Best Banks & Checking Accounts in Clinton, Iowa - March 2026
Brian McKay
Brian McKay
Founder & Data Architect- Automated Online Rate Data Aggregation
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The best checking rates for Clinton, Iowa include 1st Gateway Credit Union1st Gateway Credit Union1504 N 2nd St, Clinton, IA 52732 2946A+5.0 ★Texas Ratio: 1.49% 1st Rate Checking** at 1.80% APY, CNB Clinton National BankCNB Clinton National Bank235 6th Ave S, Clinton, IA 52732F2.4 ★Texas Ratio: 45.83% E-Vantage Investment Checking at 0.60% APY, DuTrac Community Credit UnionDuTrac Community Credit Union2445 Valley West Ct, CLINTON, IA 52732 7233A5.0 ★Texas Ratio: 6.42% High Yield Checking at 0.50% APY, Ascentra Credit UnionAscentra Credit Union1116 S 14th St, Clinton, IA 52732A5.0 ★Texas Ratio: 7.31% A Plus Checking at 0.05% APY, and Farmers Savings Bank Colesburg, IAFarmers Savings Bank Colesburg, IA747 Main St, Arlington, IA 50606A+5.0 ★Texas Ratio: 2.67% STAR Checking at 9.01% APY.
Looking for the best checking accounts in Clinton, Iowa? You have two main choices: convenient local branches or high-yield online accounts.
The tables below compare the top rates available to residents of Clinton, Iowa, featuring both local banks and credit unions near you.
Checking account rates reflect recent market quotes and representative offers available to depositors in Clinton, Iowa. Checking Account Rates Last Updated and Verified: March 20, 2026
Clinton, IA Checking Rate Trends
Compare local Clinton, IA checking rate quotes against the statewide average
Weekly checking rate averages tracked across our database of 8,500+ banks and credit unions — updated every evening.
Iowa high-yield checking rates rose 0.717 points this week to 0.767% APY, up from 0.050% last week.
Iowa rewards checking rates rose 1.610 points this week to 3.054% APY, up from 1.444% last week.
Compare Checking Account Rates Today in Clinton, Iowa & the Surrounding Area
Clinton, IA 52732 2946
Qualifications Required; Qualifying balance up to $20,000
Clinton, IA 52732
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
Clinton, IA 52732
No additional details provided.
Clinton, IA 52732 2946
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
Clinton, IA 52732
No additional details provided.
Clinton, IA 52732
No additional details provided.
Clinton, IA 52732
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
Clinton, IA 52732
No additional details provided.
Arlington, IA 50606
Qualifications Required: at least 15 debit card transactions post and settle; at least one direct deposit or automatic withdrawal; Receive e-Statements; Qualifying balance up to $4,000.00
Decorah, IA 52101 2412
Qualifications Required: ACH direct deposit(s) of $500 or more to your checking account; enrollment in eStatements; a minimum of fifteen (15) purchases using your debit card; Qualifying balance up to $777
Clarksville, IA 50619
No additional details provided.
Bussey, IA 50044
Qualifications Required: Make 10 debit card purchases that post and clear; Receive $1,000 or more in direct deposits; Maintain an average balance of $500; Enroll in free e-statements; Qualifying balance up to $50,000.00; $500 daily average account balance (or $10 plus tax maintenance fee).
Cedar Rapids, IA 52404
Qualifications Required; up to $15,000
Ames, IA 50010
Qualifications Required; Qualifying balance up to $20,000
Clinton, IA 52732 2946
Qualifications Required; Qualifying balance up to $20,000
CLINTON, IA 52732 7233
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
CLINTON, IA 52732 7233
No additional details provided.
Clinton, IA 52732
No additional details provided.
Arlington, IA 50606
Qualifications Required: at least 15 debit card transactions post and settle; at least one direct deposit or automatic withdrawal; Receive e-Statements; Qualifying balance up to $4,000.00
Decorah, IA 52101 2412
Qualifications Required: ACH direct deposit(s) of $500 or more to your checking account; enrollment in eStatements; a minimum of fifteen (15) purchases using your debit card; Qualifying balance up to $777
Clarksville, IA 50619
No additional details provided.
Bussey, IA 50044
Qualifications Required: Make 10 debit card purchases that post and clear; Receive $1,000 or more in direct deposits; Maintain an average balance of $500; Enroll in free e-statements; Qualifying balance up to $50,000.00; $500 daily average account balance (or $10 plus tax maintenance fee).
Cedar Rapids, IA 52404
Qualifications Required; up to $15,000
Ames, IA 50010
Qualifications Required; Qualifying balance up to $20,000
Cedar Rapids, IA 52402 1292
Qualifying balance up to $25,000.00
Cedar Rapids, IA 52402 1292
Qualifying balance up to $25,000.00
Davenport, IA 52807
Qualifying balance up to $30,000.00
Davenport, IA 52807
Blackhawk Bank & Trust; Daily balance of $0.01 to $30,000
Davenport, IA 52807
No additional details provided.
Creston, IA 50801
Qualifying balance up to $15,000.00
Davenport, IA 52807
Blackhawk Bank & Trust; Qualifying balance up to $15,000.00
Sioux City, IA 51106
Qualifying balance up to $100,000.00
Bussey, IA 50044
Qualifications Required: Make 10 debit card purchases that post and clear; Receive $1,000 or more in direct deposits; Maintain an average balance of $500; Enroll in free e-statements; Qualifying balance up to $50,000.00; $500 daily average account balance (or $10 plus tax maintenance fee).
