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CNB Clinton National Bank Rates & Review April 2026

CNB Clinton National Bank's 8-Month Certificate rates are at 3.00%, 60-Month Certificate rates are at 0.75%, 48-Month Certificate rates are at 0.70%, 36-Month Certificate rates are at 0.65%, 24-Month Certificate rates are at 0.60%. CNB Clinton National Bank's savings rates are at 0.00%. MonitorBankRates evaluates the financial stability of CNB Clinton National Bank with a 5.0 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 45.83%. Rates were last updated on 04/17/2026.

CNB Clinton National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CNB Clinton National Bank? Share your experience about CNB Clinton National Bank by leaving a review below, or read customer reviews before you decide to use CNB Clinton National Bank.

Overall Health & Safety Grade ?
C+
Fair Health Score: 77/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
45.83%
Fair Higher than avg
CNB Clinton National Bank
235 6th Ave S
Clinton, IA 52732
https://www.clintonnational.com
Member FDIC

CNB Clinton National Bank CD Rates

Product Rate APY Term View More
8 Month Certificate 2.99% 3.00% 8
Details **Simple Interest
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
60 Month Certificate 0.75% 0.75% 60
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
48 Month Certificate 0.70% 0.70% 48
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
36 Month Certificate 0.65% 0.65% 36
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
24 Month Certificate 0.60% 0.60% 24
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
18 Month Certificate 0.50% 0.50% 18
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
12 Month Certificate 0.45% 0.45% 12
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
18 Month Variable Rate Certificate 0.35% 0.35% 18 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
6 Month Certificate 0.35% 0.35% 6
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
IRA Investment Certificates 18 Month Variable Rate Certificate 0.35% 0.35% 18 Month
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
9 Month Certificate 0.30% 0.30% 9
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
3 Month Certificate 0.15% 0.15% 3
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%

CNB Clinton National Bank Savings Rates

Product Rate APY View More
CNB Health Savings 3.25% 3.30%
Min Balance $15,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
CNB Health Savings 3.00% 3.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
CNB Money Market/ Savings 0.15% 0.15%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
CNB Money Market/ Savings 0.10% 0.10%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
Regular Savings 0.05% 0.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
Thumbuddy, Student, Senior Savings 0.05% 0.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
CNB Money Market/ Savings 0.01% 0.01%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
CNB Money Market/ Savings - 0.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%

CNB Clinton National Bank Money Market Rates

Product Rate APY View More
CNB Money Market/ Savings 0.15% 0.15%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
CNB Money Market/ Savings 0.10% 0.10%
Min Balance $10,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
CNB Money Market/ Savings 0.01% 0.01%
Min Balance $1,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
CNB Money Market/ Savings - 0.00%
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%

CNB Clinton National Bank Checking Rates

Product Rate APY View More
E-Vantage Investment Checking 0.60% 0.60%
Min Balance $0
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
Prime Time 50 Checking 0.15% 0.15%
Min Balance $25,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
E-Vantage Investment Checking 0.10% 0.10%
Min Balance $15,000
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%
Prime Time 50 Checking 0.05% 0.05%
No additional details.
Last Updated 04/17/2026
Institution Ratings
2.4
Star Rating
F
Health Grade
Texas Ratio: 45.83%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CNB Clinton National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CNB Clinton National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CNB Clinton National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name CNB Clinton National Bank
Bank Holding Company W J YOUNG&CO
Address 235 6th Ave S, Clinton, IA 52732  ·  Clinton
FDIC Certificate # 4439
Established 05/01/1865
FDIC Insurance Date 01/01/1934
Domestic Offices 8
Total Branches 8
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C+
Overall Health Grade Score: 77/100
5.0
Exceptional Out of 5.0 Stars
45.83%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.0926%
Return on Equity (ROE) 1.4300%
Non-Performing Loans (NPL) 2.68%
Total Assets $408,160,000
Total Deposits $349,579,000
Equity Capital $44,036,000
Net Income $2,495,000
Headquarters Clinton
Total Offices 8
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

There are no reviews for CNB Clinton National Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About CNB Clinton National Bank

Is CNB Clinton National Bank a safe place to deposit money?

Yes, CNB Clinton National Bank is considered a safe financial institution. With a Texas Ratio of 45.828274793821%, the institution's financial health is rated as stable. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does CNB Clinton National Bank operate?

CNB Clinton National Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, CNB Clinton National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CNB Clinton National Bank provides members with tools to manage their accounts and build a solid financial history.

Does CNB Clinton National Bank offer online and mobile banking?

Most modern institutions like CNB Clinton National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.clintonnational.com.

Current CNB Clinton National Bank Rates

  • 12-Month CD0.45%
  • 18-Month CD0.35%
  • 24-Month CD0.60%
  • 36-Month CD0.65%
  • 48-Month CD0.70%
  • 60-Month CD0.75%
  • Savings0.00%
Retrieved from our database of financial products. Rates subject to change.