Best Banks & Checking Accounts in Saugerties, New York - May 2026
Brian McKay
Brian McKay
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The best checking rates for Saugerties, New York include Mid-Hudson Valley Federal Credit UnionMid-Hudson Valley Federal Credit Union3180 Route 9W, Saugerties, NY 12477A+5.0 ★Texas Ratio: 3.69% Ultra Checking at 0.10% APY, Ulster Savings BankUlster Savings Bank1 Twin Maples Plaza Route 9 W, Saugerties, NY 12477A+5.0 ★Texas Ratio: 5.39% Ultra Smart Checking Tier II at 0.10% APY, Sawyer Savings BankSawyer Savings Bank87 Market St, Saugerties, NY 12477A5.0 ★Texas Ratio: 7.52% 50/50 Checking at 0.05% APY, Baxter Credit UnionBaxter Credit UnionA5.0 ★Texas Ratio: 7.73% PowerPlusTM Checking Level 2 at 8.00% APY, and AmeriCU Credit UnionAmeriCU Credit UnionA-4.9 ★Texas Ratio: 16.15% High Rate Checking at 7.00% APY. Checking account rates as of May 12, 2026 according to verified data from MonitorBankRates.
Saugerties has 3 local institutions in our database, with checking rates as high as 0.15% APY from Mid-Hudson Valley Federal Credit Union at 3180 Route 9W, Saugerties, NY, 12477. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Saugerties, New York. Checking Account Rates Last Updated and Verified: May 12, 2026
Compare Checking Account Rates Today in Saugerties, New York & the Surrounding Area
Saugerties, NY 12477
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Saugerties, NY 12477
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Saugerties, NY 12477
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Saugerties, NY 12477
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Saugerties, NY 12477
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Saugerties, NY 12477
$25 minimum balance to open
Saugerties, NY 12477
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Saugerties, NY 12477
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Saugerties, NY 12477
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Saugerties, NY 12477
$25 minimum balance to open
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
Qualifying balance up to $10,000.00
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Qualifying balance up to $15,000.00
Interest is earned on balances up to $1,500.
Qualifying balance up to $25,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifying balance up to $15000
Qualifying balance up to $10,000.00
Qualifying balance up to $15,000.00
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Qualifying balance up to $10,000.00
Qualifying balance up to $25,000.00
Interest is earned on balances up to $1,500.
Qualifying balance up to $500.00
Qualifying balance up to $500.00
Qualifications Required: Make 15 debit card purchases that post and settle your account; Have one ACH credit or direct deposit post to your account; Be enrolled in eStatements; Qualifying balance up to $25,000.00
Qualifying balance up to $15000
Qualifying balance up to $15,000.00
Access to BaZing+ benefits for just $9 a month. Interest is earned on balances over $500.
Qualifications Required; Qualifying balance up to $15,000.00
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Qualifying balance up to $15,000.00
Qualifying balance up to $15,000.00
Tier 1
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Qualifying balance up to $500.00
Qualifying balance up to $500.00
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Maintain a $100 minimum balance or enroll in direct deposits, and we'll waive the $7 monthly fee.
Interest is earned on balances up to $1,500.
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Saugerties, NY 12477
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Saugerties, NY 12477
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Saugerties, NY 12477
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Qualifying balance up to $10,000.00
Qualifying balance up to $500.00
Qualifying balance up to $500.00
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Available Online Only. New commercial customers only.
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Qualifying balance up to $50,000.01 and Greater
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$100,000 and over
Saugerties, NY Checking Rate Trends
Compare local Saugerties, NY checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
New York high-yield checking rates rose 0.227 points over the past 7 days to 3.526% APY.
New York free checking rates fell 0.026 points over the past 7 days to 1.097% APY.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Saugerties, New York directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Saugerties, New York. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in NY.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Saugerties, New York earn interest?
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What is a Rewards Checking account?
Best Checking Rates in Saugerties, New York
- Mid-Hudson Valley Federal Credit Union
Ultra Checking — 0.10% APY - Ulster Savings Bank
Ultra Smart Checking Tier II — 0.10% APY - Sawyer Savings Bank
50/50 Checking — 0.05% APY - Baxter Credit Union
PowerPlusTM Checking Level 2 — 8.00% APY - AmeriCU Credit Union
High Rate Checking — 7.00% APY
