The best checking rates for Kingston, Pennsylvania include Peoples Security BankPeoples Security Bank435 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 1.05% MaxEarnings Checking at 5.00% APY, The Fidelity Deposit and Discount BankThe Fidelity Deposit and Discount Bank247 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 2.05% IOLTA Checking at 2.01% APY, First Keystone Community BankFirst Keystone Community Bank299 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 4.82% Keystone Cash Checking at 1.50% APY, The Honesdale National BankThe Honesdale National Bank786 Wyoming Ave, Kingston, PA 18704A+5.0 ★Texas Ratio: 1.17% Interest Checking at 0.10% APY, and NBT BankNBT Bank455 Market St, Kingston, PA 18704A+5.0 ★Texas Ratio: 1.76% Classic Interest Checking at 0.01% APY.
Looking for the best checking accounts in Kingston, Pennsylvania? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Kingston, Pennsylvania, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Kingston, Pennsylvania. Checking Account Rates Last Updated and Verified: March 22, 2026
Compare local Kingston, PA checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Pennsylvania high-yield checking rates rose 0.497 points this week to 0.508% APY, up from 0.011% last week.
Pennsylvania rewards checking rates fell 2.058 points this week to 2.188% APY, down from 4.245% last week.
Qualifying balance up to $10,000.00
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Qualifications Required; Qualifying balance up to $10,000.00
$1,000 Minimum to open
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$1,000 Minimum to open
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$1,000 Minimum to open
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$1,000 Minimum to open
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$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
Qualifying balance up to $10,000.00
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Qualifications Required; Qualifying balance up to $10,000.00
$1,000 Minimum to open
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$1,000 Minimum to open
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$1,000 Minimum to open
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$1,000 Minimum to open
$1,000 Minimum to open
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$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
$1,000 Minimum to open
Qualifying balance up to $5,000.00
Qualifying balance up to $15,000.00
Qualifications Required: qualifications are met; Earn Cash Back on up to $500 in Debit Card Purchases
Qualifications Required; Qualifying balance up to $20,000
Qualifications Required; Qualifying balance up to $7,500.00
Qualifications Required; No monthly fee | Monthly qualifications; Qualifying balance up to $75,000.00
Qualifications Required: 12 POS debit card purchases post and settle during the statement cycle; Be enrolled and receive your monthly account statement electronically; Have at least one direct deposit or one ACH automatic payment post and settle to your account per monthly qualification cycle; Earn 3.00% cash back on debit card purchases (up to $200 in purchases; maximum of $6.00/statement cycle)
Qualifications Required; Qualifying balance up to $25,000.00
Qualifications Required; Qualifying balance up to $340
Qualifications Required; No monthly fee | Monthly qualifications; Qualifying balance up to $75,000.00
Qualifying balance up to $25,000.00
Qualifying balance up to $15,000.00
Qualifying balance up to $24,999.99
Qualifying balance up to $20,000
Qualifications Required: eStatements; 1+ online/mobile sign-on monthly; 1+ direct deposit monthly; 15+ settled debit card purchases monthly; Qualifying balance up to $1,000.00
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Qualifying balance up to $20,000
$100 - $4,999.99
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Qualifications Required: recurring direct deposits of $500 or more; $25 minimum balance to open. Earn dividends with recurring direct deposits of $500 or more and a daily balance up to $50,000 per statement cycle.*
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No Minimum Balance Required
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Qualifying balance up to $5,000.00
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Minimum Deposit to Open and Obtain APY*: $50,000 and Over
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Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Kingston, Pennsylvania directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Kingston, Pennsylvania. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in PA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.