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Home Checking Accounts Michigan Checking Bloomfield Hills, Michigan iAdvertiser Disclosure
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Best Banks & Checking Accounts in Bloomfield Hills, Michigan - May 2026

The best checking rates for Bloomfield Hills, Michigan include Team One Credit UnionTeam One Credit Union3120 South Blvd, Bloomfield Hills, MI 48304 1187A+5.0 ★Texas Ratio: 5.24% Relationship Checking at 3.00% APY, Superior National BankSuperior National Bank2500 W Maple Rd, Bloomfield Hills, MI 48301A+5.0 ★Texas Ratio: 4.54% Superior Interest Checking Tier 2 at 1.00% APY, Genisys Credit UnionGenisys Credit UnionA+5.0 ★Texas Ratio: 5.03% Genius High Yield Checking at 6.75% APY, Monroe Community Credit UnionMonroe Community Credit UnionA+5.0 ★Texas Ratio: 1.29% Community Growth Checking at 6.00% APY, and Wildfire Credit UnionWildfire Credit UnionA+5.0 ★Texas Ratio: 3.82% Blaze Checking; to $10,000 at 5.00% APY. Checking account rates as of May 7, 2026 according to verified data from MonitorBankRates.

Bloomfield Hills has 2 local institutions in our database, with checking rates as high as 3.00% APY from Team One Credit Union at 3120 South Blvd, Bloomfield Hills, MI, 48304 1187. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.

Checking account rates reflect recent market quotes and representative offers available to depositors in Bloomfield Hills, Michigan. Checking Account Rates Last Updated and Verified: May 7, 2026

Compare Checking Account Rates Today in Bloomfield Hills, Michigan & the Surrounding Area

Institutions:
Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Relationship Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Interest Checking Tier 2
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Interest Checking Tier 1
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior 55+ Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Relationship Checking
0.05%
$0
Rate0.05%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Commercial Checking Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Business Interest Checking Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Access Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Advantage Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Genius High Yield Checking
6.75%
$0
Rate6.55%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Community Growth Checking
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifications Required: minimum of $500 in direct deposits to the Community Growth checking account; enrollment in eStatements; at least 10 debit card purchases of $5.00 or more must post and clear the Community Growth checking account; To earn the stated Community Growth Checking APY, the following qualifications must be met during each monthly qualification cycle: (1) minimum of $500 in direct deposits to the Community Growth checking account; (2) enrollment in eStatements; and (3) at least 10 debit card purchases of $5.00 or more must post and clear the Community Growth checking account. If qualifications are met, balances up to $10,000 earn 6.00% APY; balances over $10,000 earn 0.10% APY on the portion of the balance above $10,000, resulting in a range from 0.10% to 6.00% APY depending on balance. If qualifications are not met, the account earns 0.00% APY.

Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Blaze Checking; to $10,000
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

$0; Qualifications Required: Must be enrolled in paperless statements; Have $750 ACH deposits per month; Use your Wildfire Debit Card or Credit Card at least twenty-five times per month, excluding ATMs.; As Low As; Must be enrolled in paperless statements; Have $750 ACH deposits per month; Use your Wildfire Debit Card or Credit Card at least twenty-five times per month, excluding ATMs.

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Elite Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Amped Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $20,000

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or automatic payment (ACH); Be enrolled in and agree to receive eStatements; Qualifying balance up to $15,000.00

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Go-To Checking
4.15%
$0
Rate4.07%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $10,000.00

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
IOLTA Checking
4.10%
$0
Rate4.03%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.13%
Straight4Ward Rewards Checking
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Relationship Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Interest Checking Tier 2
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Interest Checking Tier 1
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Advantage Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Genius High Yield Checking
6.75%
$0
Rate6.55%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifications Required; Qualifying balance up to $7,500.00

