MonitorBankRates
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Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

Best Money Market Rates in Bloomfield Hills, Michigan - June 2026

Current Bloomfield Hills, Michigan and the surrounding area money market deposit account rates include First Merchants BankFirst Merchants Bank6450 Telegraph Rd, Bloomfield Hills, MI 48301A+5.0 ★Texas Ratio: 2.78% Money Market Special at 3.55% APY, Citizens BankCitizens Bank39510 Woodward Ave, Bloomfield Hills, MI 48304A5.0 ★Texas Ratio: 8.28% Citizens Private Client® Money Market at 3.50% APY, Superior National BankSuperior National Bank2500 W Maple Rd, Bloomfield Hills, MI 48301A+5.0 ★Texas Ratio: 4.54% Business Money Market Tier 5 at 3.00% APY, Team One Credit UnionTeam One Credit Union3120 South Blvd, Bloomfield Hills, MI 48304 1187A+5.0 ★Texas Ratio: 4.99% Money Market at 2.50% APY, and Michigan Schools And Government Credit UnionMichigan Schools And Government Credit Union1943 S Telegraph Rd, Bloomfield Hills, MI 48302 0246A+5.0 ★Texas Ratio: 3.69% Money Market Checking Account at 0.40% APY. Money market rates as of June 16, 2026 according to verified data from MonitorBankRates.

Bloomfield Hills has 5 local institutions in our database, with money market rates as high as 3.55% APY from First Merchants Bank at 6450 Telegraph Rd, Bloomfield Hills, MI 48301. Use the table below to compare all available offers, including options from institutions serving the broader Michigan area. Rates are continually updated — we recommend checking back frequently.

Rates reflect recent market quotes and representative offers available to depositors in Bloomfield Hills, Michigan and surrounding area. Last Updated and Verified: June 16, 2026

Compare the Best Money Market Rates Today in Bloomfield Hills, Michigan & the Surrounding Area

Source: Verified Money Market Rate Data provided by MonitorBankRates
Institution
Product
APY
Min Deposit
Profile
First Merchants Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 2.78%
6450 Telegraph Rd, Bloomfield Hills, MI 48301
Money Market Special
3.55%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 3, 2026
Details

APY (Annual Percentage Yield) effective 3/5/2026 for a limited time. Rates may vary by zip code.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
39510 Woodward Ave, Bloomfield Hills, MI 48304
Citizens Quest® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.03% APY.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
39510 Woodward Ave, Bloomfield Hills, MI 48304
Citizens Private Client® Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Preferred rates require a minimum of $25,000 of new money. Standard rates: 0.15% APY.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Business Money Market Tier 5
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$1,000,000.00 +

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Personal Money Market Tier 5
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier 5: $1,000,000.00 +

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
3120 South Blvd, Bloomfield Hills, MI 48304 1187
Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Business Money Market Tier 4
2.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$500,000.00 -$999,999.99

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Personal Money Market Tier 4
2.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier 4: $500,000.00 -$999,999.99

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
3120 South Blvd, Bloomfield Hills, MI 48304 1187
Money Market
2.25%
$0
Rate2.23%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Business Money Market Tier 3
1.90%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$100,000.00 -$499,999.99

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Personal Money Market Tier 3
1.90%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier 3: $100,000.00 -$499,999.99

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
3120 South Blvd, Bloomfield Hills, MI 48304 1187
Money Market
1.75%
$0
Rate1.74%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Personal Money Market Tier 2
1.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier 2: $10,000.00 - $99,999.99

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Business Money Market Tier 2
1.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$10,000.00 - $99,999.99

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
3120 South Blvd, Bloomfield Hills, MI 48304 1187
Money Market
0.75%
$0
Rate0.75%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1943 S Telegraph Rd, Bloomfield Hills, MI 48302 0246
Money Market Checking Account
0.40%
$0
Rate0.40%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
3120 South Blvd, Bloomfield Hills, MI 48304 1187
Money Market
0.35%
$0
Rate0.35%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan Schools And Government Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.69%
1943 S Telegraph Rd, Bloomfield Hills, MI 48302 0246
Money Market Checking Account
0.20%
$0
Rate0.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Team One Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.99%
3120 South Blvd, Bloomfield Hills, MI 48304 1187
Money Market
0.15%
$0
Rate0.15%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
39510 Woodward Ave, Bloomfield Hills, MI 48304
Citizens Private Client® Money Market
0.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Standard rates. Must have a Citizens Private Client® Checking account.

