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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Members Advantage Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 27, 2026
Members Advantage Credit Union's 60 Month CDs rates are at 3.46%, IRA 60 Month CD rates are at 3.46%, CDs 60 Month rates are at 3.46%, Youth CDs 60 Month rates are at 3.46%, 48 Month CDs rates are at 3.35%. Members Advantage Credit Union's savings rates are at 0.15%. Members Advantage Credit Union's money market rates are at 0.45%. MonitorBankRates evaluates the financial stability of Members Advantage Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.47%. Rates were last updated on 03/27/2026. Members Advantage Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Members Advantage Credit Union? Share your experience about Members Advantage Credit Union by leaving a review below, or read customer reviews before you decide to use Members Advantage Credit Union. Members Advantage Credit Union
Wisconsin Rapids Office 1610 Lincoln St
https://www.membersadvantagecu.com Wisconsin Rapids, WI 54494 5920 
Members Advantage Credit Union CD Rates
Members Advantage Credit Union Savings Rates
Members Advantage Credit Union Money Market Rates
Members Advantage Credit Union Checking Rates
Members Advantage Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Members Advantage Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Members Advantage Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Members Advantage Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Members Advantage Credit Union
Address
1610 Lincoln St,
Wisconsin Rapids, WI 54494 5920
Phone
715-421-1610
Fax
715-421-1617
President
Thomas Scharff
CEO
Thomas Bulin
Full-Time Employees
26
Part-Time Employees
8
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.47%
Return on Assets (ROA)
1.1914%
Return on Equity (ROE)
6.5252%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
180,886,408
Total Amount of Shares and Deposits
145,300,785
Total Shares and Deposits < 1 Year
135,654,526
Total Shares and Deposits 1 3 Years
6,237,225
Total Shares and Deposits > 3 Years
3,409,035
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,680,729
Total Uninsured Shares and Deposits > $250K (F+J)
9,680,729
Total Insured Shares and Deposits > $250K (item 17 less item K)
135,620,056
Total Interest Expense (Sum of items 6 8)
1,539,687
Share Certificates
1,102
Number of Accounts for Share Drafts
6,741
IRA KEOGH Accounts
375
Number of Accounts for Regular Shares
13,521
All other shares
801
Money Market Shares
631
Net Income (unless the amount is already included in Undivided Earnings)
2,155,002
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,461,873
Total Liabilities
148,862,651
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Members Advantage Credit UnionIs Members Advantage Credit Union a safe place to deposit money?Yes, Members Advantage Credit Union is considered a safe financial institution. With a Texas Ratio of 0.47098921482025%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Members Advantage Credit Union operate?Members Advantage Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Members Advantage Credit Union?Yes, to access services at Members Advantage Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Members Advantage Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Members Advantage Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Members Advantage Credit Union offer online and mobile banking?Most modern institutions like Members Advantage Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.membersadvantagecu.com. Current Members Advantage Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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