|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Nassau Financial Federal Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 12, 2026
Nassau Financial Federal Credit Union's top rates as of October 12, 2026 are 4.00% APY on its 11 Month Regular CD, 5.00% APY on checking, 6.62% on its Fixed Mortgage, personal loans from 8.49% APR, and credit cards from 12.99% APR, according to rates verified by MonitorBankRates. Other Nassau Financial Federal Credit Union CD rates include 11 month Top Rate New Money at 4.00%, 12 Month Future Builder CD at 4.00%, and 12 Month Future Builder CD at 3.50%. Other Nassau Financial Federal Credit Union mortgage rates include Fixed Mortgage at 6.62%, Fixed Mortgage at 7.12%, and Fixed Mortgage at 7.12%. MonitorBankRates evaluates the financial stability of Nassau Financial Federal Credit Union with a 4.1 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 4.17%. Rates last updated and verified on 10/12/2026. Nassau Financial Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Nassau Financial Federal Credit Union? Share your experience about Nassau Financial Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Nassau Financial Federal Credit Union. Nassau Financial Federal Credit Union
East Meadow 2575 Hempstead Tpke
https://www.nassaufinancial.org East Meadow, NY 11554-2156  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Nassau Financial Federal Credit Union CD Rates
Nassau Financial Federal Credit Union Savings Rates
Nassau Financial Federal Credit Union Checking Rates
Nassau Financial Federal Credit Union Mortgage Rates
Nassau Financial Federal Credit Union Home Equity & HELOC
Nassau Financial Federal Credit Union Auto Loan Rates
Nassau Financial Federal Credit Union RV, Boat and Powersport Loan Rates
Nassau Financial Federal Credit Union Credit Card Rates
Nassau Financial Federal Credit Union Personal Loan Rates
Nassau Financial Federal Credit Union Other Rates
Financial Health HistoryNassau Financial Federal Credit Union’s Texas Ratio fell from 9.40% in Q3 2023 to 4.17% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.3 to 4.1. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Nassau Financial Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Nassau Financial Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Nassau Financial Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Nassau Financial Federal Credit Union
Website
https://www.nassaufinancial.org
Address
2575 Hempstead Tpke,
East Meadow, NY 11554-2156
Phone
516-742-4900
Fax
516-796-4901
President
Paul Egerter
CEO
John DeCelle
Full-Time Employees
70
Part-Time Employees
0
Branch Locations
6
ATM Locations
7
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.1 / 5.0 ★
Overall Health & Safety Grade
B+ (89/100)
Texas Ratio
4.17%
Return on Assets (ROA)
-0.0815%
Return on Equity (ROE)
-1.3313%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
334,420,011
Total Amount of Shares and Deposits
319,116,502
Total Shares and Deposits < 1 Year
311,046,717
Total Shares and Deposits 1 3 Years
7,016,261
Total Shares and Deposits > 3 Years
1,053,524
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,280,913
Total Uninsured Shares and Deposits > $250K (F+J)
7,280,913
Total Insured Shares and Deposits > $250K (item 17 less item K)
311,835,589
Total Interest Expense (Sum of items 6 8)
1,362,303
Share Certificates
1,659
Number of Accounts for Share Drafts
8,885
IRA KEOGH Accounts
753
Number of Accounts for Regular Shares
17,531
Money Market Shares
855
Net Income (unless the amount is already included in Undivided Earnings)
-272,589
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Adequately Capitalized
Net Worth Classification if credit union is a new credit union
Adequately Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
27,458,787
Total Liabilities
321,892,930
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Nassau Financial Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Nassau Financial Federal Credit Union
Frequently Asked Questions About Nassau Financial Federal Credit UnionHow many branches does Nassau Financial Federal Credit Union operate?Nassau Financial Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Nassau Financial Federal Credit Union?Yes, to access services at Nassau Financial Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Nassau Financial Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Nassau Financial Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Nassau Financial Federal Credit Union offer online and mobile banking?Most modern institutions like Nassau Financial Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nassaufinancial.org. Current Nassau Financial Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
Credit Union 1 Credit Union
Port Arthur Teachers Federal Credit Union
Metro Federal Credit Union
Reed Credit Union
Thinkwise Federal Credit Union
Local Union 1186 IBEW Federal Credit Union
Pen Air Credit Union
ABD Federal Credit Union
Arlington Municipal Federal Credit Union
WCU Credit Union
Erie Federal Credit Union
Members Connect Credit Union
First Source Federal Credit Union
SARCO Federal Credit Union
Boston Customs Federal Credit Union
Adirondack Regional Federal Credit Union
Cadets Federal Credit Union
Utility Employees Federal Credit Union
Marshall Community Credit Union
Signal Financial Federal Credit Union
Crane Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Rate Assistant
MonitorBankRates.com · Live Data
Try asking