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Business Money Market Tier 1
0.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

$0.01 - $9,999.99; Qualifying balance up to $9,999.99

Superior National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.54%
2500 W Maple Rd, Bloomfield Hills, MI 48301
Personal Money Market Tier 1
0.05%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Tier 1: $0.01 - $9,999.99

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
39510 Woodward Ave, Bloomfield Hills, MI 48304
Citizens Quest® Money Market
0.03%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Standard rates. Must have a Citizens Quest® Checking account.

Citizens Bank
Institution Rating:
A5.0 ★ Texas Ratio: 8.28%
39510 Woodward Ave, Bloomfield Hills, MI 48304
Personal Money Market
0.01%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Minimum daily balance of $2,500 to waive the $10 monthly maintenance fee.

Best Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.41%
Easy Access Money Market
5.00%
$0
Rate4.89%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Essential Money Market Account
4.50%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Rates may change after account opening. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier.

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Essential Money Market
4.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Community West Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.81%
Quest Money Market
4.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

As Low As

Community Choice Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.60%
Business Money Market
4.10%
$0
Rate4.03%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
Surge Money Market
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Money Market Special
4.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Limited-time offer. APY is for the first six months.

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Max Money Market
4.00%
$0
Rate3.93%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Essential Money Market Account
4.00%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Rates may change after account opening. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier.

WesBanco Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.63%
Money Market special
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Earn up to 3.75% APY**

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Money Market
3.75%
$0
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Premier Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.27%
Money Market special
3.75%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

New money only - offer only valid for funds not currently on deposit with WesBanco Bank. New funds deposited to a WesBanco deposit account within 30 days of opening the money market may qualify as new money. Must have an active WesBanco checking account. The interest rate is a variable rate and is subject to change without notice after the account is opened. Fees could reduce earnings. Offer is subject to change without notice.

Chief Financial Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.24%
Money Market Account
3.75%
$0
Rate3.68%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Online & Mobile Banking: Free; eStatements: Free; NCUA Insurance: Up to $250,000

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Premier Money Market
3.70%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Horizon Bank Michigan City, IN
Institution Rating:
A+5.0 ★ Texas Ratio: 2.79%
Money Market Account
3.65%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Open a Money Market Account and earn up to 3.65% APY*.

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account
3.56%
$1,000,000
Rate3.50%
Min Deposit$1,000,000
Min Balance
UpdatedJun 16, 2026
Details

United Federal Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 3.13%
Elevate Money Market
3.50%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rates up to 3.50% APY.

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
3.50%
$0
Rate3.45%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
High Yield Money Market Account Rate
3.40%
$0
Rate3.35%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

People Driven Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.69%
Money Market
3.40%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

As High As; 2 APY = Annual Percentage Yield . APY is a standardized measure of the total interest earned on a deposit account over one year, based on the interest rate and the frequency of compounding. APY assumes that interest remains on deposit until maturity. Early withdrawals and applicable fees may reduce earnings. Rates are effective as of 12/12/2025 and are subject to change at any time without notice.

Honor Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 5.50%
Amplify Money Market Rate
3.37%
$0
Rate2.87%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rates accurate as of Jun 16, 2026

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
Business IMMA - Tier 7
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
Business IMMA - Tier 8
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
Business IMMA - Tier 9
3.35%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Forest Area Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.39%
Money Market
3.30%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Balance Tier: $100,000 or more

ELGA Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.95%
Business Money Market Account
3.30%
$0
Rate3.25%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market Accounts
3.29%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Selfreliance Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 9.40%
Money Market
3.29%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rates are subject to change at any time.

