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Best Money Market Rates in Charles Town, West Virginia (WV) - April 2026

Content reviewed by
Brian McKay Brian McKay
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Last Updated: April 16, 2026

Current Charles Town, West Virginia and the surrounding area money market rates include The Huntington National BankThe Huntington National BankA+5.0 ★Texas Ratio: 4.60% Huntington Relationship Money Market at 3.82% APY, Main Street Bank CorpMain Street Bank CorpA5.0 ★Texas Ratio: 11.67% Maximize Money Market at 3.75% APY, Wayne Savings Community BankWayne Savings Community BankA+5.0 ★Texas Ratio: 1.67% Maximize Money Market at 3.75% APY, The Bank of RomneyThe Bank of RomneyB+4.7 ★Texas Ratio: 18.78% MMA at 3.71% APY, and The Citizens Bank of WestonThe Citizens Bank of WestonA+5.0 ★Texas Ratio: 3.19% Corporate Money Market at 3.49% APY. Money market rates as of April 16, 2026 according to verified data from MonitorBankRates.

Charles Town has 1 local institution in our database, with money market rates as high as 0.40% APY from Jefferson Security Bank at 873 E Washington St, Charles Town, WV 25414. Use the table below to compare all available offers, including options from institutions serving the broader West Virginia area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Charles Town, West Virginia and surrounding area. Last Updated and Verified: April 16, 2026

Compare the Best Money Market Rates Today in Charles Town, West Virginia & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
873 E Washington St, Charles Town, WV 25414
Money Market
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Jefferson Security Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.24%
873 E Washington St, Charles Town, WV 25414
Money Market
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.82%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.82%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
3.75%
$25,000
View
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market Account
3.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Maximize the interest you earn!

Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
3.75%
$25,000
View
▼
Rate3.69%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

7

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
3.71%
$2,500
View
▼
Rate3.65%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

$5.00 fee under $2,500.00; $200,000.00 & ABOVE

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
3.56%
$2,500
View
▼
Rate3.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

$5.00 fee under $2,500.00; $100,000.00 -$199,999.99)

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Corporate Money Market
3.49%
$100
View
▼
Rate3.69%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Citizens Money Market
3.49%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Qualifying balance up to $1,000.00

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market Account
3.45%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus Account
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Plus
3.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Huntington Relationship Money Market
3.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
View
▼
Rate—
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Minimum of $25,000 not currently deposited at Huntington.

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
3.04%
$2,500
View
▼
Rate3.00%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

$5.00 fee under $2,500.00; $50,000.00 - $99,999.99

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.66%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.63%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market Account
2.53%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
2.53%
$2,500
View
▼
Rate2.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

$5.00 fee under $2,500.00; $25,000.00 - $49,999.99

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Corporate Money Market
2.50%
$100
View
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Citizens Money Market
2.50%
$100
View
▼
Rate2.47%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.46%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.33%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.28%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Higher Yield Money Market
2.25%
$20,000
View
▼
Rate—
Min Deposit$20,000
Min Balance—
UpdatedApr 5, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
2.17%
$0
View
▼
Rate2.15%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

PCB Pendleton Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.17%
Investment Plus Money Market
2.05%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
2.02%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
2.02%
$0
View
▼
Rate2.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.91%
$0
View
▼
Rate1.90%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.81%
$0
View
▼
Rate1.80%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.76%
$0
View
▼
Rate1.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.71%
$0
View
▼
Rate1.70%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.55%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026

The Bank of Romney
Institution Rating:
B+4.7 ★ Texas Ratio: 18.78%
MMA
1.51%
$2,500
View
▼
Rate1.50%
Min Deposit$2,500
Min Balance—
UpdatedApr 16, 2026
Details

$5.00 fee under $2,500.00; $10,000.00 - $24,999.99

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.51%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.50%
$5,000
View
▼
Rate1.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.50%
$0
View
▼
Rate1.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Corporate Money Market
1.50%
$100
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Citizens Money Market
1.50%
$100
View
▼
Rate1.50%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Premium Money Market
1.46%
$50,000
View
▼
Rate1.45%
Min Deposit$50,000
Min Balance—
UpdatedApr 3, 2026
Details

167th TFR Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.82%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 4, 2026
Details

Desco Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Money Market Account
1.26%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Capon Valley Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.18%
CVBTM Premium Money Market
1.26%
$25,000
View
▼
Rate1.25%
Min Deposit$25,000
Min Balance—
UpdatedApr 3, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Money Market
1.26%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026

Element Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.06%
Money Market
1.25%
$5,000
View
▼
Rate—
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.25%
$0
View
▼
Rate1.25%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.25%
$5,000
View
▼
Rate1.25%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
1.16%
$0
View
▼
Rate1.15%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.10%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026

