loans
3.24%
Auto Buying Service
APR3.24%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.25%
36 Months
APR3.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.50%
48 Months
APR3.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.75%
60 Months
APR3.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
APR3.99%
Term6 Years
Last UpdatedMar 21, 2026
Details

As Low As

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
Auto Loan
3.99%
1-3 Years
APR3.99%
Term1-3 Years
Last UpdatedMar 21, 2026
Details

As Low As

Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
New Cars (2026 - 2023)
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Auto Loans
3.99%
0 - 75 Months
APR3.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2026 & Newer

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
New Vehicle
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
4.00%
72 Months
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2022 - 2026 New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMar 17, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loan
4.04%
24 Months
APR4.04%
Term24 Months
Last UpdatedMar 22, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loans
4.04%
24 Months
APR4.04%
Term24 Months
Last UpdatedMar 22, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Auto 2026
4.09%
36 months
APR4.09%
Term36 months
Last UpdatedMar 18, 2026
Details

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1616 Crooks Ave, Kaukauna, WI, 54130
Auto Loans
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Auto Loan
4.25%
36 Months
APR4.25%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
4.25%
84 Months
APR4.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Auto 2026
4.36%
48 months
APR4.36%
Term48 months
Last UpdatedMar 18, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loan
4.42%
36 Months
APR4.42%
Term36 Months
Last UpdatedMar 22, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loans
4.42%
36 Months
APR4.42%
Term36 Months
Last UpdatedMar 22, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2025
4.49%
36 months
APR4.49%
Term36 months
Last UpdatedMar 18, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
New Auto
4.49%
Up to 12 months
APR4.49%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details

As Low As

Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
Used Cars (2022 & older)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2022 & Older Auto Loan
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Auto Loans
4.49%
Auto Buying Service
APR4.49%
TermAuto Buying Service
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
New Vehicle
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loan
4.52%
48 Months
APR4.52%
Term48 Months
Last UpdatedMar 22, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loans
4.52%
48 Months
APR4.52%
Term48 Months
Last UpdatedMar 22, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Auto 2026
4.64%
60 months
APR4.64%
Term60 months
Last UpdatedMar 18, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2020-2025 Used Auto Loan
4.65%
36 Months
APR4.65%
Term36 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2020-2025 Used Auto Loans
4.65%
36 Months
APR4.65%
Term36 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2025-2026 New Auto Loan
4.65%
36 Months
APR4.65%
Term36 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2025-2026 New Auto Loans
4.65%
36 Months
APR4.65%
Term36 Months
Last UpdatedMar 15, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loan
4.72%
60 Months
APR4.72%
Term60 Months
Last UpdatedMar 22, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loans
4.72%
60 Months
APR4.72%
Term60 Months
Last UpdatedMar 22, 2026
Details

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI, 54241
Vehicle Loan
4.74%
24 mo. or less
APR4.74%
Term24 mo. or less
Last UpdatedMar 17, 2026
Details

As Low As

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
Auto Loan
4.74%
4-5 Years
APR4.74%
Term4-5 Years
Last UpdatedMar 21, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2022 & Older Auto Loan
4.74%
48 Months
APR4.74%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
4.74%
72 Months
APR4.74%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI, 53142 1425
Auto Loans - Model Year 2023+
4.74%
36 Months
APR4.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
1301 Post Rd, Plover, WI, 54467
New Vehicle
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedMar 17, 2026
Details

As Low As

Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
1301 Post Rd, Plover, WI, 54467
Used Vehicle
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedMar 17, 2026
Details

As Low As

N.E.W. Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.52%
301 Jackson St, Oconto Falls, WI, 54154 1120
Auto Loan
4.75%
84 Months
APR4.75%
Term84 Months
Last UpdatedMar 20, 2026
Details

As Low As

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2025
4.76%
48 months
APR4.76%
Term48 months
Last UpdatedMar 18, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2024
4.81%
36 months
APR4.81%
Term36 months
Last UpdatedMar 18, 2026
Details

Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
5656 S Packard Ave, Cudahy, WI, 53110 2657
Auto Loan
4.85%
24 Months
APR4.85%
Term24 Months
Last UpdatedMar 21, 2026
Details

As Low As

Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
5656 S Packard Ave, Cudahy, WI, 53110 2657
Auto Loan
4.86%
24 Months
APR4.86%
Term24 Months
Last UpdatedMar 21, 2026
Details

As Low As

Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
5656 S Packard Ave, Cudahy, WI, 53110 2657
Auto Loan
4.91%
24 Months
APR4.91%
Term24 Months
Last UpdatedMar 21, 2026
Details

As Low As

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2025-2026 New Auto Loan
4.92%
48 Months
APR4.92%
Term48 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2025-2026 New Auto Loans
4.92%
48 Months
APR4.92%
Term48 Months
Last UpdatedMar 15, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loan
4.92%
72 Months
APR4.92%
Term72 Months
Last UpdatedMar 22, 2026
Details

Valley Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.90%
1105 Western Ave, Mosinee, WI, 54455
Auto Loans
4.92%
72 Months
APR4.92%
Term72 Months
Last UpdatedMar 22, 2026
Details

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
New Auto
4.95%
72 month
APR4.95%
Term72 month
Last UpdatedMar 16, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Used Auto (5 years & newer)
4.99%
Up to 12 months
APR4.99%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
New Vehicle
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

over $25,000; As Low As

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
3131 Mishicot Rd, Two Rivers, WI, 54241
Vehicle Loan
4.99%
72 mo.
APR4.99%
Term72 mo.
Last UpdatedMar 17, 2026
Details

As Low As

Tomah Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.43%
940 N Superior Ave, Tomah, WI, 54660
Auto Loan
4.99%
12 Months
APR4.99%
Term12 Months
Last UpdatedMar 17, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New Autos
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
Auto Loan
4.99%
6 Years
APR4.99%
Term6 Years
Last UpdatedMar 21, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2022 & Older Auto Loan
4.99%
60 Months
APR4.99%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2020 Innovation Ct, Green Bay, WI, 54344 0001
Auto Loans
4.99%
0 - 75 Months
APR4.99%
Term0 - 75 Months
Last UpdatedMar 18, 2026
Details

As Low As; APR - 2023 - 2025*

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI, 53142 1425
Auto Loans - Model Year 2022 & Older
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd, Kenosha, WI, 53142 1425
Auto Loans - Model Year 2023+
4.99%
48 Months
APR4.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

As Low As

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
2016 or Older Cars & Trucks
5.00%
36 Months
APR5.00%
Term36 Months
Last UpdatedMar 17, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Auto 2026
5.02%
72 months
APR5.02%
Term72 months
Last UpdatedMar 18, 2026
Details

Based on $35,000 loan amount

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2025
5.04%
60 months
APR5.04%
Term60 months
Last UpdatedMar 18, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2017-2021 New & Used Vehicles
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedMar 17, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2023
5.05%
36 months
APR5.05%
Term36 months
Last UpdatedMar 18, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2024
5.08%
48 months
APR5.08%
Term48 months
Last UpdatedMar 18, 2026
Details

Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
5656 S Packard Ave, Cudahy, WI, 53110 2657
Auto Loan
5.08%
37 - 48
APR5.08%
Term37 - 48
Last UpdatedMar 21, 2026
Details

As Low As

Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
5656 S Packard Ave, Cudahy, WI, 53110 2657
Auto Loan
5.09%
24 Months
APR5.09%
Term24 Months
Last UpdatedMar 21, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New Autos
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
5656 S Packard Ave, Cudahy, WI, 53110 2657
Auto Loan
5.13%
37 - 48
APR5.13%
Term37 - 48
Last UpdatedMar 21, 2026
Details

As Low As

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2020-2025 Used Auto Loan
5.17%
48 Months
APR5.17%
Term48 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2020-2025 Used Auto Loans
5.17%
48 Months
APR5.17%
Term48 Months
Last UpdatedMar 15, 2026
Details

