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Best Banks & Checking Accounts in Waukesha, Wisconsin - March 2026

Content reviewed by
Brian McKay Brian McKay
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| i Editorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Checking Account Rates — Last Updated and Verified: March 26, 2026

The best checking rates for Waukesha, Wisconsin include PyraMax BankPyraMax Bank1500 E Moreland Blvd, Waukesha, WI 53186A+5.0 ★Texas Ratio: 1.33% Hero Checking at 7.50% APY, Landmark Credit UnionLandmark Credit Union2400 N Grandview Blvd, Waukesha, WI 53188A+5.0 ★Texas Ratio: 3.95% Premium Checking at 7.50% APY, Tri City National BankTri City National Bank201 E Sunset Dr, Waukesha, WI 53189A+5.0 ★Texas Ratio: 5.48% Premium Checking or more at 1.00% APY, National Exchange Bank and TrustNational Exchange Bank and TrustW239 N1700 Busse Road, Waukesha, WI 53188A5.0 ★Texas Ratio: 11.02% Private Checking at 0.75% APY, and Peoples State Bank (WI)Peoples State Bank (WI)521 W Sunset Dr, Waukesha, WI 53189A+5.0 ★Texas Ratio: 5.44% Peoples Interest Checking at 0.10% APY. Checking account rates as of March 26, 2026 according to verified data from MonitorBankRates.

Looking for the best checking accounts in Waukesha, Wisconsin? You have two main choices: convenient local branches or high-yield online accounts.

The tables below compare the top rates available to residents of Waukesha, Wisconsin, featuring both local banks and credit unions near you.

Checking account rates reflect recent market quotes and representative offers available to depositors in Waukesha, Wisconsin. Checking Account Rates Last Updated and Verified: March 26, 2026

Compare Checking Account Rates Today in Waukesha, Wisconsin & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd
Waukesha, WI 53186
Hero Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd
Waukesha, WI 53186
MaxInterest Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Premium Checking
7.50%
$0
View
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking or more
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$100,000

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking
1.00%
$50
View
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Private Checking
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking
0.50%
$50
View
▼
Rate0.50%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Private Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking
0.25%
$50
View
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking
0.20%
$50
View
▼
Rate0.20%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking below
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$10,000

Peoples State Bank (WI)
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
521 W Sunset Dr
Waukesha, WI 53189
Peoples Interest Checking
0.10%
$25
View
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

University of Wisconsin Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.81%
21215 E Moreland Blvd
Waukesha, WI 53186
Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Rewards, Business, Trust & Estate

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
VIP Checking
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Free Community Checking Plus Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd
Waukesha, WI 53186
Max Rewards Checking
0.05%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $2,499.99

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Private Checking
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Checking Accounts - Personal Interest Bearing & Non-Profit and over
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$250,000

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Advantage+ Checking
0.03%
$100
View
▼
Rate0.03%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details

$5,000+

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Checking Accounts - Personal Interest Bearing & Non-Profit
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd
Waukesha, WI 53186
Hero Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd
Waukesha, WI 53186
MaxInterest Checking
7.50%
$25
View
▼
Rate7.25%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $500.00

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Premium Checking
7.50%
$0
View
▼
Rate7.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking or more
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$100,000

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking
1.00%
$50
View
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking
0.50%
$50
View
▼
Rate0.50%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking
0.25%
$50
View
▼
Rate0.25%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking
0.20%
$50
View
▼
Rate0.20%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Premium Checking below
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$10,000

Peoples State Bank (WI)
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
521 W Sunset Dr
Waukesha, WI 53189
Peoples Interest Checking
0.10%
$25
View
▼
Rate0.10%
Min Deposit$25
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Free Community Checking Plus Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Advantage+ Checking
0.03%
$100
View
▼
Rate0.03%
Min Deposit$100
Min Balance—
UpdatedMar 15, 2026
Details

$5,000+

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Checking Accounts - Personal Interest Bearing & Non-Profit
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Checking Accounts - Personal Interest Bearing & Non-Profit and over
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

$250,000

Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1501 E Sunset Dr
Waukesha, WI 53189 8029
Platinum Checking
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Advantage Checking
0.02%
$50
View
▼
Rate0.02%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Checking Accounts - Personal Interest Bearing & Non-Profit
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Guardian Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.03%
1501 E Sunset Dr
Waukesha, WI 53189 8029
Platinum Checking
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Advantage Checking
0.01%
$50
View
▼
Rate0.01%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Tri City National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.48%
201 E Sunset Dr
Waukesha, WI 53189
Advantage Checking Below
0.01%
$50
View
▼
Rate0.01%
Min Deposit$50
Min Balance—
UpdatedMar 15, 2026
Details

