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Best Money Market Rates in Birchwood, Wisconsin (WI) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 19, 2026

Current Birchwood, Wisconsin and the surrounding area money market rates include Bristol Morgan BankBristol Morgan BankA5.0 ★Texas Ratio: 13.54% Business Money Market at 4.00% APY, Indianhead Credit UnionIndianhead Credit UnionA+5.0 ★Texas Ratio: 1.50% Money Market Special at 3.87% APY, Farmers Savings Bank Mineral Point, WIFarmers Savings Bank Mineral Point, WIA+5.0 ★Texas Ratio: 0.17% Gold Money Market Checking at 3.75% APY, Citizens State Bank Hudson, WICitizens State Bank Hudson, WIA+5.0 ★Texas Ratio: 2.89% Advantage Money Market at 3.55% APY, and The Bank of BrodheadThe Bank of BrodheadA+5.0 ★Texas Ratio: 1.11% Executive Money Market at 3.55% APY. Money market rates as of April 19, 2026 according to verified data from MonitorBankRates.

Birchwood has 1 local institution in our database, with money market rates as high as 3.04% APY from Dairy State Bank at 124 N Main Street, Birchwood, WI 54817. Use the table below to compare all available offers, including options from institutions serving the broader Wisconsin area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Birchwood, Wisconsin and surrounding area. Last Updated and Verified: April 19, 2026

Compare the Best Money Market Rates Today in Birchwood, Wisconsin & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
124 N Main Street, Birchwood, WI 54817
Money Market
3.04%
$1,000,000
View
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 17, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
124 N Main Street, Birchwood, WI 54817
Money Market
2.84%
$500,000
View
▼
Rate2.80%
Min Deposit$500,000
Min Balance—
UpdatedApr 17, 2026
Details

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
124 N Main Street, Birchwood, WI 54817
Money Market
2.68%
$100,000
View
▼
Rate2.65%
Min Deposit$100,000
Min Balance—
UpdatedApr 17, 2026
Details

Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
Business Money Market
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
Consumer Money Market
4.00%
$0
View
▼
Rate3.92%
Min Deposit$0
Min Balance—
UpdatedApr 2, 2026
Details

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
Money Market Special
3.87%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.75%
$0
View
▼
Rate3.69%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
Advantage Money Market
3.55%
$10,000
View
▼
Rate3.49%
Min Deposit$10,000
Min Balance—
UpdatedApr 16, 2026
Details

New Money**

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.55%
$5,000,000
View
▼
Rate3.50%
Min Deposit$5,000,000
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
3.55%
$0
View
▼
Rate3.49%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
Money Market Special
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.50%
$0
View
▼
Rate3.44%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Dividend Rate with Checking

Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Verve Optimum Money Market BUNDLED
3.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.50%
$5
View
▼
Rate3.45%
Min Deposit$5
Min Balance—
UpdatedApr 19, 2026
Details

$5,000,000 And Greater

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.40%
$0
View
▼
Rate3.36%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
3.39%
$0
View
▼
Rate3.34%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Dividend Rate without Checking

Waldo State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.32%
Money Market
3.30%
$2,500
View
▼
Rate3.25%
Min Deposit$2,500
Min Balance—
UpdatedApr 4, 2026
Details

$2,500.00 minimum balance to open and maintain to avoid a maintenance fee

Johnson Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.08%
Money Market Rate
3.29%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Platinum Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Bank of New Glarus
Institution Rating:
A+5.0 ★ Texas Ratio: 3.78%
Money Market
3.25%
$0
View
▼
Rate3.20%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Bremer Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.07%
Money Market
3.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 17, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.25%
$5
View
▼
Rate3.20%
Min Deposit$5
Min Balance—
UpdatedApr 19, 2026
Details

$3,000,000 - $4,999,999.99

Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Optimum Money Market
3.24%
$0
View
▼
Rate3.19%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Byline Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.13%
Advantage Money Market Account
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

