Best Banks & Checking Accounts in Augusta, Maine - June 2026
Brian McKay
Brian McKay
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The best checking rates for Augusta, Maine include University Credit Union Orono, MEUniversity Credit Union Orono, ME67 Sewall St, Augusta, ME 04330 6332A+5.0 ★Texas Ratio: 3.93% REALLY High Rewards Checking at 5.50% APY, Maine State Credit UnionMaine State Credit Union200 Capitol St, Augusta, ME 04330 6238A5.0 ★Texas Ratio: 8.62% Maine Advantage Checking at 3.50% APY, Kennebec Savings BankKennebec Savings Bank150 State St, Augusta, ME 04330A+5.0 ★Texas Ratio: 1.44% Premier Checking II at 0.20% APY, Skowhegan Savings BankSkowhegan Savings Bank450 Civic Center Dr, Augusta, ME 04330A+5.0 ★Texas Ratio: 1.27% Integrity Plus Checking at 0.04% APY, and Trademark Federal Credit UnionTrademark Federal Credit Union44 Edison Dr, Augusta, ME 04330 6033A5.0 ★Texas Ratio: 12.12% Regular Checking at 0.00% APY. Checking account rates as of June 22, 2026 according to verified data from MonitorBankRates.
Augusta has 5 local institutions in our database, with checking rates as high as 5.50% APY from University Credit Union Orono, ME at 67 Sewall St, Augusta, ME, 04330 6332. Use the tabs below to compare all available checking account types. Rates are continually updated — we recommend checking back frequently.
Checking account rates reflect recent market quotes and representative offers available to depositors in Augusta, Maine. Checking Account Rates Last Updated and Verified: June 22, 2026
Compare Checking Account Rates Today in Augusta, Maine & the Surrounding Area
Augusta Checking Account Rates
Augusta, ME 04330 6332
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Augusta, ME 04330 6332
Qualifying balance up to $15,000.00
Augusta, ME 04330 6238
APY* on balances up to $15,000
Augusta, ME 04330 6332
Qualifying balance up to $100,000.00
Augusta, ME 04330 6332
Balances of $100,001 and above
Augusta, ME 04330 6332
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Augusta, ME 04330 6332
No additional details provided.
Augusta, ME 04330
$250,000 - $499,999
Augusta, ME 04330
$100,000 - $249,999
Augusta, ME 04330
$50,000 - $99,999
Augusta, ME 04330 6332
All balances if qualifications not met
Augusta, ME 04330 6332
All balances if qualifications not met
Augusta, ME 04330 6238
APY* only applies to funds above $15,000
Augusta, ME 04330
$7,500 - $49,999
Augusta, ME 04330
No additional details provided.
Augusta, ME 04330
No additional details provided.
Augusta, ME 04330 6033
No additional details provided.
Augusta, ME 04330
No additional details provided.
Augusta, ME 04330
No additional details provided.
Augusta, ME 04330
Up to $7,499
Augusta High Yield Checking Rates
Augusta, ME 04330 6332
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Augusta, ME 04330 6332
Qualifying balance up to $15,000.00
Augusta, ME 04330 6238
APY* on balances up to $15,000
Augusta, ME 04330 6332
Qualifying balance up to $100,000.00
Augusta, ME 04330 6332
Balances of $100,001 and above
Augusta, ME 04330 6238
APY* only applies to funds above $15,000
Augusta, ME 04330
No additional details provided.
Augusta, ME 04330
No additional details provided.
Augusta, ME 04330
No additional details provided.
$1,500; Balances up to $10,000.00
Qualifying balance up to $10,000.00
$750 - $1,499.99; Balances up to $10,000.00
Qualifying balance up to $24,999.99
No additional details provided.
No additional details provided.
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No additional details provided.
No additional details provided.
For all balances if qualifications not met
No additional details provided.
Augusta Rewards Checking Rates
Augusta, ME 04330 6332
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Augusta, ME 04330 6332
Qualifying balance up to $15,000.00
Augusta, ME 04330 6332
Qualifying balance up to $100,000.00
Augusta, ME 04330 6332
Balances of $100,001 and above
Augusta, ME 04330 6332
Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Qualifying balance up to $15,000.00
Augusta, ME 04330 6332
All balances if qualifications not met
Augusta, ME 04330 6332
All balances if qualifications not met
Qualifying balance up to $10,000.00
Qualifying balance up to $24,999.99
No additional details provided.
For all balances if qualifications not met
No additional details provided.
No additional details provided.
Augusta Free Checking Rates
Qualifying balance up to $10,000.00
No additional details provided.
Augusta Student Checking Rates
Augusta Business Checking Rates
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Augusta, ME Checking Rate Trends
Compare local Augusta, ME checking rate quotes against the statewide average
Daily checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Maine high-yield checking rates fell 1.446 points over the past 7 days to 0.825% APY.
Maine free checking rates fell 0.064 points over the past 7 days to 0.320% APY.
Methodology & Data Sources
Independent, Free, and Unbiased Rate Comparisons: MonitorBankRates.com is an independent rate comparison service. Our Augusta, Maine checking rate tables are free for consumers to use, and we do not receive payment from any financial institution to be included or to be ranked in any particular order. Listings are based solely on the rates each institution publicly advertises on its own website.
A Note on Third-Party Rate Tools: Some pages on our site also feature rate comparison widgets and tools provided by third-party partners. These tools may include sponsored listings or affiliate links, and we may receive compensation when users click through them. We clearly label these widgets so you can tell at a glance which rates come from our independent MonitorBankRates.com tables and which come from our advertising partners.
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Augusta, Maine directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By sourcing this data from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Augusta, Maine. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in ME.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Augusta, Maine earn interest?
Are banks in Augusta, Maine FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Augusta, Maine
- University Credit Union Orono, ME
REALLY High Rewards Checking — 5.50% APY - Maine State Credit Union
Maine Advantage Checking — 3.50% APY - Kennebec Savings Bank
Premier Checking II — 0.20% APY - Skowhegan Savings Bank
Integrity Plus Checking — 0.04% APY - Trademark Federal Credit Union
Regular Checking — 0.00% APY