Creston, IA 50801
Qualifying balance up to $15,000.00
Marion, IA 52302
Qualifying balance up to $20,000.00
Pleasantville, IA 50225
Qualifying balance up to $20,000
Corning, IA 50841
Qualifications Required: Qualifications apply; earn 3.50% cash back on debit card purchases - up to $8.75 per month
Ledyard, IA 50556
Qualifying balance up to $10,000.00
Des Moines, IA 50313 2261
Qualifying balance up to $24,999.99
Waterloo, IA 50701
No additional details provided.
Fort Madison, IA 52627
Qualifying balance up to $25,000.00
New London, IA 52645
Cash back on up to a total of $300.00 in debit card purchases. A maximum of $9.00 cash back payments may be earned per monthly Statement Cycle.
Denver, IA 50622
Qualifications Required; Qualifying balance up to $20,000.00
Clarinda, IA 51632
Qualifying balance up to $15,000.00
West Des Moines, IA 50266
Qualifications Required: Have a balance of at least $1,500 each day; Use your debit card at least 15 times for point of sale ("POS") transactions; Use your debit card for POS transactions totaling at least $300; Qualifying balance up to $29,999.99
Waterloo, IA 50701
No additional details provided.
Clive, IA 50325 8616
No additional details provided.
Clive, IA 50325 8616
No additional details provided.
West Des Moines, IA 50266
No additional details provided.
New London, IA 52645
Cash back on up to a total of $300.00 in debit card purchases. A maximum of $9.00 cash back payments may be earned per monthly Statement Cycle.
Postville, IA 52162
No additional details provided.
New London, IA 52645
When your qualifications are not met, nationwide ATM withdrawal fees are not reimbursed
Muscatine, IA 52761
No additional details provided.
Marshalltown, IA 50158
No additional details provided.
Ames, IA 50010
No additional details provided.
Ottumwa, IA 52501
No additional details provided.
Council Bluffs, IA 51503 1513
No additional details provided.
Bettendorf, IA 52722
No additional details provided.
Clinton, IA 52732
No additional details provided.
KEOKUK, IA 52632
No additional details provided.
KEOKUK, IA 52632
No additional details provided.
Bremer, IA 50677
Minimum Deposit to Open and Obtain APY*: $50,000 and Over
Bettendorf, IA 52722
No additional details provided.
Boone, IA 50036
No additional details provided.
Sioux City, IA 51105
No additional details provided.
Boone, IA 50036
No additional details provided.
Boone, IA 50036
No additional details provided.
Boone, IA 50036
No additional details provided.
Bettendorf, IA 52722
No additional details provided.
Boone, IA 50036
No additional details provided.
Bremer, IA 50677
Minimum Deposit to Open and Obtain APY*: $25,000 - $49,999.99
Ottumwa, IA 52501
No additional details provided.
What Cheer, IA 50268
No additional details provided.
Waterloo, IA 50701
Within the monthly Account analysis statement an earnings credit of 0.40% Rate & APY* will be calculated using the average daily collected balance (minus a 10% reserve requirement). If utilizing FSB Treasury Management Services (ACH Origination, Remote Deposit, Positive Pay, Sweeps) with this account, there will be an additional package fee that will be included in the monthly analysis.^ Account subject to change. See Bank or TIS for more details.
Boone, IA 50036
No additional details provided.
Sioux City, IA 51105
No additional details provided.
Boone, IA 50036
No additional details provided.
What Cheer, IA 50268
No additional details provided.
Methodology & Data Sources
Direct-Sourced & Verified Checking Rate Data: We aggregate checking account rates for Clinton, Iowa directly from the official websites of banks and credit unions using a combination of our proprietary rate aggregation technology and a dedicated team of rate updaters. By pulling this data straight from the institutions’ own digital properties and manually verifying the yields daily, we ensure that every checking rate displayed on MonitorBankRates.com is highly accurate and trustworthy.
Local, Regional, and National Coverage: Our systems and team constantly monitor the market to provide a complete picture of available yields in Clinton, Iowa. We feature a comprehensive mix of financial institutions, allowing you to easily compare localized checking rates from neighborhood credit unions, competitive offers from mid-sized regional banks, and high-yield checking accounts available to account holders in IA.
Daily Updates & Time-Stamped Accuracy: To maintain the highest level of data integrity, our rate updaters verify and update checking rates daily. Because checking account yields can fluctuate based on market conditions, every single checking product listed on our platform features its own specific “last updated” date.
Frequently Asked Questions
Do checking accounts in Clinton, Iowa earn interest?
Are banks in Clinton, Iowa FDIC insured?
What fees should I watch out for?
What is a Rewards Checking account?
Best Checking Rates in Clinton, Iowa
- 1st Gateway Credit Union
1st Rate Checking** — 1.80% APY - CNB Clinton National Bank
E-Vantage Investment Checking — 0.60% APY - DuTrac Community Credit Union
High Yield Checking — 0.50% APY - Ascentra Credit Union
A Plus Checking — 0.05% APY - Farmers Savings Bank Colesburg, IA
STAR Checking — 9.01% APY