$25,000 minimum to open account. $25,000 minimum to earn 3.20% APY.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market Account
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 16, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
3.05%
$0
View
▼
Rate3.02%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Headwaters State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.56%
First Addition Money Market Tier 5
3.04%
$0
View
▼
Rate3.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
3.04%
$1,000,000
View
▼
Rate3.00%
Min Deposit$1,000,000
Min Balance—
UpdatedApr 16, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Signature Business Money Market
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
3.00%
$5
View
▼
Rate2.96%
Min Deposit$5
Min Balance—
UpdatedApr 19, 2026
Details

$1,000,000 - $2,999,999.99

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
3.00%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details

Offer valid for new money only.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Money Market
3.00%
$2,500
View
▼
Rate2.96%
Min Deposit$2,500
Min Balance—
UpdatedApr 19, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
3.00%
$0
View
▼
Rate2.97%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Money Market+
3.00%
$250,000
View
▼
Rate2.95%
Min Deposit$250,000
Min Balance—
UpdatedMar 28, 2026
Details

Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Optimum Money Market
2.99%
$0
View
▼
Rate2.95%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Business Money Market 3,4
2.95%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

Qualifying balance up to $1,000,000.00

F&M Union Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Checking
2.93%
$0
View
▼
Rate2.89%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.90%
$0
View
▼
Rate2.87%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.90%
$1,000
View
▼
Rate2.86%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.

Ixonia Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.09%
Relationship Money Market
2.85%
$1,000
View
▼
Rate2.81%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
2.80%
$0
View
▼
Rate2.76%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Dividend Rate with Checking

The Bank of Brodhead
Institution Rating:
A+5.0 ★ Texas Ratio: 1.11%
Executive Money Market
2.80%
$0
View
▼
Rate2.77%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Hiawatha National Bank
Institution Rating:
A5.0 ★ Texas Ratio: 7.81%
HNB Money Market
2.78%
$2,500
View
▼
Rate2.75%
Min Deposit$2,500
Min Balance—
UpdatedApr 17, 2026
Details

F&M Bank & Trust
Institution Rating:
A5.0 ★ Texas Ratio: 8.56%
Commercial Premier Money Market
2.77%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Business Ultimate Money Market
2.75%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details

Farmers Savings Bank Mineral Point, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 0.17%
Gold Money Market Checking
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Business AchieveOne Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

North Shore Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.63%
Premier Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
AchieveOne Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Other fees may apply, please see fee schedule.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
2.75%
$5
View
▼
Rate2.72%
Min Deposit$5
Min Balance—
UpdatedApr 19, 2026
Details

$750,000 - $999,999.99

Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Optimum Money Market
2.75%
$0
View
▼
Rate2.71%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.75%
$0
View
▼
Rate2.72%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
Premium Money Market
2.73%
$0
View
▼
Rate2.70%
Min Deposit$0
Min Balance—
UpdatedApr 17, 2026
Details

Unison Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
Money Market Accounts
2.69%
$0
View
▼
Rate2.66%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Dividend Rate without Checking

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.65%
$0
View
▼
Rate2.62%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Spring Bank Brookfield, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Money Market Account (Personal, IRA, or Business)
2.60%
$1,000
View
▼
Rate2.57%
Min Deposit$1,000
Min Balance—
UpdatedApr 17, 2026
Details

The minimum deposit to open this account is $1,000. The minimum to avoid a monthly service fee is a $1,000 average daily balance. If the average daily balance falls below $1,000, there will be a monthly service fee of $15.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
Money Market+
2.60%
$250,000
View
▼
Rate2.56%
Min Deposit$250,000
Min Balance—
UpdatedMar 28, 2026
Details

Intercity State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.13%
Personal Investor Money Market
2.55%
$10,000
View
▼
Rate2.52%
Min Deposit$10,000
Min Balance—
UpdatedApr 3, 2026
Details

Nicolet Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.86%
MVP Money Market Account (MVP MMA)
2.55%
$0
View
▼
Rate2.52%
Min Deposit$0
Min Balance—
UpdatedMar 28, 2026
Details

Farmers and Merchants Bank Berlin, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 1.55%
Money Markets
2.53%
$500,000
View
▼
Rate2.50%
Min Deposit$500,000
Min Balance—
UpdatedApr 16, 2026
Details