Prime Financial Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.69%
5656 S Packard Ave, Cudahy, WI, 53110 2657
Auto Loan
5.18%
37 - 48
APR5.18%
Term37 - 48
Last UpdatedMar 21, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New Autos
5.19%
60 Months
APR5.19%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
4.25%
2-year
APR4.25%
Term2-year
Last UpdatedMar 22, 2026
Details

*Restrictions apply

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
4.50%
1-36
APR4.50%
Term1-36
Last UpdatedMar 17, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
New Auto Loans
4.72%
48 Months
APR4.72%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
4.75%
3-year
APR4.75%
Term3-year
Last UpdatedMar 22, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
4.89%
24 Months
APR4.89%
Term24 Months
Last UpdatedMar 18, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
4.99%
36 mo.
APR4.99%
Term36 mo.
Last UpdatedMar 20, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.00%
37-60
APR5.00%
Term37-60
Last UpdatedMar 17, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
5.00%
4-year
APR5.00%
Term4-year
Last UpdatedMar 22, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.24%
48 mo.
APR5.24%
Term48 mo.
Last UpdatedMar 20, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
5.25%
61-75
APR5.25%
Term61-75
Last UpdatedMar 17, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
5.25%
5-year
APR5.25%
Term5-year
Last UpdatedMar 22, 2026
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
New Auto Loans
5.27%
60 Months
APR5.27%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
5.29%
60 Months
APR5.29%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
New Auto Loans
5.42%
72 Months
APR5.42%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.49%
60 mo.
APR5.49%
Term60 mo.
Last UpdatedMar 20, 2026
Details

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
5.50%
6-year
APR5.50%
Term6-year
Last UpdatedMar 22, 2026
Details

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
5.59%
72 Months
APR5.59%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.74%
72 mo.
APR5.74%
Term72 mo.
Last UpdatedMar 20, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
5.99%
84 mo.
APR5.99%
Term84 mo.
Last UpdatedMar 20, 2026
Details

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
New Autos/ Motor Cycles 2025 Or Newer
6.25%
76-84
APR6.25%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As

WEA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.52%
33 Nob Hill Rd, Madison, WI, 53713
New Auto Loans
6.25%
7-year
APR6.25%
Term7-year
Last UpdatedMar 22, 2026
Details

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
New Auto Loans
6.38%
84 Months
APR6.38%
Term84 Months
Last UpdatedMar 22, 2026
Details

As Low As

Texarkana Terminal Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.23%
5325 WALL ST, MADISON, WI, 53718
New Autos (2024 & 2025)
6.44%
72 Months
APR6.44%
Term72 Months
Last UpdatedMar 17, 2026
Details

As Low As

Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
2555 Shopko Dr, Madison, WI, 53704
Auto Refinance 2024 or newer
6.44%
84 Months
APR6.44%
Term84 Months
Last UpdatedMar 18, 2026
Details

As Low As

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
6.49%
5 Years
APR6.49%
Term5 Years
Last UpdatedMar 18, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
New Autos 2022-newer
7.24%
96 mo.
APR7.24%
Term96 mo.
Last UpdatedMar 20, 2026
Details

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
New Auto
7.29%
6 Years
APR7.29%
Term6 Years
Last UpdatedMar 18, 2026
Details

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.25%
36 Months
APR3.25%
Term36 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.50%
48 Months
APR3.50%
Term48 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
3.75%
60 Months
APR3.75%
Term60 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
APR3.99%
Term6 Years
Last UpdatedMar 21, 2026
Details

As Low As

Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
New Cars (2026 - 2023)
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
3.99%
36 Months
APR3.99%
Term36 Months
Last UpdatedMar 18, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
New Vehicle
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
4.00%
72 Months
APR4.00%
Term72 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2022 - 2026 New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMar 17, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Auto 2026
4.09%
36 months
APR4.09%
Term36 months
Last UpdatedMar 18, 2026
Details

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
4.24%
48 Months
APR4.24%
Term48 Months
Last UpdatedMar 18, 2026
Details