$1,500

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd
Waukesha, WI 53186
Max Rewards Checking
0.05%
$25
View
▼
Rate0.05%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $2,499.99

PyraMax Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.33%
1500 E Moreland Blvd
Waukesha, WI 53186
Max Rewards Checking
0.00%
$25
View
▼
Rate0.00%
Min Deposit$25
Min Balance—
UpdatedMar 24, 2026
Details

Qualifying balance up to $499.99

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Rewards Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
720 E Wisconsin Ave
Milwaukee, WI 53202
Free Kasasa Cash Checking*
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$0 - $10,000; Qualifying balance up to $10,000.00

Fox Communities Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.46%
3401 E Calumet St
Appleton, WI 54915 4757
Fox Rewards Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 23, 2026
Details

Qualifying balance up to $5,000.00

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
3131 Mishicot Rd
Two Rivers, WI 54241
Hometown Cash Back Checking
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1117 S 10th St
Manitowoc, WI 54220 5211
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Qualifying balance up to $7,500

Bristol Morgan Bank
Institution Rating:
A5.0 ★ Texas Ratio: 13.54%
103 S Main St
Oakfield, WI 53065
Rewards Checking
4.25%
$0
View
▼
Rate4.16%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $15,000.00

First National B&T Co. Clinton, IL
Institution Rating:
A+5.0 ★ Texas Ratio: 1.62%
36450 Main St
Whitehall, WI 54773
Cash Back Checking
3.50%
$0
View
▼
Rate3.50%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Qualifications apply.

1st Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.79%
1000 W Wisconsin St
Sparta, WI 54656 2230
1st Rewards Checking
3.30%
$0
View
▼
Rate3.25%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

Qualifications Required; Qualifying balance up to $15,000.01

River Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.80%
124 W Oak St
Sparta, WI 54656
Rewards Checking
3.04%
$50
View
▼
Rate3.00%
Min Deposit$50
Min Balance—
UpdatedMar 24, 2026
Details

Up to $10,000.00; Qualifying balance up to $10,000.00

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St
Marshfield, WI 54449 1543
Rewards Checking
3.00%
$0
View
▼
Rate2.96%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Qualifying balance up to $15,000.00

Bluff View Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.16%
16893 S Main St
Galesville, WI 54630
Kasasa Cash Checking
2.50%
$50
View
▼
Rate2.47%
Min Deposit$50
Min Balance—
UpdatedMar 25, 2026
Details

Minimum Opening Deposit $50.00; Qualifying balance up to $10,000.00

Bank of Deerfield
Institution Rating:
A+5.0 ★ Texas Ratio: 3.11%
15 S Main St
Deerfield, WI 53531
Easy Rewards Checking2
2.00%
$100
View
▼
Rate1.98%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

Qualifying balance up to $10,000.00

First American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
7027 Green Bay Rd
Kenosha, WI 53142
Everyday Rewards Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $15,000.00

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
51 E 1st St
Fond Du Lac, WI 54935
FVSBank Rewards Plus Checking
1.00%
$50
View
▼
Rate1.00%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $19,999.00

Fox Valley Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.02%
51 E 1st St
Fond Du Lac, WI 54935
Rewards Plus Checking
1.00%
$50
View
▼
Rate0.00%
Min Deposit$50
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $20,000.00

Citizens State Bank of Loyal
Institution Rating:
A+5.0 ★ Texas Ratio: 0.36%
400 N Main St
Loyal, WI 54446
Loyal Rewards Checking
0.75%
$0
View
▼
Rate0.75%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Collins State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.71%
20741 County Road Jj
Collins, WI 54207
MainStreet Rewards Checking
0.50%
$100
View
▼
Rate0.50%
Min Deposit$100
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Dairy State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.46%
124 N Main Street
Birchwood, WI 54817
Rewards Checking
0.30%
$10,000
View
▼
Rate0.30%
Min Deposit$10,000
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Free Community Checking Plus Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
720 E Wisconsin Ave
Milwaukee, WI 53202
Free Kasasa Cash Checking*
6.00%
$0
View
▼
Rate5.83%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

