Best Money Market Rates in Downers Grove, Illinois - July 2026
Brian McKay
Brian McKay
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Current Downers Grove, Illinois and the surrounding area money market deposit account rates include The Huntington National BankThe Huntington National Bank6215 Main St, Downers Grove, IL 60516A+5.0 ★Texas Ratio: 4.60% Relationship Money Market Account - Huntington Perks Checking at 3.35% APY, FCB BanksFCB BanksA+5.0 ★Texas Ratio: 3.72% Hometown Money Market (with Direct Deposit) at 4.05% APY, United Trust BankUnited Trust BankA+5.0 ★Texas Ratio: 2.60% Money Market at 4.00% APY, IH Mississippi Valley Credit UnionIH Mississippi Valley Credit UnionB4.6 ★Texas Ratio: 15.83% Mega Money Market at 4.00% APY, and Consumers Credit UnionConsumers Credit UnionA5.0 ★Texas Ratio: 6.46% Business Money Market at 3.82% APY. Money market rates as of July 28, 2026 according to verified data from MonitorBankRates.
Downers Grove has 1 local institution in our database, with money market rates as high as 3.35% APY from The Huntington National Bank at 6215 Main St, Downers Grove, IL 60516. Use the table below to compare all available offers, including options from institutions serving the broader Illinois area. Rates are continually updated — we recommend checking back frequently.
Rates reflect recent market quotes and representative offers available to depositors in Downers Grove, Illinois and surrounding area. Last Updated and Verified: July 28, 2026
Compare the Best Money Market Rates Today in Downers Grove, Illinois & the Surrounding Area
With Huntington Perks Checking**
With Private Client Account****
Non-Relationship Rate
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
Rates based on zip code and with a minimum of $25,000 not currently deposited at Huntington. Variable rate. Balances $2,000,001.00 and above currently earn 0.25% (0.25% APY). Balances below $25,000.00 do not earn interest and may be subject to a $25.00 per month maintenance fee. Fees may reduce earnings. When your balance falls into a specific rate tier, your entire balance will earn the applicable rate in effect for that tier.
Non-Relationship Rate
Non-Relationship Rate
as of 4/9/2025
New Money Only
New Money Only
as of 4/9/2025
Annual Percentage Yield is accurate as of posting date and applies to new money deposits only. Rate is subject to change without notice after account opening. Fees and/or withdrawals could reduce the earnings on the account. $100,000 minimum balance required to earn stated rate. Fees could reduce the earnings on the account. A monthly service charge of $20 will be assessed if account does not maintain an average daily balance of $25,000.
New money only
Business Money Market Account
Accounts with $100,000.00 or greater will earn 3.50% APY* during the promotion and 2.05% APY after the promotion.
New money only
Rate: Federal Funds Effective Rate minus 0.25%
As Low As
Rate: Federal Funds Effective Rate minus 0.50%
$25,000 minimum to earn 3.15% APY.
Interest paid monthly. A monthly fee of $25 will be assessed if the minimum daily balance falls below $10,000. Fees may reduce earnings on the account. Interest rates and APY may change at any time without notice at the Bank's discretion. We use the daily balance method to calculate interest on the account. This method applies a daily periodic rate to the principal in the account each day. Accounts closed before the interest payment date will not earn accrued interest for that period. See Deposit Account Agreement and Disclosures for additional terms. New deposits only are defined as not currently on deposit with Centrust Bank.
Balance $250,000 and over1 2
*
Balance $100,000 - $249,999.991 2
Rate with Platinum Checking and at least $50,000; Requires Platinum Checking account and maintaining a monthly direct deposit of your paycheck.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.
Downers Grove, IL Money Market Rate Trends
Compare local Downers Grove, IL money market quotes against the statewide average
Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Illinois high-yield MMA rates fell 0.306 points over the past 7 days to 3.142% APY.
Illinois standard MMA rates rose 0.163 points over the past 7 days to 0.720% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Downers Grove, Illinois money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Downers Grove, Illinois directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Downers Grove, Illinois. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in IL.
Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.
Frequently Asked Questions about Money Market Accounts in Downers Grove, Illinois
What is a Money Market Account (MMA)?
Are Money Market accounts in Downers Grove, Illinois safe?
How often do MMA rates change in Downers Grove, Illinois?
Can I write checks from a Money Market Account?
How much do I need to deposit to open a money market account in Downers Grove, Illinois?
Best Money Market Rates in Downers Grove, Illinois
- The Huntington National Bank
Relationship Money Market Account - Huntington Perks Checking — 3.35% APY - FCB Banks
Hometown Money Market (with Direct Deposit) — 4.05% APY - United Trust Bank
Money Market — 4.00% APY - IH Mississippi Valley Credit Union
Mega Money Market — 4.00% APY - Consumers Credit Union
Business Money Market — 3.82% APY
Downers Grove, Illinois Rates & Resources