Patriot Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.86%
Credit Union Insured Money Market Account (CUIMMA)
1.00%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Rates are variable and are subject to change at any time. Rates effective as of January 1, 2026

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
1.00%
$5,000
View
▼
Rate1.00%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Corporate Money Market
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

WEPCO Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.70%
Money Market Accounts
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

The Citizens Bank of Weston
Institution Rating:
A+5.0 ★ Texas Ratio: 3.19%
Citizens Money Market
1.00%
$100
View
▼
Rate1.00%
Min Deposit$100
Min Balance—
UpdatedApr 11, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.95%
$0
View
▼
Rate0.95%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.75%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Qualifying balance up to $1,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.70%
$0
View
▼
Rate0.70%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.65%
$0
View
▼
Rate0.65%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Lb&t
Institution Rating:
A+5.0 ★ Texas Ratio: 3.79%
Money Market Account
0.65%
$1,000
View
▼
Rate—
Min Deposit$1,000
Min Balance—
UpdatedApr 2, 2026
Details

CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.60%
$50,000
View
▼
Rate0.60%
Min Deposit$50,000
Min Balance—
UpdatedApr 11, 2026
Details

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
Money Market Account
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market
0.60%
$0
View
▼
Rate0.60%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Davis Trust Company
Institution Rating:
F2.2 ★ Texas Ratio: 48.64%
Money Market (Hi-Fi) Account
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.50%
$25,000
View
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA Gold
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Business Money Market
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

$5,000.00 minimum deposit to open. $5,000.00 minimum daily balance to earn APY.

West Virginia Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.55%
Money Market Accounts
0.50%
$5,000
View
▼
Rate0.50%
Min Deposit$5,000
Min Balance—
UpdatedApr 5, 2026
Details

Riverview Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.99%
Share Plus Money Market Account
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

CNB Bank Berkeley Springs, WV
Institution Rating:
A5.0 ★ Texas Ratio: 9.31%
Money Market IRA
0.35%
$5,000
View
▼
Rate0.35%
Min Deposit$5,000
Min Balance—
UpdatedApr 11, 2026
Details

First Guaranty Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.00%
Guaranty Money Market
0.35%
$1,500
View
▼
Rate0.35%
Min Deposit$1,500
Min Balance—
UpdatedMar 26, 2026
Details

Wayne Savings Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Maximize Money Market
0.30%
$25,000
View
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

7

Main Street Bank Corp
Institution Rating:
A5.0 ★ Texas Ratio: 11.67%
Maximize Money Market
0.30%
$25,000
View
▼
Rate0.30%
Min Deposit$25,000
Min Balance—
UpdatedApr 11, 2026
Details

Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.25%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

Pleasants County Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.12%
Money Market-New Deposits Only
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 16, 2026
Details

The Grant County Bank
Institution Rating:
A5.0 ★ Texas Ratio: 12.71%
Insured Money Market Account
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.20%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Partners 1st Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
IMMA
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 11, 2026
Details

Cape Federal Credit Union
Institution Rating:
B4.5 ★ Texas Ratio: 20.86%
Money Market
0.15%
$0
View
▼
Rate—
Min Deposit$0
Min Balance—
UpdatedApr 6, 2026
Details

Long Reach Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
Money Market Accounts
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedApr 5, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Charles Town, West Virginia and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Charles Town, WV Money Market Rate Trends

Compare local Charles Town, WV money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full West Virginia MMA Trends →
High-Yield MMA — WV Avg
3.379%
Unchanged vs 7 days ago

West Virginia high-yield MMA rates currently average 3.379% APY.

Standard MMA — WV Avg
0.634%
▲ 0.011 vs 7 days ago

West Virginia standard MMA rates rose 0.011 points over the past 7 days to 0.634% APY.

As of Apr 18, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market account rates for Charles Town, West Virginia directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Charles Town, West Virginia. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in WV.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Charles Town, West Virginia

What is a Money Market Account (MMA)?

A Money Market Account (MMA) is a type of savings account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in West Virginia.

Are Money Market accounts in Charles Town, West Virginia safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in West Virginia up to $250,000 per depositor, per institution.

How often do MMA rates change in Charles Town, West Virginia?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local West Virginia rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

Best Money Market Rates in Charles Town, West Virginia

Here are some of the highest money market account APYs currently available in Charles Town, West Virginia and the surrounding area:
  • The Huntington National Bank
    Huntington Relationship Money Market — 3.82% APY
  • Main Street Bank Corp
    Maximize Money Market — 3.75% APY
  • Wayne Savings Community Bank
    Maximize Money Market — 3.75% APY
  • The Bank of Romney
    MMA — 3.71% APY
  • The Citizens Bank of Weston
    Corporate Money Market — 3.49% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Charles Town, West Virginia. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: April 16, 2026

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