Kalsee Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.03%
Money Market+
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Earn More, Effortlessly

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Max Money Market
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IRA-HSA IMMA - Tier 9
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IMMA - Tier 7
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IRA-HSA IMMA - Tier 7
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IMMA - Tier 9
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IRA-HSA IMMA - Tier 8
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Michigan State University Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 8.72%
IMMA - Tier 8
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Premier Money Market
3.25%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Old National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 5.09%
Market Monitor Money Market
3.25%
$20,000
Rate
Min Deposit$20,000
Min Balance
UpdatedJun 16, 2026
Details

Earn a competitive rate when you open a Market Monitor account with a minimum $20,000 in new money. If you are unable to meet the minimum opening deposit of $20,000 for this competitive new money rate plan, your account will be repriced at our standard Market Monitor rate plan. Rates and tiers for deposit balances are: 3.21% (3.25% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. Offer available at Old National banking centers located in Iowa, Illinois, Indiana, Michigan, Minnesota, North Dakota, Wisconsin, and the Kentucky counties of Daviess, Henderson, Hopkins, Muhlenberg, and Union.

UNIFY Financial Federal Credit Union
Institution Rating:
B4.4 ★ Texas Ratio: 17.71%
Money Market Plus Account
3.25%
$0
Rate3.20%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

EastRise Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.41%
Essential Money Market Account
3.25%
$1,000
Rate
Min Deposit$1,000
Min Balance
UpdatedJun 16, 2026
Details

APY = annual percentage yield and reflects the current minimum APY offered. Fees may reduce earnings. Rates may change after account opening. Limit one Essential Money Market account per person. Minimum balance of $1,000 is required to open the account. Essential Money Market accounts are tiered rate accounts. For these accounts, the specified dividend rate for a tier will apply only to the portion of the account balance within that tier. The APYs, which vary depending on the balance in the account, are shown for each tier.

The Huntington National Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 4.60%
High-Yield Money Market
3.20%
$25,000
Rate
Min Deposit$25,000
Min Balance
UpdatedJun 16, 2026
Details

Variable rate based on zip code. Minimum of $25,000 not currently deposited at Huntington. Get your variable rate after opening a Huntington Relationship Money Market Account when you maintain deposits of $25,000.00 - $2,000,000.99.

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Premier Money Market
3.15%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Genisys Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 4.68%
Jumbo Money Market
3.04%
$0
Rate3.00%
Min Deposit$0
Min Balance
UpdatedJun 11, 2026
Details

Polish American Federal Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 10.08%
Money Market Account
3.04%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Effective Date: Tuesday, June 16th, 2026

CASE Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.75%
Money Management Account (MMA)
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Business Money Market Premium
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

Lake Trust Credit Union
Institution Rating:
A5.0 ★ Texas Ratio: 6.85%
Municipal/Government Money Market Premium
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Rate may change after account is opened. Fees could reduce the earnings on the account. Fees could reduce the earnings on the account. See fee schedule for more details.

LMCU Lake Michigan Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 2.33%
Max Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Dfcu Financial Credit Union
Institution Rating:
A+5.0 ★ Texas Ratio: 1.02%
Business Insured Money Market
3.00%
$0
Rate
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
3.00%
$0
Rate2.96%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account
2.53%
$500,000
Rate2.50%
Min Deposit$500,000
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Purpose Money Market Account
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

First State Bank (MI)
Institution Rating:
A+5.0 ★ Texas Ratio: 1.41%
Business Money Market
2.50%
$0
Rate2.47%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Huron Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market Savings
2.01%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Huron Valley State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 0.00%
Money Market
2.01%
$0
Rate1.99%
Min Deposit$0
Min Balance
UpdatedJun 16, 2026
Details

Lake-Osceola State Bank
Institution Rating:
A+5.0 ★ Texas Ratio: 1.18%
Money Market Account
2.00%
$250,000
Rate2.02%
Min Deposit$250,000
Min Balance
UpdatedJun 16, 2026
Details

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. Rates reflect recent market quotes and representative offers available to depositors in Bloomfield Hills, Michigan and the surrounding area.

Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution’s data, please contact us here.

Bloomfield Hills, MI Money Market Rate Trends

Compare local Bloomfield Hills, MI money market quotes against the statewide average

Daily money market rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.

View Full Michigan MMA Trends →
High-Yield MMA — MI Avg
3.283%
▼ 0.002 vs 7 days ago

Michigan high-yield MMA rates fell 0.002 points over the past 7 days to 3.283% APY.

Standard MMA — MI Avg
0.637%
▲ 0.039 vs 7 days ago

Michigan standard MMA rates rose 0.039 points over the past 7 days to 0.637% APY.

As of Jun 20, 2026 • Rate data sourced from 8,500+ monitored institutions Powered by MonitorBankRates

Methodology & Data Sources

Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Bloomfield Hills, Michigan money market rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.

A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.

Direct-Sourced & Verified Money Market Rate Data: We aggregate money market deposit account rates for Bloomfield Hills, Michigan directly from the official websites of banks and credit unions using our proprietary rate aggregation technology and a dedicated team of rate updaters. Every money market rate displayed on MonitorBankRates.com is highly accurate and trustworthy.

Local, Regional, and National Coverage: Our systems constantly monitor the market to provide a complete picture of available yields in Bloomfield Hills, Michigan. We feature a comprehensive mix of institutions from neighborhood credit unions and mid-sized regional banks to large national institutions available to savers in MI.

Daily Updates & Time-Stamped Accuracy: Our rate updaters verify and update money market rates daily. Because MMA yields can fluctuate rapidly based on market conditions, every product listed features its own specific “last updated” date, giving you complete transparency.

Frequently Asked Questions about Money Market Accounts in Bloomfield Hills, Michigan

What is a Money Market Account (MMA)?

A Money Market Account (MMA), formally known as a money market deposit account (MMDA), is a type of deposit account that often pays higher interest rates than standard savings accounts. They usually come with check-writing privileges and debit card access, offering a balance of growth and liquidity for savers in Michigan.

Are Money Market accounts in Bloomfield Hills, Michigan safe?

Yes, as long as the institution is FDIC insured (for banks) or NCUA insured (for credit unions). This provides federal protection for your deposits in Michigan up to $250,000 per depositor, per institution.

How often do MMA rates change in Bloomfield Hills, Michigan?

Money market rates are variable and can change at any time based on market conditions and Federal Reserve decisions. We update our local Michigan rate tables daily to ensure you see the most current high-yield options.

Can I write checks from a Money Market Account?

Yes, most Money Market Accounts allow you to write a limited number of checks or make debit card transactions each month (typically up to 6), making them more flexible than a standard savings account.

How much do I need to deposit to open a money market account in Bloomfield Hills, Michigan?

Minimum deposit requirements vary widely. Some online money market deposit accounts can be opened with no minimum, while many banks and credit unions in Bloomfield Hills, Michigan require an initial deposit of $1,000 to $2,500 to earn the highest advertised APY. Larger deposits often unlock higher rate tiers, and FDIC or NCUA insurance protects deposits up to $250,000 per depositor, per institution.

Best Money Market Rates in Bloomfield Hills, Michigan

Here are some of the highest money market account APYs currently available in Bloomfield Hills, Michigan and the surrounding area:
  • First Merchants Bank
    Money Market Special — 3.55% APY
  • Citizens Bank
    Citizens Private Client® Money Market — 3.50% APY
  • Superior National Bank
    Business Money Market Tier 5 — 3.00% APY
  • Team One Credit Union
    Money Market — 2.50% APY
  • Michigan Schools And Government Credit Union
    Money Market Checking Account — 0.40% APY
Money Market Rates reflect actual verified offers from banks and credit unions actively accepting deposits in Bloomfield Hills, Michigan. Your final available rate may depend on deposit amount and daily market movements. Last Updated and Verified: June 16, 2026