$0 - $10,000; Qualifying balance up to $10,000.00

UnitedOne Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.69%
1117 S 10th St
Manitowoc, WI 54220 5211
5.00%
$0
View
▼
Rate4.89%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

Qualifying balance up to $7,500

First American Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.73%
7027 Green Bay Rd
Kenosha, WI 53142
Everyday Rewards Checking
1.00%
$0
View
▼
Rate1.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

Qualifying balance up to $15,000.00

Community Bank of Cameron
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
101 W Main St
Cameron, WI 54822
Simple Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Indianhead Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.50%
104 E MAPLE ST
SPOONER, WI 54801 1482
Basic Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Community State Bank Union Grove, WI
Institution Rating:
B+4.7 ★ Texas Ratio: 18.58%
1500 Main St
Union Grove, WI 53182
Simple Checking with Interest
0.20%
$0
View
▼
Rate0.20%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Community Bank of Cameron
Institution Rating:
A+5.0 ★ Texas Ratio: 2.25%
101 W Main St
Cameron, WI 54822
Simple Checking
0.15%
$0
View
▼
Rate0.15%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Northwestern Mutual Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.06%
720 E Wisconsin Ave
Milwaukee, WI 53202
Free Classic Checking
0.10%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

BLC Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
206 E Main St
Little Chute, WI 54140
Carefree Interest Checking
0.05%
$500
View
▼
Rate0.05%
Min Deposit$500
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Pentagon Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.64%
151 W Corporate DR
Madison, WI 53714 2409
Access America Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*

Gundersen Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.79%
1910 South Ave
La Crosse, WI 54601
Free Checking Account
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 20, 2026
Details

No additional details provided.

Wolf River Community Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.13%
309 E Main St
Hortonville, WI 54944
Essential Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

$100 to open account. Avoid $3 monthly service charge with eStatements OR direct deposit.

WaterStone Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.42%
11200 W Plank Ct
Wauwatosa, WI 53226
Essential Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 22, 2026
Details

No additional details provided.

Governmental Employees Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.65%
225 La Crosse St
La Crosse, WI 54601 3253
Basic Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

CO-OP Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.80%
100 E Main St
Black River Falls, WI 54615
FREE Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2626 S Oneida St
Appleton, WI 54915 2101
Free Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Shoreline Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.83%
3131 Mishicot Rd
Two Rivers, WI 54241
Worry-FreeTM Hometown Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
121 Sutliff Ave
Rhinelander, WI 54501
Everyday Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Brewery Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 11.11%
1351 N DR MARTIN LUTHER KING JR DR
MILWAUKEE, WI 53212 4024
FREEDOM CHECKING
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 16, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Connexus Credit Union
Institution Rating:
B-4.3 ★ Texas Ratio: 22.87%
610 N 2nd Ave
Wausau, WI 54401
Teen Checking
2.00%
$0
View
▼
Rate1.99%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

The District Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.85%
255 Fiserv Dr
Brookfield, WI 53045 5815
Teen Checking
0.50%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Ladysmith Federal S&L
Institution Rating:
B4.5 ★ Texas Ratio: 20.88%
119 W 4th St N
Ladysmith, WI 54848
Student Checking
0.30%
$0
View
▼
Rate0.30%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Superior Savings Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.00%
1130 Tower Ave
Superior, WI 54880
Youth Checking
0.01%
$5
View
▼
Rate0.01%
Min Deposit$5
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd
Kenosha, WI 53142 1425
Moneywise Teen Checking
0.00%
$5
View
▼
Rate0.00%
Min Deposit$5
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Ripco Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.88%
121 Sutliff Ave
Rhinelander, WI 54501
Teen Checking
0.00%
$0
View
▼
Rate0.00%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Peoples State Bank (WI)
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
521 W Sunset Dr
Waukesha, WI 53189
Business Interest Checking
0.10%
$1,000
View
▼
Rate0.10%
Min Deposit$1,000
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Business 250 Checking Plus Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Free Business Checking Plus Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

Landmark Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.95%
2400 N Grandview Blvd
Waukesha, WI 53188
Business 600 Checking Plus Dividends
0.05%
$0
View
▼
Rate0.05%
Min Deposit$0
Min Balance—
UpdatedMar 24, 2026
Details

No additional details provided.

