Best Money Market Rates in Osceola, Indiana (IN) - May 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
- Location-Based Rate Tables
- Bank & Credit Union Health Safety Ratings
- Bank & Credit Union Star Ratings
- Finance Calculators
Current Osceola, Indiana and the surrounding area money market deposit account rates include Purdue Federal Credit UnionPurdue Federal Credit UnionA+5.0 ★Texas Ratio: 0.87% 7-month Special IRA Money Market Account at 4.07% APY, Hoosier Hills Credit UnionHoosier Hills Credit UnionA5.0 ★Texas Ratio: 8.66% High Yield Money Market at 4.05% APY, Interra Credit UnionInterra Credit UnionA+5.0 ★Texas Ratio: 1.62% Business LINked Money Market Share Account (Business LINked MMSA) at 4.03% APY, United Federal Credit UnionUnited Federal Credit UnionA+5.0 ★Texas Ratio: 3.13% Money Market Special at 4.00% APY, and Everence Trust CompanyEverence Trust CompanyA+5.0 ★Texas Ratio: 0.00% Indexed money market at 3.75% APY. Money market rates as of May 23, 2026 according to verified data from MonitorBankRates.
Osceola is a smaller community with no bank or credit union branches currently in our database. 150 institutions serving the Indiana area are available to Osceola residents, with money market rates as high as 4.07% APY from Purdue Federal Credit Union. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Osceola, Indiana and surrounding area. Last Updated and Verified: May 23, 2026
Compare the Best Money Market Rates Today in Osceola, Indiana & the Surrounding Area
The special rate of up to 4.00% APY is available only on new Money Market Special accounts opened on or after 5/1/2026 and applies for the first 6 months following account opening. After 6 months, the account will automatically convert to a standard Elevate Money Market account and earn standard Elevate Money Market rates thereafter. Members who currently have, or previously had in the last 12 months, any opened money market account at United are not eligible for this offer. Fees may reduce earnings. Rates may change after account is opened.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Promo Rate
$15,000+
With a minimum of $25k new money
With a minimum of $25k new money
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money.
Minimum of **$25,000** not currently deposited at Huntington.
Qualifications Required: the owner of this account who will receive the tax statement (the "Tax Reported Owner") is the Tax Reported Owner of an Ultra Checking account or a Free Checking account maintained with an average monthly balance of at least $1.00; a combined total of at least 20 cleared signature (swipe and sign) credit transactions/non-PIN based debit card transactions on such Ultra Checking account or Free Checking account and cleared credit transactions on a U Boost, U First, or U Rewards credit card account for which the Tax Reported Owner is a cardholder are posted by 11:59 PM ET on the second to last calendar day of the dividend period; one direct deposit or electronic auto payment (ACH) from your Ultra Checking account or Free Checking account that is posted by 11:59 PM ET on the second to last calendar day of the dividend period; active enrollment in e-statements; Bonus rate
$25,000 minimum to open account. $25,000 minimum to earn 3.15% APY.
Earn 5x the national average; As of 4/20/2026 , the national average Annual Percentage Yield (APY) for Money Market Savings accounts is 0.57%, as published in the FDIC's Weekly National Rates and Rate Caps; average rate used is for deposits up to $100,000.
Qualifying balance up to $1,000,000.00
$25,000 & Over
$5,000 or more
As High As
$500,000.00
Rates may change after opening on this type of account
Rates can change daily, Daily compounding
Rates can change daily, Daily compounding
Rates may change after opening on this type of account
$100,000.00 - $499,999.99
Rates can change daily, Daily compounding
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Osceola, IN Money Market Rate Trends
Compare local Osceola, IN money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Indiana high-yield MMA rates fell 0.045 points over the past 7 days to 3.233% APY.
Indiana standard MMA rates fell 0.010 points over the past 7 days to 0.535% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Osceola, Indiana money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Osceola, Indiana directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Osceola, Indiana. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IN.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Osceola, Indiana
What is a Money Market Account (MMA)?
Are Money Market accounts in Osceola, Indiana safe?
How often do MMA rates change in Osceola, Indiana?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Osceola, Indiana?
Best Money Market Rates in Osceola, Indiana
- Purdue Federal Credit Union
7-month Special IRA Money Market Account — 4.07% APY - Hoosier Hills Credit Union
High Yield Money Market — 4.05% APY - Interra Credit Union
Business LINked Money Market Share Account (Business LINked MMSA) — 4.03% APY - United Federal Credit Union
Money Market Special — 4.00% APY - Everence Trust Company
Indexed money market — 3.75% APY