First State Bank and Trust Bayport, MN
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Investors Plus Money Market
2.53%
$2,000
View
▼
Rate2.50%
Min Deposit$2,000
Min Balance—
UpdatedApr 16, 2026
Details

Woodford State Bank
Institution Rating:
C4.0 ★ Texas Ratio: 26.81%
Platinum Money Market
2.53%
$50,000
View
▼
Rate2.50%
Min Deposit$50,000
Min Balance—
UpdatedApr 16, 2026
Details

Bank of Deerfield
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
Personal Advantage Money Market
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 2, 2026
Details

IncredibleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
InFocusPersonal Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

IncredibleBank
Institution Rating:
A5.0 ★ Texas Ratio: 11.55%
Business Money Market
2.53%
$0
View
▼
Rate2.50%
Min Deposit$0
Min Balance—
UpdatedMar 27, 2026
Details

Bank Five Nine
Institution Rating:
A+5.0 ★ Texas Ratio: 3.03%
Relationship Money Market**
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
AchieveOne Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Other fees may apply, please see fee schedule.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Business Ultimate Money Market
2.50%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 16, 2026
Details

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
Signature Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Verve Optimum Money Market NON-BUNDLED
2.50%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
Business High-Yield Money Market
2.50%
$5
View
▼
Rate2.47%
Min Deposit$5
Min Balance—
UpdatedApr 19, 2026
Details

$500,000 - $749,999.99

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Business AchieveOne Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
Ultimate Business Money Market
2.50%
$0
View
▼
Rate2.47%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.40%
$0
View
▼
Rate2.37%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Premium Money Market Savings
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

Mayo Employees Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.10%
Money Market Savings
2.30%
$0
View
▼
Rate2.28%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
Business AchieveOne Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
AchieveOne Money Market
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Other fees may apply, please see fee schedule.

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
Money Market Account
2.25%
$0
View
▼
Rate2.23%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Verve a Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Optimum Money Market
2.24%
$0
View
▼
Rate2.22%
Min Deposit$0
Min Balance—
UpdatedApr 8, 2026
Details

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
Money Market
2.22%
$0
View
▼
Rate2.20%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.20%
$0
View
▼
Rate2.18%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
Money Market Account
2.15%
$0
View
▼
Rate2.13%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Kohler Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.40%
Premium Money Market
2.12%
$0
View
▼
Rate2.10%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
Elite Money Market
2.10%
$0
View
▼
Rate2.08%
Min Deposit$0
Min Balance—
UpdatedApr 19, 2026
Details

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
Business Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 18, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Birchwood, Wisconsin and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Birchwood, WI Money Market Rate Trends

Compare local Birchwood, WI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin MMA Trends →
High-Yield MMA — WI Avg
2.960%
▲ 0.031 vs 7 days ago

Wisconsin high-yield MMA rates rose 0.031 points over the past 7 days to 2.960% APY.

Standard MMA — WI Avg
0.905%
▲ 0.005 vs 7 days ago

Wisconsin standard MMA rates rose 0.005 points over the past 7 days to 0.905% APY.

As of Apr 19, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Birchwood, Wisconsin directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Birchwood, Wisconsin. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Birchwood, Wisconsin

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Wisconsin.

Are Money Market accounts in Birchwood, Wisconsin safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Wisconsin up to $250,000 per depositor, per institution.

How often do MMA rates change in Birchwood, Wisconsin?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Wisconsin rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Birchwood, Wisconsin

Here are some of the highest money market account APYs currently available in Birchwood, Wisconsin and the surrounding area:
  • Bristol Morgan Bank
    Business Money Market — 4.00% APY
  • Indianhead Credit Union
    Money Market Special — 3.87% APY
  • Farmers Savings Bank Mineral Point, WI
    Gold Money Market Checking — 3.75% APY
  • Citizens State Bank Hudson, WI
    Advantage Money Market — 3.55% APY
  • The Bank of Brodhead
    Executive Money Market — 3.55% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Birchwood, Wisconsin. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 19, 2026

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