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Checking Accounts - Small Business, Premier Business, Standard Business & Public Funds with Interest
0.03%
$0
View
▼
Rate0.03%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Checking Accounts - Small Business, Premier Business, Standard Business & Public Funds with Interest
0.02%
$0
View
▼
Rate0.02%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

National Exchange Bank and Trust
Institution Rating:
A5.0 ★ Texas Ratio: 11.02%
W239 N1700 Busse Road
Waukesha, WI 53188
Checking Accounts - Small Business, Premier Business, Standard Business & Public Funds with Interest
0.01%
$0
View
▼
Rate0.01%
Min Deposit$0
Min Balance—
UpdatedMar 15, 2026
Details

No additional details provided.

Citizens State Bank Hudson, WI
Institution Rating:
A+5.0 ★ Texas Ratio: 2.89%
375 Stageline Rd
Hudson, WI 54016
Business Interest Checking
0.51%
$0
View
▼
Rate0.51%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

R.I.A. Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.00%
1501 S 10th Ave
Fort McCoy, WI 54656 5115
Premier Business Checking
0.50%
$0
View
▼
Rate0.50%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

Qualifying balance up to $4,999.99

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St
Marshfield, WI 54449 1543
Business Checking
0.40%
$0
View
▼
Rate0.40%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St
Marshfield, WI 54449 1543
Business Checking
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2626 S Oneida St
Appleton, WI 54915 2101
Business Checking Tier 3
0.35%
$0
View
▼
Rate0.35%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Ergo Bank
Institution Rating:
A5.0 ★ Texas Ratio: 10.55%
86 E Water St
Markesan, WI 53946
Business Checking
0.30%
$100
View
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 26, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd
Kenosha, WI 53142 1425
Capital Business Checking
0.30%
$100
View
▼
Rate0.30%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Bank of Luxemburg
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
630 Main St
Luxemburg, WI 54217
Business Select Plus Checking
0.28%
$25,000
View
▼
Rate0.50%
Min Deposit$25,000
Min Balance—
UpdatedMar 25, 2026
Details

^

Simplicity Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.89%
222 E Upham St
Marshfield, WI 54449 1543
Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 21, 2026
Details

No additional details provided.

Community First Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.81%
2626 S Oneida St
Appleton, WI 54915 2101
Business Checking Tier 2
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Capital Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.58%
926 W College Ave
Appleton, WI 54914 5261
Business Premium Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

Baxter Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.73%
2020 Innovation Ct
Green Bay, WI 54344 0001
Premier Business Checking
0.25%
$0
View
▼
Rate0.25%
Min Deposit$0
Min Balance—
UpdatedMar 25, 2026
Details

No additional details provided.

TruStone Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.44%
6715 Green Bay Rd
Kenosha, WI 53142 1425
Capital Business Checking
0.25%
$100
View
▼
Rate0.25%
Min Deposit$100
Min Balance—
UpdatedMar 24, 2026
Details

$12 fee if average daily balance is less than $7,500; First 250 paper/digital transactions are free, $0.20 each thereafter

Waukesha, WI Checking Rate Trends

Compare local Waukesha, WI checking rate quotes against the statewide average

Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Wisconsin Checking Trends →
High-Yield Checking — WI Avg
0.550%
▲ 0.293 from last week

Wisconsin high-yield checking rates rose 0.293 points this week to 0.550% APY, up from 0.257% last week.

Rewards Checking — WI Avg
2.209%
▲ 1.023 from last week

Wisconsin rewards checking rates rose 1.023 points this week to 2.209% APY, up from 1.186% last week.

As of Mar 26, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Waukesha, Wisconsin directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Waukesha, Wisconsin. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in WI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Waukesha, Wisconsin earn interest?

Most traditional local checking accounts in Waukesha, Wisconsin earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Waukesha, Wisconsin FDIC insured?

Yes. Legitimate banks with branches in Waukesha, Wisconsin are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Waukesha, Wisconsin

Based on our current data, some of the highest checking account APYs available to residents of Waukesha, Wisconsin include:
  • PyraMax Bank
    Hero Checking — 7.50% APY
  • Landmark Credit Union
    Premium Checking — 7.50% APY
  • Tri City National Bank
    Premium Checking or more — 1.00% APY
  • National Exchange Bank and Trust
    Private Checking — 0.75% APY
  • Peoples State Bank (WI)
    Peoples Interest Checking — 0.10% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Waukesha, Wisconsin. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: March 26, 2026

Waukesha, Wisconsin Rates & Resources

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