As Low As

Athens Area Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.85%
112 ALFRED ST, ATHENS, WI, 54411
NEW Cars & Trucks
4.25%
84 Months
APR4.25%
Term84 Months
Last UpdatedMar 17, 2026
Details

$50,000 minimum

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Auto 2026
4.36%
48 months
APR4.36%
Term48 months
Last UpdatedMar 18, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
New Auto
4.49%
Up to 12 months
APR4.49%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details

As Low As

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
4.49%
60 Months
APR4.49%
Term60 Months
Last UpdatedMar 18, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
New Vehicle
4.50%
72 Months
APR4.50%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Auto 2026
4.64%
60 months
APR4.64%
Term60 months
Last UpdatedMar 18, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2025-2026 New Auto Loan
4.65%
36 Months
APR4.65%
Term36 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2025-2026 New Auto Loans
4.65%
36 Months
APR4.65%
Term36 Months
Last UpdatedMar 15, 2026
Details

Fond Du Lac Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
91 N Pioneer Rd, Fond du Lac, WI, 54935
2023 & newer Auto Loan
4.74%
72 Months
APR4.74%
Term72 Months
Last UpdatedMar 18, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
1301 Post Rd, Plover, WI, 54467
New Vehicle
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedMar 17, 2026
Details

As Low As

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2025-2026 New Auto Loan
4.92%
48 Months
APR4.92%
Term48 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2025-2026 New Auto Loans
4.92%
48 Months
APR4.92%
Term48 Months
Last UpdatedMar 15, 2026
Details

Wisconsin Latvian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
1219 N Cass St, Milwaukee, WI, 53202
New Auto
4.95%
72 month
APR4.95%
Term72 month
Last UpdatedMar 16, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Used Auto (5 years & newer)
4.99%
Up to 12 months
APR4.99%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
New Vehicle
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

$25,000; As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

over $25,000; As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New Autos
4.99%
36 Months
APR4.99%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
New Auto 2026
5.02%
72 months
APR5.02%
Term72 months
Last UpdatedMar 18, 2026
Details

Based on $35,000 loan amount

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2017-2021 New & Used Vehicles
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedMar 17, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New Autos
5.09%
48 Months
APR5.09%
Term48 Months
Last UpdatedMar 20, 2026
Details

As Low As

Members Advantage Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.47%
1610 Lincoln St, Wisconsin Rapids, WI, 54494 5920
New Autos
5.19%
60 Months
APR5.19%
Term60 Months
Last UpdatedMar 20, 2026
Details

As Low As

Source: Verified Auto Loan Rate Data provided by MonitorBankRates
Lender
Product
APR
Term
Profile
University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
Used Auto Loans
4.72%
36 Months
APR4.72%
Term36 Months
Last UpdatedMar 22, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
Used Auto Loans
4.92%
48 Months
APR4.92%
Term48 Months
Last UpdatedMar 22, 2026
Details

As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.00%
1-36
APR5.00%
Term1-36
Last UpdatedMar 17, 2026
Details

As Low As

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
5.25%
37-60
APR5.25%
Term37-60
Last UpdatedMar 17, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
Used Auto Loans
5.42%
60 Months
APR5.42%
Term60 Months
Last UpdatedMar 22, 2026
Details

As Low As

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.49%
36 Months
APR5.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
5.74%
36 Months
APR5.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.74%
48 Months
APR5.74%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
5.99%
36 mo.
APR5.99%
Term36 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
5.99%
48 Months
APR5.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
5.99%
60 Months
APR5.99%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.24%
48 mo.
APR6.24%
Term48 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.24%
60 Months
APR6.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
6.24%
72 Months
APR6.24%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.24%
36 Months
APR6.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.25%
61-75
APR6.25%
Term61-75
Last UpdatedMar 17, 2026
Details

As Low As

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
3500 University Ave, Madison, WI, 53705
Used Auto Loans
6.48%
72 Months
APR6.48%
Term72 Months
Last UpdatedMar 22, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.49%
60 mo.
APR6.49%
Term60 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.49%
72 Months
APR6.49%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.49%
48 Months
APR6.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Avestar Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.55%
3401 W Beltline Hwy, Madison, WI, 53713
Used Autos/ Motor Cycles 2020 to 2024
6.50%
76-84
APR6.50%
Term76-84
Last UpdatedMar 17, 2026
Details