Monroe Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.29%
Community Growth Checking
6.00%
$0
Rate5.84%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifications Required: minimum of $500 in direct deposits to the Community Growth checking account; enrollment in eStatements; at least 10 debit card purchases of $5.00 or more must post and clear the Community Growth checking account; To earn the stated Community Growth Checking APY, the following qualifications must be met during each monthly qualification cycle: (1) minimum of $500 in direct deposits to the Community Growth checking account; (2) enrollment in eStatements; and (3) at least 10 debit card purchases of $5.00 or more must post and clear the Community Growth checking account. If qualifications are met, balances up to $10,000 earn 6.00% APY; balances over $10,000 earn 0.10% APY on the portion of the balance above $10,000, resulting in a range from 0.10% to 6.00% APY depending on balance. If qualifications are not met, the account earns 0.00% APY.

Wildfire Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.82%
Blaze Checking; to $10,000
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

$0; Qualifications Required: Must be enrolled in paperless statements; Have $750 ACH deposits per month; Use your Wildfire Debit Card or Credit Card at least twenty-five times per month, excluding ATMs.; As Low As; Must be enrolled in paperless statements; Have $750 ACH deposits per month; Use your Wildfire Debit Card or Credit Card at least twenty-five times per month, excluding ATMs.

BlueOx Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.12%
Amped Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $20,000

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.59%
Elite Checking
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or automatic payment (ACH); Be enrolled in and agree to receive eStatements; Qualifying balance up to $15,000.00

Financial Plus Credit Union Flint, MI
Institution Rating:
A+5.0 ★ Texas Ratio: 3.29%
Go-To Checking
4.15%
$0
Rate4.07%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $10,000.00

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
IOLTA Checking
4.10%
$0
Rate4.03%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.13%
Straight4Ward Rewards Checking
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
HY Checking
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
TruRewards Checking
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $10,000.00

Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Venture Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Youth Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
Choice Checking
2.75%
$0
Rate2.72%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.03%
IOLTA Checking
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedApr 19, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $20,000

Jolt Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.30%
4.25%
$0
Rate4.17%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifications Required: At least 12 debit card purchases; At least 1 direct deposit or automatic payment (ACH); Be enrolled in and agree to receive eStatements; Qualifying balance up to $15,000.00

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.13%
Straight4Ward Rewards Checking
4.08%
$0
Rate4.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

TruNorth Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.55%
TruRewards Checking
3.56%
$0
Rate3.50%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $10,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Core Rewards Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Cornerstone Community Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.88%
Rewards Checking
2.02%
$0
Rate2.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance up to $15,000.00

Safe Harbor Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.17%
Cash Checking Kasasa
0.40%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 2, 2026
Details

Qualifying balance over $15,000.00

Safe Harbor Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.17%
Cash Checking Kasasa
0.05%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 2, 2026
Details

All balances if qualifications not met

Safe Harbor Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 12.17%
Cash Checking Kasasa - All balances if qualifications not met
0.05%
$25
Rate0.00%
Min Deposit$25
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

OMNI Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.58%
REWARDS & REGULAR CHECKING
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Access Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.24%
3120 South Blvd
Bloomfield Hills, MI 48304 1187
Everyday Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.48%
Free Kasasa Cash Checking
5.00%
$0
Rate4.98%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

Qualifying balance up to $20,000

Soo-Co-Op Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.87%
Basic Checking
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

Dividend paid through March 31, 2026. Rate may change any time after account is opened.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 21.76%
FREE Checking Account
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Community Focus Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.67%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 7, 2026
Details

No additional details provided.

