Wisconsin Auto Loan Rate Trends
Track current and weekly average auto loan rates in Wisconsin, view interactive rate trend charts, and compare local WI aprs against the national average.
Current Wisconsin Auto Loan Rate Trends
Auto Loan rates in Wisconsin rose 0.025 this week, pushing the New Auto Loan average to 5.261%, up from 5.236% last week.
At 5.261%, Wisconsin’s average sits 0.723 below the current national average of 5.984%. WI borrowers may have a competitive advantage relative to the national market.
The Wisconsin auto loan rate averages on this page are calculated from 904 verified auto loan rate quotes collected across 89 banks and credit unions actively operating in Wisconsin. Our proprietary systems collect and verify rates daily, tracking what real licensed institutions are actually quoting to borrowers, not rate sheet estimates.
Wisconsin Auto Loan Rate Trends Chart
Daily average rates since April 13, 2026. State data shown where available; national average used as fallback. Hover to see exact rates.
Wisconsin auto loan rate averages compiled from 904 current rate quotes across 89 banks and credit unions operating in WI, updated daily.
As of Oct 14, 2026 • Data provided by MonitorBankRates.com
Historical Auto Loan Rate Trends in Wisconsin
Quarterly average rates at credit unions headquartered in Wisconsin, 1994 to present. Different methodology from the daily chart above, this series reflects portfolio rates self-reported to NCUA each quarter.
Based on reporting credit unions in Wisconsin (latest quarter).
Source: MonitorBankRates.com analysis of NCUA Call Report data, 1994 to present.
Quarterly weighted averages calculated from credit union rate filings, weighted by loan portfolio balance.