As Low As

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
6.74%
72 mo.
APR6.74%
Term72 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A+
6.74%
84 Months
APR6.74%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 750+

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.74%
60 Months
APR6.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
6.99%
4 Years
APR6.99%
Term4 Years
Last UpdatedMar 18, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
6.99%
36 Months
APR6.99%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* A
6.99%
84 Months
APR6.99%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 749-700

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
6.99%
72 Months
APR6.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2017-2021
7.24%
84 mo.
APR7.24%
Term84 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
7.24%
48 Months
APR7.24%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
7.24%
36 Months
APR7.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.24%
36 Months
APR7.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
7.49%
48 Months
APR7.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
7.49%
60 Months
APR7.49%
Term60 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* B
7.49%
84 Months
APR7.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 699-660

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.49%
48 Months
APR7.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
7.74%
60 Months
APR7.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
7.74%
36 Months
APR7.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.74%
60 Months
APR7.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Capital Area Realtors Federal Credit Union
Institution Rating:
B-4.4 ★ Texas Ratio: 22.37%
5325 Wall St Ste D, Madison, WI, 53718 7982
Used Auto
7.79%
5 Years
APR7.79%
Term5 Years
Last UpdatedMar 18, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
7.99%
48 Months
APR7.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
7.99%
72 Months
APR7.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
8.24%
60 Months
APR8.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.24%
36 Months
APR8.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* C
8.49%
84 Months
APR8.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 659-630

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.49%
48 Months
APR8.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
8.74%
36 Months
APR8.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.74%
60 Months
APR8.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
8.99%
48 Months
APR8.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
8.99%
72 Months
APR8.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.24%
36 mo.
APR9.24%
Term36 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
9.24%
60 Months
APR9.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.49%
48 mo.
APR9.49%
Term48 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* D
9.49%
84 Months
APR9.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 629-600

Minnesota Catholic Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
5325 Wall St Ste 1000, Madison, WI, 53718
Used Autos 2016 and Older
9.74%
60 mo.
APR9.74%
Term60 mo.
Last UpdatedMar 20, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
9.74%
36 Months
APR9.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
9.99%
48 Months
APR9.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
10.24%
60 Months
APR10.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.24%
36 Months
APR10.24%
Term36 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.49%
48 Months
APR10.49%
Term48 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.74%
60 Months
APR10.74%
Term60 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
10.99%
72 Months
APR10.99%
Term72 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2019-2023* E
11.49%
84 Months
APR11.49%
Term84 Months
Last UpdatedMar 17, 2026
Details

Credit Score 599-0

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* Up to 36 Months
11.74%
36 Months
APR11.74%
Term36 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 37 to 48 Months
11.99%
48 Months
APR11.99%
Term48 Months
Last UpdatedMar 17, 2026
Details

Madison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
949 E Washington Ave, Madison, WI, 53703
Used Vehicles: 2018 & Older* 49 to 60 Months
12.24%
60 Months
APR12.24%
Term60 Months
Last UpdatedMar 17, 2026
Details

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St, Marshfield, WI, 54449 1543
4-6 Years New & Used Auto Loan Special*
3.99%
6 Years
APR3.99%
Term6 Years
Last UpdatedMar 21, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.00%
36 Months
APR4.00%
Term36 Months
Last UpdatedMar 20, 2026
Details

As Low As

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2022 - 2026 New & Used Vehicles
4.04%
36 months
APR4.04%
Term36 months
Last UpdatedMar 17, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2025
4.49%
36 months
APR4.49%
Term36 months
Last UpdatedMar 18, 2026
Details

Teachers Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.21%
2315 Prairie Ave, Beloit, WI, 53511 2623
Used Cars (2022 & older)
4.49%
36 Months
APR4.49%
Term36 Months
Last UpdatedMar 17, 2026
Details