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.03%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Basic Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Family First Credit Union
Institution Rating:
A-5.0 ★ Texas Ratio: 14.34%
Basic Checking or over
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

$0

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 7.40%
Basic Checking
0.00%
$50
Rate0.00%
Min Deposit$50
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Health Advantage Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.00%
Essential Checking
0.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedApr 18, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.93%
Youth Checking
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Source: Verified Checking Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Business Interest Checking Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd
Bloomfield Hills, MI 48301
Superior Commercial Checking Business
0.05%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 4, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business 31 Interest Checking Business
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business 31 Non-Profit Interest Checking Business
1.00%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Accelerate Business Checking Business
1.00%
$0
Rate1.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Business Super Interest Earning Checking or more Business
0.80%
$0
Rate0.80%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

$200,000

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Business Super Interest Earning Checking Business
0.70%
$0
Rate0.70%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

$25,000 - $200,000

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Business Super Interest Earning Checking Business
0.60%
$0
Rate0.60%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

up to $25,000

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business 31 Interest Checking Business
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Route 31 Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.54%
Business 31 Non-Profit Interest Checking Business
0.50%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 6, 2026
Details

No additional details provided.

Preferred Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Business Interest Checking Business
0.45%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Business Checking Business
0.40%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.13%
Business Checking Business
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Preferred Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.72%
Business Interest Checking Business
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Business Checking Business
0.35%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

4Front Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.13%
Business Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.80%
Business Advantage Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

Marshall Community Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.81%
Business Relationship Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

TLC Community Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 0.51%
Business Checking Business
0.30%
$0
Rate0.00%
Min Deposit$0
Min Balance
UpdatedMay 2, 2026
Details

No additional details provided.

G. W. Jones Exchange Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 3.81%
Business Interest Earning Checking Business
0.30%
$0
Rate0.30%
Min Deposit$0
Min Balance
UpdatedMay 5, 2026
Details

No additional details provided.

Bloomfield Hills, MI Checking Rate Trends

Compare local Bloomfield Hills, MI checking rate quotes against the statewide average

Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan Checking Trends →
High-Yield Checking — MI Avg
3.187%
▼ 0.207 vs 7 days ago

Michigan high-yield checking rates fell 0.207 points over the past 7 days to 3.187% APY.

Free Checking — MI Avg
1.634%
▲ 0.044 vs 7 days ago

Michigan free checking rates rose 0.044 points over the past 7 days to 1.634% APY.

As of May 9, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Bloomfield Hills, Michigan directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Bloomfield Hills, Michigan. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in MI.

Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.

Frequently Asked Questions

Do checking accounts in Bloomfield Hills, Michigan earn interest?

Most traditional local checking accounts in Bloomfield Hills, Michigan earn 0% interest. However, High-Yield Checking or Rewards Checking accounts from online banks and select local credit unions can pay interest rates comparable to savings accounts.

Are banks in Bloomfield Hills, Michigan FDIC insured?

Yes. Legitimate banks with branches in Bloomfield Hills, Michigan are FDIC insured up to $250,000 per depositor. Local Credit Unions are similarly insured by the NCUA.

What fees should I watch out for?

Common fees include Monthly Maintenance Fees (often waivable with direct deposit), Overdraft Fees, and Out-of-Network ATM fees. We recommend looking for “Free Checking” accounts that explicitly state no monthly fees.

What is a Rewards Checking account?

Rewards Checking accounts (sometimes called Kasasa accounts) offer high interest rates or cash back on debit card purchases in exchange for meeting monthly requirements like a minimum number of debit card transactions, direct deposit enrollment, or e-statement signup.

Best Checking Rates in Bloomfield Hills, Michigan

Based on our current data, some of the highest checking account APYs available to residents of Bloomfield Hills, Michigan include:
  • Team One Credit Union
    Relationship Checking — 3.00% APY
  • Superior National Bank
    Superior Interest Checking Tier 2 — 1.00% APY
  • Genisys Credit Union
    Genius High Yield Checking — 6.75% APY
  • Monroe Community Credit Union
    Community Growth Checking — 6.00% APY
  • Wildfire Credit Union
    Blaze Checking; to $10,000 — 5.00% APY
Checking Account Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bloomfield Hills, Michigan. Your final available rate may depend on qualifying activity and daily market movements. Last Updated and Verified: May 7, 2026