As Low As

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2020-2025 Used Auto Loan
4.65%
36 Months
APR4.65%
Term36 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2020-2025 Used Auto Loans
4.65%
36 Months
APR4.65%
Term36 Months
Last UpdatedMar 15, 2026
Details

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.75%
72 Months
APR4.75%
Term72 Months
Last UpdatedMar 20, 2026
Details

over $20,000; As Low As

Central Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.05%
1301 Post Rd, Plover, WI, 54467
Used Vehicle
4.75%
60 months
APR4.75%
Term60 months
Last UpdatedMar 17, 2026
Details

As Low As

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2025
4.76%
48 months
APR4.76%
Term48 months
Last UpdatedMar 18, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2024
4.81%
36 months
APR4.81%
Term36 months
Last UpdatedMar 18, 2026
Details

Ko`olau Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.15%
255 Fiserv Dr, Brookfield, WI, 53045 5815
Used Auto (5 years & newer)
4.99%
Up to 12 months
APR4.99%
TermUp to 12 months
Last UpdatedMar 17, 2026
Details

As Low As

Middletown Area Schools Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.59%
8348 Corporate Dr, Mount Pleasant, WI, 53406
Used Vehicle 2023 or newer
4.99%
84 Months
APR4.99%
Term84 Months
Last UpdatedMar 20, 2026
Details

over $25,000; As Low As

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2025
5.04%
60 months
APR5.04%
Term60 months
Last UpdatedMar 18, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2017-2021 New & Used Vehicles
5.04%
36 months
APR5.04%
Term36 months
Last UpdatedMar 17, 2026
Details

Carpenters Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.83%
N25W23055 Paul Rd, Pewaukee, WI, 53072 4144
2022 - 2026 New & Used Vehicles
5.04%
48-60 months
APR5.04%
Term48-60 months
Last UpdatedMar 17, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2023
5.05%
36 months
APR5.05%
Term36 months
Last UpdatedMar 18, 2026
Details

Bay Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
2555 Packerland Dr, Green Bay, WI, 54313
Used Auto 2024
5.08%
48 months
APR5.08%
Term48 months
Last UpdatedMar 18, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2020-2025 Used Auto Loan
5.17%
48 Months
APR5.17%
Term48 Months
Last UpdatedMar 15, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
2704 Lathrop Ave, Racine, WI, 53405
2020-2025 Used Auto Loans
5.17%
48 Months
APR5.17%
Term48 Months
Last UpdatedMar 15, 2026
Details

Frequently Asked Questions about Auto Loans in Madison, Wisconsin

How does my credit score affect my car loan rate in Wisconsin?

Your credit score is the biggest factor determining your auto loan APR. Borrowers in Madison, Wisconsin with excellent credit (750+) qualify for the lowest rates, while those with lower scores will see significantly higher interest costs.

Is it better to finance through a dealership or a bank?

It is highly recommended to get pre-approved through a local bank or credit union in Wisconsin *before* visiting a dealership. Dealerships often mark up interest rates to make a profit.

What is the difference between New and Used Auto Loan rates?

Lenders in Madison, Wisconsin typically offer lower interest rates for new cars because they are easier to value and represent less risk. Used car loans generally carry slightly higher APRs.

How long should my auto loan term be?

While 72-month and 84-month loans lower your monthly payment, they cost you far more in total interest. The ideal auto loan term is 60 months or less.

What are the best Auto Loan rates in Madison, Wisconsin?

Based on our current data, some of the lowest auto loan rates available in Madison, Wisconsin include:
  • WEA Credit Union: 4.25% (New Auto Loans)
  • Avestar Credit Union: 4.50% (New Autos/ Motor Cycles 2025 Or Newer)
  • University of Wisconsin Credit Union: 4.72% (New Auto Loans)
  • Connexus Credit Union: 4.89% (Auto Refinance)
  • Minnesota Catholic Credit Union: 4.99% (New Autos 2022-newer)
Auto Loan Rates reflect actual verified offers from banks and credit unions actively lending in Madison, Wisconsin. Your final approved rate will depend on your credit profile and loan term. Last Updated and Verified: March 22, 2026